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"Hubby" Makes Me Ragey.

charlotte989875charlotte989875 member
First Anniversary First Comment First Answer 5 Love Its
in Wedding Woes
So we're closing on the house today (yay! I hope..) the mortgage is in my name because his students loans aren't fully consolidated. Anyways he has to sign to release me from the dower interest (which also makes me ragey), but the super annoying thing? The Escrow officer flagged where I have to sign and where he has to sign and the post-its all say "Hubby signs here". Are you freaking kidding me?!
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Re: "Hubby" Makes Me Ragey.

  • mrsconn23mrsconn23 member
    First Anniversary First Answer 5 Love Its First Comment
    edited May 2016
    That is super unprofessional.  Why not just use his first name or 'Mr. Charlotte989875 sign here'? 
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  • MesmrEweMesmrEwe member
    First Answer First Comment 5 Love Its Name Dropper
    Yea - that's a professionalism issue that'd make me a bit ragey too...  Even though I often refer to DH as "Hubby" term of endearment, there's a time and a place, signing paperwork for hundreds of thousands of dollars - they can write his first name out - or use "Blue post-its" for "YH signs here", basic business professionalism...
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  • bleve0821bleve0821 member
    First Anniversary First Comment First Answer 5 Love Its
    I'm guessing your post-its don't say "Wifey."  

    Does "dower interest" imply what I think it does?  I'm almost afraid to Google it...


    "And when they use our atoms to make new lives, they won’t just be able to take one, they’ll have to take two, one of you and one of me..."
    --Philip Pullman

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  • kimmiinthemittenkimmiinthemitten member
    First Anniversary First Answer First Comment 5 Love Its
    He's just looking out for your dainty lady fingers because he doesn't want you doing any extra signing that the Old Man could take care of. <sarcasmfont>


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  • charlotte989875charlotte989875 member
    First Anniversary First Comment First Answer 5 Love Its
    AtomicBlonde said:
    I'm guessing your post-its don't say "Wifey."  

    Does "dower interest" imply what I think it does?  I'm almost afraid to Google it...
    Shockingly enough they just have my first name.

    And yes, in Ohio a husband has rights to 1/3 of a property asset, even if he is not on the purchase. So he has to "release me" from this, essentially signing away his legal claim to the house that I am purchasing.

    (For the record, he's getting added to the title of the property and we share everything equally, it just made more financial sense to only use my income and loans than his.)
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  • charlotte989875charlotte989875 member
    First Anniversary First Comment First Answer 5 Love Its
    MesmrEwe said:
    Yea - that's a professionalism issue that'd make me a bit ragey too...  Even though I often refer to DH as "Hubby" term of endearment, there's a time and a place, signing paperwork for hundreds of thousands of dollars - they can write his first name out - or use "Blue post-its" for "YH signs here", basic business professionalism...
    It's definitely the professionalism thing that makes my blood boil. Terms of endearment between spouses is great, but seriously for them to assume this was OK to use on professional documents is ridiculous.

    And his first name has five letter, it literally took her more effort to write out "Hubby" multiple times, than it did his first name.
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  • thisismynickname2thisismynickname2 member
    First Anniversary First Comment First Answer 5 Love Its
    That's really gross!
    Good luck today!

    Even though I bought my condo before I even met my husband, as did he, after we got married and each sold our places we each had to sign release documents. Neither of us had put each other on the deed or anything; just something to do with marriage law in our state. I didn't ask questions; just one more document in a very large stack as far as I was concerned. 

    You know what was really fun? DH was on a business trip on our closing day, so I had power of attorney. I had to sign everything with my full name and "HisFullName by MyFullName as attorney in fact."  I can barely spell his full name much less write it a million times.  
    ________________________________


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  • HeffalumpHeffalump member
    First Anniversary First Comment 5 Love Its First Answer
    thisismynickname said:
    That's really gross!
    Good luck today!

    Even though I bought my condo before I even met my husband, as did he, after we got married and each sold our places we each had to sign release documents. Neither of us had put each other on the deed or anything; just something to do with marriage law in our state. I didn't ask questions; just one more document in a very large stack as far as I was concerned. 

    You know what was really fun? DH was on a business trip on our closing day, so I had power of attorney. I had to sign everything with my full name and "HisFullName by MyFullName as attorney in fact."  I can barely spell his full name much less write it a million times.  
    I had to do that when we first moved down here, because DH was still up in Chicago and couldn't make it for the closing.  Worst hand cramp ever!
    �
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  • mrsconn23mrsconn23 member
    First Anniversary First Answer 5 Love Its First Comment
    Heffalump said:
    thisismynickname said:
    That's really gross!
    Good luck today!

    Even though I bought my condo before I even met my husband, as did he, after we got married and each sold our places we each had to sign release documents. Neither of us had put each other on the deed or anything; just something to do with marriage law in our state. I didn't ask questions; just one more document in a very large stack as far as I was concerned. 

    You know what was really fun? DH was on a business trip on our closing day, so I had power of attorney. I had to sign everything with my full name and "HisFullName by MyFullName as attorney in fact."  I can barely spell his full name much less write it a million times.  
    I had to do that when we first moved down here, because DH was still up in Chicago and couldn't make it for the closing.  Worst hand cramp ever!
    Our first house was in my name only (I signed the contract to build and met DH a week later)..I even refinanced it in my name and I still had to have DH sign a release because he couldn't make the closing for that house. 
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  • OurWildKingdomOurWildKingdom member
    First Anniversary First Answer First Comment 5 Love Its
    charlotte989875 said:
    AtomicBlonde said:
    I'm guessing your post-its don't say "Wifey."  

    Does "dower interest" imply what I think it does?  I'm almost afraid to Google it...
    Shockingly enough they just have my first name.

    And yes, in Ohio a husband has rights to 1/3 of a property asset, even if he is not on the purchase. So he has to "release me" from this, essentially signing away his legal claim to the house that I am purchasing.

    (For the record, he's getting added to the title of the property and we share everything equally, it just made more financial sense to only use my income and loans than his.)
    Wait, what? I'm in Ohio and had no idea!
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  • OurWildKingdomOurWildKingdom member
    First Anniversary First Answer First Comment 5 Love Its
    edited May 2016
    charlotte989875 said:
    OurWildKingdom said:
    charlotte989875 said:
    AtomicBlonde said:
    I'm guessing your post-its don't say "Wifey."  

    Does "dower interest" imply what I think it does?  I'm almost afraid to Google it...
    Shockingly enough they just have my first name.

    And yes, in Ohio a husband has rights to 1/3 of a property asset, even if he is not on the purchase. So he has to "release me" from this, essentially signing away his legal claim to the house that I am purchasing.

    (For the record, he's getting added to the title of the property and we share everything equally, it just made more financial sense to only use my income and loans than his.)
    Wait, what? I'm in Ohio and had no idea!
    Yup. Read up on dower interest in Ohio. 

    Well besides too many "hubby" postits, we closed with no problems. We're officially homeowners!
    I just did a search and read the Ohio Revised Code section on dower interest. It reads like it applies regardless of the gender of the spouses, but I could be mistaken.

    The condensed version: http://www.laribee-hertrick.com/literature/are-dower-rights

    Congratulations!
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  • ernursejernursej member
    First Answer First Anniversary First Comment 5 Love Its
    OurWildKingdom said:
    charlotte989875 said:
    OurWildKingdom said:
    charlotte989875 said:
    AtomicBlonde said:
    I'm guessing your post-its don't say "Wifey."  

    Does "dower interest" imply what I think it does?  I'm almost afraid to Google it...
    Shockingly enough they just have my first name.

    And yes, in Ohio a husband has rights to 1/3 of a property asset, even if he is not on the purchase. So he has to "release me" from this, essentially signing away his legal claim to the house that I am purchasing.

    (For the record, he's getting added to the title of the property and we share everything equally, it just made more financial sense to only use my income and loans than his.)
    Wait, what? I'm in Ohio and had no idea!
    Yup. Read up on dower interest in Ohio. 

    Well besides too many "hubby" postits, we closed with no problems. We're officially homeowners!
    I just did a search and read the Ohio Revised Code section on dower interest. It reads like it applies regardless of the gender of the spouses, but I could be mistaken.

    The condensed version: http://www.laribee-hertrick.com/literature/are-dower-rights

    Congratulations!

    Most places have a similar clause. Designed to protect the spouse not on title. Does end up becoming a pain with extra paperwork. Not sure if it is worth doing the extra paperwork as soon as getting married/wanting to share the property title or just when one sells the property.
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  • thisismynickname2thisismynickname2 member
    First Anniversary First Comment First Answer 5 Love Its
    ernursej said:
    OurWildKingdom said:
    charlotte989875 said:
    OurWildKingdom said:
    charlotte989875 said:
    AtomicBlonde said:
    I'm guessing your post-its don't say "Wifey."  

    Does "dower interest" imply what I think it does?  I'm almost afraid to Google it...
    Shockingly enough they just have my first name.

    And yes, in Ohio a husband has rights to 1/3 of a property asset, even if he is not on the purchase. So he has to "release me" from this, essentially signing away his legal claim to the house that I am purchasing.

    (For the record, he's getting added to the title of the property and we share everything equally, it just made more financial sense to only use my income and loans than his.)
    Wait, what? I'm in Ohio and had no idea!
    Yup. Read up on dower interest in Ohio. 

    Well besides too many "hubby" postits, we closed with no problems. We're officially homeowners!
    I just did a search and read the Ohio Revised Code section on dower interest. It reads like it applies regardless of the gender of the spouses, but I could be mistaken.

    The condensed version: http://www.laribee-hertrick.com/literature/are-dower-rights

    Congratulations!

    Most places have a similar clause. Designed to protect the spouse not on title. Does end up becoming a pain with extra paperwork. Not sure if it is worth doing the extra paperwork as soon as getting married/wanting to share the property title or just when one sells the property.
    Congrats Charlotte!
    That link is kind of funny, notice the part about adultery? Don't cheat folks or else you may lose property rights! 
    ________________________________


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  • spockforprezspockforprez member
    First Anniversary First Comment 5 Love Its Name Dropper
    charlotte989875 said:

    Well besides too many "hubby" postits, we closed with no problems. We're officially homeowners!
    Congratulations!!!! I know I'm late but I hope all the stress and anxiety was worth it!
    Daisypath Anniversary tickers
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  • charlotte989875charlotte989875 member
    First Anniversary First Comment First Answer 5 Love Its
    Thanks everyone! Totally worth it I love this house. Can't wait to move. Well not move but actually be in the house. We're moving on Sunday, which is our first anniversary!
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  • HeffalumpHeffalump member
    First Anniversary First Comment 5 Love Its First Answer
    charlotte989875 said:
    OurWildKingdom said:
    charlotte989875 said:
    AtomicBlonde said:
    I'm guessing your post-its don't say "Wifey."  

    Does "dower interest" imply what I think it does?  I'm almost afraid to Google it...
    Shockingly enough they just have my first name.

    And yes, in Ohio a husband has rights to 1/3 of a property asset, even if he is not on the purchase. So he has to "release me" from this, essentially signing away his legal claim to the house that I am purchasing.

    (For the record, he's getting added to the title of the property and we share everything equally, it just made more financial sense to only use my income and loans than his.)
    Wait, what? I'm in Ohio and had no idea!
    Yup. Read up on dower interest in Ohio. 

    Well besides too many "hubby" postits, we closed with no problems. We're officially homeowners!
    https67mediatumblrcom124e568153c1cc14102ccda38952c319tumblr_mzbjxcIQOr1qjxgzio1_500gif
    �
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  • *Barbie**Barbie* member
    First Anniversary 5 Love Its Name Dropper First Comment
    thisismynickname said:

    You know what was really fun? DH was on a business trip on our closing day, so I had power of attorney. I had to sign everything with my full name and "HisFullName by MyFullName as attorney in fact."  I can barely spell his full name much less write it a million times.  
    I closed on our house in TX about 3 weeks before DK and I moved here, so I had to do that too. I went through 2 pens and it took more than 3 hours. My realtor said it's the longest closing she's ever attended - and she's been a realtor for 40+ years.
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