Ok, here's the deal. Found our photographer through an ad on craigslist. His style is incredible, everything we've been looking for, right in our price point. He mentioned he was rebuilding his photography business after splitting up with his wife; they had a husband-wife photography business together.
I found out today that the old husband-wife photography business got some really bad reviews. Like, people lost deposits right around the time the business/marriage imploded. But all the bad reviews specifically mention it was the wife that scammed them, and that he was pleasant to work with but as he had left the business and they were contracted with his wife, there was little he could do.
So I'm a little worried, sure, but the optimist in me wants to give the guy the benefit of the doubt. Maybe he really *is* trying to rebuild his photography business. We met with him several times and I made him jump through quite a few hoops before we booked with him and put down the deposit (which, thankfully, was the minimum 20%, or $240, like my FI insisted we put down instead of the grand I wanted to drop).
The plan right now is to utilize him for our engagement pictures this summer, which come with the package we had selected. If anything's even remotely "off" we'll just break the contract and only be out the $240, which is what I would have expected to pay for an engagement session around here anyway, and it won't be the worst thing in the world if that shoot gets messed up. But I wanted to get some additional advice/thoughts about CYA and everything.
Discuss.