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Wedding Woes

Thursday

short+sassyshort+sassy member
Knottie Warrior 10000 Comments 500 Love Its 5 Answers
edited July 2023 in Wedding Woes
Almost to the weekend.  I can't wait just so I can sleep in for a couple days, lol.  I haven't been getting enough sleep this week and am super tired.

Tonight, I am going to a local real estate investors meeting.  The guest speaker is going to be talking in depth about the state of the housing market in New Orleans.  This has been causing me so much stress over the last few months because I feel like I've been watching house prices drop like stones.

It's a few issues for this, but one of them feels temporary.  There's the usual...high insurance and high interest rates.  The insurance issue has gotten slightly better in the last few months.  And if we can make it through the summer without a major hurricane anywhere in the US and especially not in this area, I think rates will drop further come Fall.  But that is a big "if".  I don't think interest rates will be going up much more and might improve by early next year.

But the unusual, more temporary item is the city recently made a major change to how they are doing short-term rentals.  A lot of people lost their STR licenses.  My rentals aren't in "STR" areas, but my personal home "kind of" is.  It's not a prime STR neighborhood, but it's still a decent choice for an STR area and there have been a number of them in the past.  There has suddenly been a glut of homes for sale in my neighborhood and I think that has something to do with it.  But how much is it affecting it?  That's what I'm not sure about.

The bottom line for me is, am I better off selling my house in the Fall like I have been planning to?  Or am I better off waiting a bit longer, hoping the glut of houses for sale in my neighborhood get sold and it goes back to normal levels?  And prices go back up some or at least stabilize and have less competition.  But the huge gamble with that is what if prices keep falling and I lose even more equity than I already have.  I've just been sick about it.
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Re: Thursday

  • So now after my big, dramatic post.  This is my small, "I'm proud of myself" post.

    I kicked butt on my water drinking yesterday.  Drank 80 ounces before I even got home and then had another 14 ounces.

    That involved a lot of going to the breakroom at work, to keep refilling my 24 ounce water bottle.

    Mid afternoon, I went to the breakroom for another refill.  And there were THREE full boxes of doughnuts.  All different kinds.  Oh, you MFers!

    But I was strong, ya'll.  I was strong!  I did not succumb to temptation.  No doughnuts for me.  Not even half of one.  I even got hungry about an hour later.  I went into the breakroom with my little piece of bread to toast it up and slather some PB on it.  There were still doughnuts available.  No!  I still stuck to my slice of PB toast.
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  • Good job @short+sassy, willpower doesn’t come easy to me.
    another day waking up not being a billionaire. Boooo. What does the lottery commission have against me?

    Yesterday was a good day.  Historical society after lunch, Bar for a beer. Antique mall and then out for dinner with some slot playing after that.  Someone had a really good booth at this antique mall we went to, and I got a beautiful vase and Coach purse. Now, I’m not an expert at detecting fakes but I’m almost certain this one is real. There was a fake next to it (same price) I spotted immediately.  After inspection and web searches on how to spot fakes, I’m pretty confident I got a real coach for $16.  It’s beautiful and totally my taste (I’m not a fan of the c pattern ones) so if it’s a fake, I still like it! 


  • Isn’t the Fed predicting another rate hike @short+sassy? That’s what a lot of our research is suggesting, meaning mortgage rates might actually keep going up. Hoping you get some answers soon! 
  • Pretty much SSDD here. H got his cast off and was fitted for a brace so hoping he’ll be a little more comfortable now. It feels like one million degrees here (okay it’s actually only in the 80s) and I know it’s so much better than the south/west but I hate it. 


  • It's not only hot but with the recent horrific rains it's washed a ton of bacteria down the rivers so the beaches are closed.  I'm hoping that if we do get more rain tomorrow it will still be OK to get some water activity in over the weekend.

    We're hoping to get the boat out on Saturday for the first trip of the season.  Between Chiquita and weather we haven't gone out.  And for those not in the NE, the rains that absolutely trashed VT have been really rough on the local rivers which washed into Long Island Sound.  It's uprooted trees and even pulled a full dock from a river:
    May be an image of kayak and body of water

    With that amount of debris, there's no way we're going to put the boat in when that's just the kind of stuff we can see and if there are logs floating we won' see them until we need a new propeller - and due to the damage this season it would mean we lost the summer entirely. 

    Other than that, today I registered for the DAS pass for when we go to EPCOT next month as part of vacation.  With Chiquita's new diagnosis it's going to be a huge help to avoid the lines and we will still have waits but they can be inside.  It's a relief!


  • Isn’t the Fed predicting another rate hike @short+sassy? That’s what a lot of our research is suggesting, meaning mortgage rates might actually keep going up. Hoping you get some answers soon! 
    I really appreciate your input, especially since I know you work in banking.

    I've read a lot of conflicting information from various experts and definitely don't feel solid in any way about what might happen.  The gist I've read about recently is rates might go up 1-2 more times this year, but it won't be by much overall and will still stay under or equal the height it was a couple months ago.

    That the Feds have said they won't be lowering rates for a few years, but their primary concern is always the bond market.  So it makes sense to say something like that right now in the short-term, but wouldn't make sense to actually do that in the longer-term.

    I'm also side-eying that they are even pretending to say what they think they are going to do.  They've been raising rates to help control inflation.  That's still been a large unknown.  Who knows what that is going to be 6 months from now, much less 1-2 years from now.

    More pity party:

    But it does feel like we are in unusual times, at least in terms of volatility and uncertainty for what the economy might actually do. Everything I read feels like total conjecture.

    And then all this talk about a tighter job market and rising unemployment rates.  A looming recession.

    My life plans changed about a year ago.  I adapted them, or thought I did, and planned what my next phase would be.  But all of this macroeconomic uncertainty on multiple fronts has me questioning everything again.  With the uncertainty of the real estate market in my city being the sour cherry on top.
    Wedding Countdown Ticker
  • Pretty much SSDD here. H got his cast off and was fitted for a brace so hoping he’ll be a little more comfortable now. It feels like one million degrees here (okay it’s actually only in the 80s) and I know it’s so much better than the south/west but I hate it. 


    I'm glad he got his cast off.  I didn't realize it would be so soon.  Though I'm sure it didn't feel "soon".

    It has been an especially brutal summer this year.  I'm guessing my area is running at least 5 degrees higher than average for July.  And usually August is the hottest month.  Is it going to be even worse in August?  I'm not sure how that would even be possible.  And Mother Nature should not read that sentence as a challenge, lol.
    Wedding Countdown Ticker
  • So J & K are trying to wrap stuff up - J is on holidays after tomorrow and K is on holidays as of Thursday.
    Obv there are now fires they're trying to put out and today seems to be really trying J's patience.
    Of course, K is also trying to get official with her licensing and the new joke is she can remember what she needs for her exams but the password to log in and make it official?
    Nope.
    It does mean she needs make phone calls.

    I managed to get a problem plaguing me since May (client of ours) settled FINALLY

    Never deal with payday loan places. Never.

    And I managed to get a massive box of books sent to the library.
    There was only 3 they didn't take, so they'll go in donation bag. That bag is likely good to go tomorrow.

    I was looking online at halloween stuff at Michaels {my mum and I are anticipating to go soon}
    How t.f am I pastel hallowe'en girl?
    LMAO
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