Ok so I always assumed I was a smart reasonable person, someone who can't be fooled by scams "Psh how do people fall for those Nigerian prince scams? It's so obvious". But today I nearly got scammed by someone who plays with life or death situations. It's a lot easier than I assumed and I nearly lost $1000. This is how: (it's a long story but also a warning)
Before I start I'll say my brother is fine, the worst time for his phone to be dead, but he answered afterwards.
First I was at work and got a missed call and got a text saying "Your family member was in a car accident, call back at this number" I'm in a few family member's emergency contacts so I thought it was reasonable. I called the stranger's number back. A guy answered and said there was a car accident and my brother or husband was in the crash and wasn't looking good, he was unconscious and I freaked out and panicked and asked which brother? and gave their actual names, and he chose one of the names.
He explained that my brother was in a car crash and the scammer's 10 year old nephew got badly hurt as well and they had no insurance for medical expenses. So the nephew's dad wanted to shoot my brother but the caller calmed him down and decided to call me for the money. So as I was shaking thinking my brother was being held hostage he walked me through trying to get money out of account and send to him through Western Union.
That started to sound suspicious of course, but I was panicking because my brother wasn't answering his phone. He told me to get out of work and do this "It's ok if you get fired, you can get another job but you won't get another brother", he's disgusting. So I stalled for 30min walking around some blocks pretending I couldn't find a western union but they were monitoring my every word. I was scared of saying the wrong thing and triggering them. Still scared texting my fiance through all of this, he researched that this is a common scam (that I never heard of). So I looked up the number while on my headset and the same story happened to someone else with this number a few weeks ago. So I asked the guy if he can put my brother on the phone. He lost his patience and freaked out and I hung up.
It sounds stupid looking back at it but these scammers play with your emotions, first by you thinking your family member is hurt, then by making up a story that they are taken hostage and you'd believe anything. This taught me to look up all numbers before calling them. I never wanted to know what it feels like to think your brother is going to die, but that's what it felt like and it's disgusting that people make a living off making strangers feel this way.
Just giving a warning about this sort of scam, never knew they go this far.