I have seen a few threads on this. Luckily DH and I are on the same page that we need to make some cuts to save some more money, especially with a little one on the way and there is the possibility of DH being laid off in the next 2 months, but thats a separate post for another day. We have already cut back on eating out and are looking at options to cut back on the cable bill (seriously we don't even watch half of the channels we have). I coupon and save in the grocery store where I can and buy in bulk from Coscto when needed.
Our student loans are something we can't cut back on, but luckily I have 4 payments left on one of them so that will be some money saved. Our CCs are being paid off so thats not a problem.
Our problem is with the trainer we have at the gym. Neither of us want to give up the membership, which is fine, its not a big dent in our budget to begin with. We have a small apartment and we do workout at home with the small space we have set aside, but with a baby coming that small space is going to get smaller and there are times where I want to take a fitness class or just use the treadmill instead of walking outside.
The trainer costs us $304 a month. We are locked into a 6 month commitment. Even after I found out I was pregnant, the gym and the trainer worked with us to still keep it but at the $304 cost. Essentially its a 2-for-1 deal since we workout together. DH loves working out with the trainer and it has been so good for him, he's gotten into amazing shape and I think its partly because he has someone kicking his @$$
in the gym for a 1/2 hour. He doesn't want to give it up and wants to find a way to make it work. I, on the other hand, think its an expense that needs to get cut when the contract is up, which is still a few months away. With him being laid off, as it appears now, thats $304 we can save each month or put towards another household bill. He just wants, like I said, wants to make it work so he can still keep the trainer.
It's very frustrating, to say the least. Any suggestions or ideas on how I can open his eyes to saving this money?