Our lease is up in April I think, so around March we need to tell our complex our plans on if we are going to stick around or not. I LOVE our townhouse. It isn't perfect, but it is just enough space for us and our dog to call home. But, it also is $800-$1000/month in rent and utilities, and doesn't leave us with a ton of extra funds each month to really be putting towards saving for a house of our own.
I am applying for grad school soon, and when my second year of it comes around I will be doing practicum for 3 days a week. Hopefully we will be able to get a work study figured out with my job, but no one can guarantee that, so I may end up having my hours cut back significantly (won't lose my job entirely, though) and we'd have a really tough time making ends meet if this is the case. If this happens we are already sure that we'll move into my parents basement, so that would be spring of 2016.
My parents are completely with us on moving into their place. They offered it and in reality they are very chill and would certainly give us our space. H and I have been discussing moving in sooner than later so that we can start saving for a down-payment for a house. If we live with my parents we could have a pretty significant amount of funds to work with, but I still am somewhat nervous about the process of moving in with them. I think it will be harder on us than we imagine, only because we are both so independent and we already have our own routines as a couple.
Have you and your FI/H lived with your parents? What are your thoughts? Is this a horrible idea at the beginning of our marriage?