So, finances. Apparently I suck at them.
I thought I was doing so well. I managed our entire wedding budget on my own and did a really good job.
But then I stopped tracking my spending and started buying things I had put off buying in order to budget for the wedding. Then I had some unexpected dental expenses (thanks a lot, useless insurance) that were pretty huge, and then also we paid for some travel (would not have paid for the travel if I knew the dental expenses were coming).
Yesterday and today I went through my spending for this month and it was awful. I did so bad. Like the whole "never live above your means" thing went out the window. What's making me feel the worst is that I had no idea how bad I did. WTF?! I feel like an idiot. I'm almost 30 and still can't manage my own finances.
So I re-made a budget and am going back to tracking what I spend. Hopefully it'll put me back on track but the month of June was a total shitshow. And the month is only halfway over! Argh! What is wrong with me?!!! Such a fail.
What do you do to budget, track finances, save money, stay on track, etc? I've tried a couple apps but didn't like them, so I just use my own spreadsheet. Are there any apps you really like? Or do you not do those things? Do you mess up (please tell me I'm not the only one who messes up this bad!)?
I'm seriously considering buying a copy of "Personal Finance for Dummies." I used to ask my dad questions about this stuff and he would say, "I'm not going to explain it right now, it's complicated." So I literally learned 0 things from my parents, and I apparently know less than I thought I did. Fail.
ETF I can't even spell finances