Making that paper rain...

nottheonlydreamer44

Lyn got me thinking about a sudden windfall.

1.) What would you do with an unexpected sum of money right now? (doesn't have to be the lottery.)

2.) If you did win the lottery, what amount would be "enough" to keep you living well for the rest of your life?

3.) Think fast. You're completely selfish and want to buy yourself one thing before you tell anyone you have this money. What is it?

4.) If you did get a sudden windfall (excluding the lottery) would you tell your S/O, assuming you don't share bank accounts? Why or why not?

5.) Role reversal. If your S/O got the money instead, would you expect him to tell you or would it not matter because the money was "his"?  Would you be upset if you found out about it later?

heyimbren

1.) What would you do with an unexpected sum of money right now? (doesn;t have to be the lottery.)
Invest it. Maybe take a bit of it as spending money, but not a lot.

2.) If did win the lottery, what amount would be "enough" to keep you living well for the rest of your life?
A lot. I'm taking millions here (assuming it's a long ish life haha)

3.) Think fast. You're completely selfish and want to buy yourself one thing before you tell anyone you have this money. What is it?
Burberry trenchcoat.

4.) If you did get a sudden windfall (excluding the lottery) would you tell your S/O, assuming you don't share bank accounts? Why or why not?
I'd tell him. We don't share bank accounts, but we do know about each other's finances. I think it's important to know in a serious relationship, even if you aren't "sharing" the money.

5.) Role reversal. If your S/O got the money instead, would you expect him to tell you or would it not matter because the money was "his"?  Would you be upset if you found out about it later?
I'd expect him to tell me, and I'm fairly confident that he would. I don't think I'd be upset, but I'd want to know why he didn't tell me earlier. It isn't about whether the money is "his" or not, I just like to know what's going on in his life.

HeartOverMind

1.) What would you do with an unexpected sum of money right now? (doesn;t have to be the lottery.) Honestly, it would go DIRECTLY to the bank. I have school to pay for. BOO!

2.) If did win the lottery, what amount would be "enough" to keep you living well for the rest of your life? However much they gave me, I really don't know an exact amount. I would be grateful for any amount.

3.) Think fast. You're completely selfish and want to buy yourself one thing before you tell anyone you have this money. What is it? Shoes..lots of shoes (you said think fast, don't judge me!)

4.) If you did get a sudden windfall (excluding the lottery) would you tell your S/O, assuming you don't share bank accounts? Why or why not? Yes, I would tell him. Because he's my SO and I would want him to know.

5.) Role reversal. If your S/O got the money instead, would you expect him to tell you or would it not matter because the money was "his"?  Would you be upset if you found out about it later? I would definitely expect him to tell me. No, I wouldn't expect him to give me any of it because it is "his" money but he better tell me. No secrets! And yes, I would be upset if he didn't tell me. But I know, in real life, he would tell me.

motoLyn

1.) What would you do with an unexpected sum of money right now? (doesn;t have to be the lottery.)
Take some and pay off some debt, got to get that monkey off my back, the rest would be invested.  I need play money for when I'm in my fifties.

2.) If did win the lottery, what amount would be "enough" to keep you living well for the rest of your life?
I'd still want to work, so I have to say 80 million would be enough.  Hahahaha I have no idea really.  Just enough to have a nest egg buffer and let me afford to travel and work as well.

3.) Think fast. You're completely selfish and want to buy yourself one thing before you tell anyone you have this money. What is it?
A new freaking motorcycle!!!!  I want I want! Honda CBR-RR600.

4.) If you did get a sudden windfall (excluding the lottery) would you tell your S/O, assuming you don't share bank accounts? Why or why not?
I'd tell him, he and I have open and honest lines of communication.  I have the money and the first thing I want to do and plan how to spend and invest it with him.

5.) Role reversal. If your S/O got the money instead, would you expect him to tell you or would it not matter because the money was "his"?  Would you be upset if you found out about it later?
I'd expect him to  tell me and indeed he does.  He came into a good down payment from his father for a house, this is before he and I were engaged and dating.  We still lived together but he told me his dad's plans and how much his dad is giving him. 

mellimel19

Oooh great topic!

1.) What would you do with an unexpected sum of money right now? (doesn;t have to be the lottery.)

Hahaha so much to do with it! Depending on the amount, I'd buy us a lovely house in the neighborhood we currently can only afford to rent in, buy my mom a house, pay for our wedding, and pay off all our debt.

2.) If did win the lottery, what amount would be "enough" to keep you living well for the rest of your life?

I'd say 5 million. Gotta figure half of that is probably taken out in taxes, leaving us with 3.5 million. A nice house in our neighborhood would take up a little over a million, leaving us with about 2.5 to live out our lives, travel and do some nice things for family and friends.

3.) Think fast. You're completely selfish and want to buy yourself one thing before you tell anyone you have this money. What is it?

A trip to Palau to snorkel with stingless jellyfish. I think jellyfish are so graceful and pretty!

4.) If you did get a sudden windfall (excluding the lottery) would you tell your S/O, assuming you don't share bank accounts? Why or why not?

Absolutely. Long before we got engaged, we've been thinking of us in a team mentality, so we always take each other into account. Besides, I couldn't enjoy the windfall by myself, it would make me happy to share it with my SO and do fun things with it together.

5.) Role reversal. If your S/O got the money instead, would you expect him to tell you or would it not matter because the money was "his"?  Would you be upset if you found out about it later?

Absolutely! I'd be livid if he didn't tell me! He's the one that's always saying, but we're a TEAM! Besides there's no way he'd be able to keep it a secret. We live together, and I'd catch on to the additional purchases or vacations or whatever. Besides I know the first thing he'd do is buy us a house, and I can be quite blonde at moments, but I'm pretty sure I'd wonder where he got the money for that hahaha

calindi

1.) What would you do with an unexpected sum of money right now? (doesn;t have to be the lottery.)
We've discussed this - half would go directly into a high-interest mutual fund, and half would be spent on the most amazing trip ever.

2.) If did win the lottery, what amount would be "enough" to keep you living well for the rest of your life?
I calculated once that we would need approximately $3 million saved for both of us to retire by age 60, so I would guess we'd need (assuming I invest it correctly and budget well) around $6 million now.

3.) Think fast. You're completely selfish and want to buy yourself one thing before you tell anyone you have this money. What is it?
A trip with my BF, parents, brother & his girlfriend to Italy.

4.) If you did get a sudden windfall (excluding the lottery) would you tell your S/O, assuming you don't share bank accounts? Why or why not?
Of course.  We're extremely open with finances and budgets and it would be a huge violation of trust to keep something like that from the other.

5.) Role reversal. If your S/O got the money instead, would you expect him to tell you or would it not matter because the money was "his"?  Would you be upset if you found out about it later?
Of course.  There's no doubt he'd tell me.  I know every penny that he gets or spends - why? Because he TELLS me in explicit detail!

mellimel19

HeartOverMind, hahaha shoes! I want to add that to my answer too. I would definitely buy lots of shoes!

Wrkn925

1.) What would you do with an unexpected sum of money right now? (doesn;t have to be the lottery.)
Pay off what little debt I have, buy a house, pay off my parents' houses
2.) If did win the lottery, what amount would be "enough" to keep you living well for the rest of your life?
I could live perfectly happy on 50K a year for a lifetime. 
3.) Think fast. You're completely selfish and want to buy yourself one thing before you tell anyone you have this money. What is it?
Shark Steam Mop.  damnit.  That was the first thing that came to mind. 
4.) If you did get a sudden windfall (excluding the lottery) would you tell your S/O, assuming you don't share bank accounts? Why or why not?
I'd tell him right away.  I have nothing to hide from him, and he's decent with money. 
5.) Role reversal. If your S/O got the money instead, would you expect him to tell you or would it not matter because the money was "his"?  Would you be upset if you found out about it later?
I have no doubt that I'd be the first person he'd tell.  He would consider it ours, as would I.  We've helped each other through job changes and income issues, so sharing in the good times would be a no-brainer.

ETA: horrible spelling....

jemmini6

1.) What would you do with an unexpected sum of money right now? (doesn;t have to be the lottery.)
Pay off my student loans, pay off my parents debt, pay off FI's house (provided my name goes on the deed)

2.) If did win the lottery, what amount would be "enough" to keep you living well for the rest of your life?
several million, if I'm going to be wealthy, I want enough not just to keep me living at my current standard, I want to be able to do the extras too, like travel extensively

3.) Think fast. You're completely selfish and want to buy yourself one thing before you tell anyone you have this money. What is it?
Buy 2 new BMW M3 (one for me, one for FI...it's both our dream cars)

4.) If you did get a sudden windfall (excluding the lottery) would you tell your S/O, assuming you don't share bank accounts? Why or why not?
Of course I'd tell him. He is my the person I've chosen to share my life with, for richer or poorer

5.) Role reversal. If your S/O got the money instead, would you expect him to tell you or would it not matter because the money was "his"?  Would you be upset if you found out about it later?
I'd expect him to do the same

loves2shop4shoes

1.) What would you do with an unexpected sum of money right now? (doesn;t have to be the lottery.) 

It depends on how much it was.  If it was a LOT, I'd make FI quit his job.  He hates his job.  I'd tell him he would not be working again until he could find a job he loved that would appreciate him.  Then, I'd buy a house, buy two cars (one for me, one for FI), pay off all of our student loans, and book an expensive vacation.

2.) If did win the lottery, what amount would be "enough" to keep you living well for the rest of your life? 

Hmmm...I don't know if I'm to assume that I won't work another day or not.  For argument's sake, let's say neither FI nor I will ever work another day in our lives (which would never happen!).  I also don't know how we're defining "living well", so I'll assume you  mean comfortably.

If we're talking, just comfortably, without any glitz and glamour, we could probably live off of $5 million.  More realistically, probably $10 million.

3.) Think fast. You're completely selfish and want to buy yourself one thing before you tell anyone you have this money. What is it? 

Depends on how much money I won.  If I won tens of millions, I'd buy myself a Lamborghini Murcielago.  A buddy of mine has one...that thing MOVES.

If I won like $5 million or less, I'd probably buy myself a Chanel bag or something equally frivolous.  Maybe I'd spring for some LV luggage?

4.) If you did get a sudden windfall (excluding the lottery) would you tell your S/O, assuming you don't share bank accounts? Why or why not? 

Yes.  I would tell him.  We live together...it'd be kinda hard to hide.  And we also have complete financial transparency.  Also, it would be "our money" in my mind, so of course, he would have to decide how he wanted to spend our gobs of money.

5.) Role reversal. If your S/O got the money instead, would you expect him to tell you or would it not matter because the money was "his"?  Would you be upset if you found out about it later?

Yes, I'd expect him to tell me for the aforementioned reasons.

jemmini6

wrkn- zomg I LOVE my shark steam mop.  LOL.  We have the vac then steam...it's amazing :-D

deburnin

1.) What would you do with an unexpected sum of money right now? (doesn;t have to be the lottery.)

How large of a sum are we talking? lol I'd pay off my student loans. Pay off a chunk of the mortgage and put the rest into savings and potentially take my dream trip to Disney.

2.) If did win the lottery, what amount would be "enough" to keep you living well for the rest of your life?

This life and probably then some.

3.) Think fast. You're completely selfish and want to buy yourself one thing before you tell anyone you have this money. What is it?

A Smart car!!

4.) If you did get a sudden windfall (excluding the lottery) would you tell your S/O, assuming you don't share bank accounts? Why or why not? 

Yes because the money would affect him as well and why hide it? That would just be shady. He's also a financial planner so it's just smart. :P

5.) Role reversal. If your S/O got the money instead, would you expect him to tell you or would it not matter because the money was "his"?  Would you be upset if you found out about it later?

I don't doubt that I'd be the first person he called. I'd be pretty POed if he didn't tell me. Not because i want to go out and spend his money, but because he was keeping something from me that affects both of our lives.

nottheonlydreamer44

Wrkn - You really want that Steam mop! Get it girl :-)

All of you have great plans! I always wonder about things like this. The reason I ask if you would tell the other person is some people are very much of the idea that it's my money and that's all. Especially if you had the money BEFORE you started dating/got engaged/married.

I know about 6 men who have "secret accounts" that their wives have no clue about.

loves2shop4shoes

In Response to <a href="http://forums.theknot.com/Sites/theknot/Pages/Main.aspx/special-topic-wedding-boards_not-engaged-yet_making-paper-rain?plckFindPostKey=Cat:Special%20Topic%20Wedding%20BoardsForum:136Discussion:2868c926-e9ff-4a99-80cb-80942b38f165Post:bb3d85c2-7955-43b6-b955-18d7a7a68692">Re: Making that paper rain...</a>:
[QUOTE] I know about 6 men who have "secret accounts" that their wives have no clue about.
Posted by nottheonlydreamer44[/QUOTE]

<div>My dad is like that.  Mostly because he gets divorced so frequently.  His wives have had NO idea how much money he actually has...</div>

bethsmiles

1.) What would you do with an unexpected sum of money right now? (doesn't have to be the lottery.)
I would probably do my Christmas shopping early

2.) If you did win the lottery, what amount would be "enough" to keep you living well for the rest of your life?

like a couple million? IDK...

3.) Think fast. You're completely selfish and want to buy yourself one thing before you tell anyone you have this money. What is it?

A house on the beach, not a big one, just an average sized house. If I one the lottery. If it was a smaller amount of moneyI honestly would probably have to hold onto it for awhile to decide. I am not an impulse buyer, it takes me forever to decide what to buy with extra cash.

4.) If you did get a sudden windfall (excluding the lottery) would you tell your S/O, assuming you don't share bank accounts? Why or why not?

Oh course I would. I don't have a reason not too...I could hide it from him, we don't live together or share any expenses but I don't see why I would keep it from him.

5.) Role reversal. If your S/O got the money instead, would you expect him to tell you or would it not matter because the money was "his"?  Would you be upset if you found out about it later?

I would expect him to tell me because I would tell him.

skyler1108

In Response to <a href="http://forums.theknot.com/Sites/theknot/Pages/Main.aspx/special-topic-wedding-boards_not-engaged-yet_making-paper-rain?plckFindPostKey=Cat:Special Topic Wedding BoardsForum:136Discussion:2868c926-e9ff-4a99-80cb-80942b38f165Post:b9be252d-0034-4003-8d66-a5a878e9bcd8">Making that paper rain...</a>:
[QUOTE]Lyn got me thinking about a sudden windfall. 1.) What would you do with an unexpected sum of money right now? (doesn;t have to be the lottery.) <strong>Buy a house and invest the rest.
</strong>
2.) If did win the lottery, what amount would be "enough" to keep you living well for the rest of your life? <strong>Ummm 5-10 million?</strong>

3.) Think fast. You're completely selfish and want to buy yourself one thing before you tell anyone you have this money. What is it? <strong>A new Mercedes</strong>

4.) If you did get a sudden windfall (excluding the lottery) would you tell your S/O, assuming you don't share bank accounts? Why or why not? <strong>Yes, we are engaged so all money issues are talked about since affect both of us.
</strong>
5.) Role reversal. If your S/O got the money instead, would you expect him to tell you or would it not matter because the money was "his"?  Would you be upset if you found out about it later?<strong> Yes I would expect him to tell me. I would be upset if he did not tell me (see answer above).
</strong>Posted by nottheonlydreamer44[/QUOTE]

noelle24

1) We'd pay off the last of our debt.  We'd spend some money to get some nice things for ourselves and family, and then invest/save the rest.

2) I have no idea.  It really would depend on how well we could invest it and what the return would be.   I'd like a solid $25 million, just in case.  That way, we could help out family, too, if they needed it in the future.  But who am I kidding?  if someone handed me a lottery ticket worth $10k I'd be thrilled right about now.

3) For myself? Honestly, I'd want to spend it on a fantastic, 5-star vacation for DH and I.

4) Absolutely.  A windfall of that amount affects both of us.  I'd view it as our money, not mine.  Any decisions about what to do with it would be mutual.

5) Absolutely, see answer to #4.

heyimbren

In Response to <a href="http://forums.theknot.com/Sites/theknot/Pages/Main.aspx/special-topic-wedding-boards_not-engaged-yet_making-paper-rain?plckFindPostKey=Cat:Special Topic Wedding BoardsForum:136Discussion:2868c926-e9ff-4a99-80cb-80942b38f165Post:bb3d85c2-7955-43b6-b955-18d7a7a68692">Re: Making that paper rain...</a>:
[QUOTE]Wrkn - You really want that Steam mop! Get it girl :-) All of you have great plans! I always wonder about things like this. The reason I ask if you would tell the other person is some people are very much of the idea that it's my money and that's all. Especially if you had the money BEFORE you started dating/got engaged/married. I know about 6 men who have "secret accounts" that their wives have no clue about.
Posted by nottheonlydreamer44[/QUOTE]

My family has money in trust for me. BF knows about that. He's aware of my financial standings, but I guess to be fair, I don't have anything bad to hide about it so it's easy to tell him and not be ashamed of any of it. I don't mind telling him the specifics, because I know he already has a general idea that my family is well-off and I'm doing fairly well for myself too.

I can however, see the appeal in hiding some things if you're older and not really in a "serious" relationship. My grandfather does date, and he hides some of it, but most of his GFs are still just gold digging, trophy girls.

noelle24

In Response to <a href="http://forums.theknot.com/Sites/theknot/Pages/Main.aspx/special-topic-wedding-boards_not-engaged-yet_making-paper-rain?plckFindPostKey=Cat:Special Topic Wedding BoardsForum:136Discussion:2868c926-e9ff-4a99-80cb-80942b38f165Post:bb3d85c2-7955-43b6-b955-18d7a7a68692">Re: Making that paper rain...</a>:
[QUOTE]Wrkn - You really want that Steam mop! Get it girl :-) All of you have great plans! I always wonder about things like this. The reason I ask if you would tell the other person is some people are very much of the idea that it's my money and that's all. Especially if you had the money BEFORE you started dating/got engaged/married. I know about 6 men who have "secret accounts" that their wives have no clue about.
Posted by nottheonlydreamer44[/QUOTE]

Hmm... I was just thinking about now, after I'm married.  If I had a huge windfall or a trust fund before I started dating someone, I'd have to think about it.  There'd probably be a pre-nup to protect myself just in case. Honestly though, I doubt I'd get married to someone at that point who didn't have similar plans about what to do with money and the future.

And yes, if I found out that my husband was keeping secret accounts from me, I'd be pissed.  Once you're married, you need to at least be honest with your SO about where things stand. I'd seriously re-consider the marriage if I found out about something like this.

Ana_2985

In Response to <a href="http://forums.theknot.com/Sites/theknot/Pages/Main.aspx/special-topic-wedding-boards_not-engaged-yet_making-paper-rain?plckFindPostKey=Cat:Special%20Topic%20Wedding%20BoardsForum:136Discussion:2868c926-e9ff-4a99-80cb-80942b38f165Post:d3902320-d61c-4aa8-a9f2-0fbb1bcdb90a">Re: Making that paper rain...</a>:
[QUOTE]In Response to Re: Making that paper rain... : Hmm... I was just thinking about now, after I'm married.  If I had a huge windfall or a trust fund before I started dating someone, I'd have to think about it.  There'd probably be a pre-nup to protect myself just in case. Honestly though, I doubt I'd get married to someone at that point who didn't have similar plans about what to do with money and the future. And yes, if I found out that my husband was keeping secret accounts from me, I'd be pissed.  Once you're married, you need to at least be honest with your SO about where things stand. I'd seriously re-consider the marriage if I found out about something like this.
Posted by noelle24[/QUOTE]

I agree with all of this.

My answer would be different depending on whether I was engaged/married or still in the dating phase.  Now that we are engaged, we set up a joint account because we've started making joint purchases (wedding, cars, etc.) and are saving up for things together (a house).  Even if we didn't have a joint account, we still consider everything "our" money and nothing is secret.

However, I don't think it's necessary to talk about finances if you haven't established an intention to get married.  It was none of my business how much money FI had back then nor was it any of my business how he spent his money.  Likewise, my finances were my business.  I wouldn't be angry at all if I found out now that FI had money that he didn't tell me about.  In fact, I would prefer that I didn't know about it because I would hate to think that anyone could ever question my motives for being with him.

coastiegrl25

It's MY money and I want it NOW...anyone see this commercial? That was the first thing to pop into my head when I saw this post lol.

1.) What would you do with an unexpected sum of money right now? (doesn't have to be the lottery.)
Pay off bills. Fix FI's truck.

2.) If you did win the lottery, what amount would be "enough" to keep you living well for the rest of your life?
Hmm well it depends on how much it was, but hopefully with investments we can make it.  I'd say 50 mil without anyone working and 10 mil if we kept our jobs.

3.) Think fast. You're completely selfish and want to buy yourself one thing before you tell anyone you have this money. What is it?
A new car *said in my best price is right voice*

4.) If you did get a sudden windfall (excluding the lottery) would you tell your S/O, assuming you don't share bank accounts? Why or why not?
Of course.  This would mean he could get out of the military if it were a huge sum of money.  You cannot make more than the Commanding Officer.

5.) Role reversal. If your S/O got the money instead, would you expect him to tell you or would it not matter because the money was "his"?  Would you be upset if you found out about it later?
Oh he would tell me for sure, because of #4.

Beads921

1.) What would you do with an unexpected sum of money right now? (doesn't have to be the lottery.) Depends how much it is - save it (for grad school), buy a car, go on vacation, or buy a house. And then invest whatever was left over.

2.) If you did win the lottery, what amount would be "enough" to keep you living well for the rest of your life? I have absolutely no idea. None. At all.

3.) Think fast. You're completely selfish and want to buy yourself one thing before you tell anyone you have this money. What is it? Diamond earrings. Good sized ones.

4.) If you did get a sudden windfall (excluding the lottery) would you tell your S/O, assuming you don't share bank accounts? Why or why not? Absolutely. Even though we don't share bank accounts, and we're not married, we do kind of operate on the 'what's mine is yours' model. We make major money decisions together.

5.) Role reversal. If your S/O got the money instead, would you expect him to tell you or would it not matter because the money was "his"?  Would you be upset if you found out about it later? See my answer above as to whether he should tell me. I would absolutely be upset if he didn't tell me.

jenniann87

1.) What would you do with an unexpected sum of money right now? (doesn't have to be the lottery.)
Depends how much it was. I would put a large chunk of it away. Pay off our bills. Give some to my parents. And go shopping.

2.) If you did win the lottery, what amount would be "enough" to keep you living well for the rest of your life?
A couple million would be nice.

3.) Think fast. You're completely selfish and want to buy yourself one thing before you tell anyone you have this money. What is it?
All black Escalade with chrome details and tinted windows.

4.) If you did get a sudden windfall (excluding the lottery) would you tell your S/O, assuming you don't share bank accounts? Why or why not?
Hmm I dont know. I would tell him but might keep the amount a secret. Gotta have a little fun stash

5.) Role reversal. If your S/O got the money instead, would you expect him to tell
you or would it not matter because the money was "his"?  Would you be upset if you found out about it later?
I would expect him to tell me but the amount wouldnt matter as long as he wasnt going to do anything stupid with the money.

purplepeopleeater11

Lyn got me thinking about a sudden windfall.

1.) What would you do with an unexpected sum of money right now? (doesn't have to be the lottery.)
Pay down/off my credit cards.

2.) If you did win the lottery, what amount would be "enough" to keep you living well for the rest of your life?
Uhm, 6 or 7 million would be sweet.

3.) Think fast. You're completely selfish and want to buy yourself one thing before you tell anyone you have this money. What is it?
Louboutins, no question.

4.) If you did get a sudden windfall (excluding the lottery) would you tell your S/O, assuming you don't share bank accounts? Why or why not?
Yes.  I don't think this is something I could keep from him.  While we have seperate bank accounts now this would impact both of our lives as we expect to be married.

5.) Role reversal. If your S/O got the money instead, would you expect him to tell you or would it not matter because the money was "his"?  Would you be upset if you found out about it later?
Yes, he should tell me, for the same reasons I would tell him in #4.

mana8503

So funny BF and I were just talking about the "what if we won the Lottery" last night!

1.) What would you do with an unexpected sum of money right now? (doesn't have to be the lottery.)

Depends on how much?
10K - pay off student loans. 
100K buy a house
1M - house all mine and my parent's debt . 
100M+ - Buy a house, pay for wedding, pay off all debt (mine, bf's, parent's, sister's...) invest and start college funds for neice, nephew and SO's 2 kids.

2.) If you did win the lottery, what amount would be "enough" to keep you living well for the rest of your life?

And not work?  Idk I'd have to talk to a fiancial adviser... but I'd guess 250M.  Besides house and pay off debt, I'd save most of it.  I'm not in to flashy anything.  I might upgrade my jeep to one with heated seats etc...  I even asked the BF last night if we won the lottery would be stick the to the wedding venue we picked out, and he said would you want something fancier?  I thought about it... no, maybe be able to invite more people if we had a bigger budget, or pay for out OOT guests so they can come...

3.) Think fast. You're completely selfish and want to buy yourself one thing before you tell anyone you have this money. What is it?

A house.  I'm already feeling cramped in the 1 bedroom apt after a year!

4.) If you did get a sudden windfall (excluding the lottery) would you tell your S/O, assuming you don't share bank accounts? Why or why not?

Yes because he's my best friend and probably the first person I tell!

5.) Role reversal. If your S/O got the money instead, would you expect him to tell you or would it not matter because the money was "his"?  Would you be upset if you found out about it later?

Yes I think he would, but would I expect him too... not really expect, but I know he can't keep a secret to save his life.  He usually turns to me for financial advice.  Actually he did just have a sudden windfall and I helped him figure out what to do with it yesterday... so I know the answer to this.

oceana919

1.) What would you do with an unexpected sum of money right now? (doesn't have to be the lottery.)

Are we talking, like, lottery-sized sum of money? If so, I'd pay off mine and FI's financial aid debt, buy a house, buy my FI a truck, and pay off any debts that our parents and siblings may have.

2.) If you did win the lottery, what amount would be "enough" to keep you living well for the rest of your life?

I'd want enough that we could be comfortable - both FI and I could do jobs we enjoyed (rather than had to do), our kids could go to school and pursue whatever career that called to them, that we could travel when we wanted to and help out family/friends when they needed it. I honestly have no idea what number that would require.

3.) Think fast. You're completely selfish and want to buy yourself one thing before you tell anyone you have this money. What is it?

A weeklong vacation to Disney for me and all my UBBs. Not kidding.

4.) If you did get a sudden windfall (excluding the lottery) would you tell your S/O, assuming you don't share bank accounts? Why or why not?

Absolutely. We currently have seperate accounts, and I would tell him the second I knew I had it coming to me. We are building a life together - what good and what bad comes it, we share.

5.) Role reversal. If your S/O got the money instead, would you expect him to tell you or would it not matter because the money was "his"?  Would you be upset if you found out about it later?

See Answer #4.

PaigeMcC

1.) What would you do with an unexpected sum of money right now? (doesn't have to be the lottery.)
Depends on how much.  If it was a good amount I'd pay off our debts, save some for the house we're saving for and then take us on a vacay

2.) If you did win the lottery, what amount would be "enough" to keep you living well for the rest of your life?

I would be quite happy with enough to be "comfortable".  We'd want to pay off our parents mortgages (and get some renos done for them) have a nice house (not huge, just nice), money for the kids for college, money for travel and some for a rainy day.  I don't know how much that would be but I like numbers in the millions

3.) Think fast. You're completely selfish and want to buy yourself one thing before you tell anyone you have this money. What is it?
ROAD TRIP!!! I'm going to see my UBBs in my new SUV!!

4.) If you did get a sudden windfall (excluding the lottery) would you tell your S/O, assuming you don't share bank accounts? Why or why not? 
Of course!!! 

We have separate accounts and a joint account...he would need to know.  This is OUR money.  Not my money.

5.) Role reversal. If your S/O got the money instead, would you expect him to tell you or would it not matter because the money was "his"?  Would you be upset if you found out about it later?

He's tell me.  We keep our finances in the open.  I know about his revenue and debts, and vice versa.  As I said, it's OUR money.

Acrosthec

1.) What would you do with an unexpected sum of money right now? (doesn't have to be the lottery.)

Depends on the amount. 

$5K - pay of DH"s car loan, rest in savings (but it wouldn't be much...)
$10K - pay off DH's car loan, put the rest in savings and use it to start remodeling the house.
$100K - same as above, but would be able to finish remodeling and would probably put a sizeable chunk towards our mortgage.
$500K - same as above, but pay off mortgage completely and take a really nice trip.  The rest goes into a savings account for future kids' educations.
$1M - pay off DH's car loan, sell our house and buy a new one or have our dream house built, rest goes into savings.
$5M+ - same as above, and I'd probably opt to be a SAHM or work part-time only for the rest of my life.  The rest goes into savings and investments for education, family trips, etc.  We may help our godchildrens' parents pay off some of their debt as a gift, or help pay for our godchildrens' education as well.  We're really lucky that we have no real debt of our own other than DH's car and our house.

2.) If you did win the lottery, what amount would be "enough" to keep you living well for the rest of your life?

I'd want enough that we could be comfortable - both FI and I could do jobs we enjoyed (rather than had to do), our kids could go to school and pursue whatever career that called to them, that we could travel when we wanted to and help out family/friends when they needed it. I honestly have no idea what number that would require.  (I like Oceana's answer, and am keeping it.)

3.) Think fast. You're completely selfish and want to buy yourself one thing before you tell anyone you have this money. What is it?

I wouldn't be able to do this.  I'd have to tell DH right away, because I suck at keeping secrets.  However, the first thing on our list (depending on how much we got) if it were up to me would be the new house.  I love our house, don't get me wrong.  But if we're going to start a family, it's not going to be big enough for very long, and it's rather old and needs a TON of work.  Just yesterday I fried the bathroom outlet in our master bathroom because the wiring wasn't up to code (it is now, DH fixed it on his day off!)

4.) If you did get a sudden windfall (excluding the lottery) would you tell your S/O, assuming you don't share bank accounts? Why or why not?

We do share a joint account (and both have separate accounts as well), but I would tell him immediately.  He's my best friend, and I would want to share my happiness with him.  Not to mention, we kinda took that whole "what's mine is yours and what's yours is mine" thing seriously when we got hitched.

5.) Role reversal. If your S/O got the money instead, would you expect him to tell you or would it not matter because the money was "his"?  Would you be upset if you found out about it later?

Like I said, it's not "his."  It's ours.  I would fully expect him to tell me, and have complete faith that he would.  We were open about our finances before we were engaged, since we were living together and share the bills.  If we spend over $20 on something that isn't a bill or food or necessity for the dogs, etc., we tell each other so we can keep each other accountable for where our money is going.

colleenm18

1.) What would you do with an unexpected sum of money right now? (doesn't have to be the lottery.)
I would buy a house and then invest the rest.

2.) If you did win the lottery, what amount would be "enough" to keep you living well for the rest of your life?  No idea.  I can not imagine not working but if i had enough so that between that and working I would never have to worry about debt  again that would be nice.

3.) Think fast. You're completely selfish and want to buy yourself one thing before you tell anyone you have this money. What is it?
A new coach bag of my choice.

4.) If you did get a sudden windfall (excluding the lottery) would you tell your S/O, assuming you don't share bank accounts? Why or why not?
I would tell him.  Mostly because I could never keep that a secret!  But also because we are already talking about joining accounts and house saving in 2011 so he would need to know

5.) Role reversal. If your S/O got the money instead, would you expect him to tell you or would it not matter because the money was "his"?  Would you be upset if you found out about it later?
I know he would tell me and yes I would be upset if he didnt tell me.