not engaged yet. Is it okay to start planning?

mochi0123

My beloved BF and I have searched for engagement ring together and he's in the process to buy it. Couple months ago, we have started to plan for our weddings. We've calculated our budgets, our guests list, the location of wedding venue and our honeymoon location. Although I am not engaged yet, is it okay to start planning? And is it true that we cannot use our credit card to buy anything that related with weddings?

Thanks

AudgiePodge

How many weddings do you think you'll be having?

NotATotalBetty

Are you for real? Or just a midweek, mildly BSC figment of my imagination? Either way, I lurk enough to know how to answer this query correctly: If there's one thing you'll learn on this board, it's engagement first, THEN planning. Enjoy your relationship now and give yourself time and energy to plan when you're ACTUALLY engaged: that's what the engagement is for.

bethsmiles

Don't plan your wedding until you are engaged.

kellyt89

No.

polkadot111

"weddings"?? Multiple?

desertsun

When you're new to a board, you should read the posts at the top first, including this one:

http://forums.theknot.com/Sites/theknot/Pages/Main.aspx/special-topic-wedding-boards_not-engaged-yet_new-read-this-first

meamolly

I am thinking that every time someone says they are planning before getting engaged, a baby turtle dies.

tuarceatha

Hi mochi0123!

I'm thinking, "I'm not a parent yet. Is it okay for me to start parenting?" makes the same amount of sense as your question.

GreenEire

In Response to <a href="http://forums.theknot.com/Sites/theknot/Pages/Main.aspx/special-topic-wedding-boards_not-engaged-yet_not-engaged-yet-okay-start-planning?plckFindPostKey=Cat:Special Topic Wedding BoardsForum:136Discussion:dc738ef5-2d9b-499d-b7f7-d3c889d47bd9Post:5f79d00a-3150-4880-8d13-b241d042fdc4">Re: not engaged yet. Is it okay to start planning?</a>:
[QUOTE]As for the bolded part - you should not go into debt over your wedding.  Meaning nothing should go on a credit card (unless you have a good reason for doing so, and the cash in the bank to pay it off right away - FI and I have a card that gets great rewards, so my dress will probably go on the CC, but it will get paid off that month).  Most venues or caterers will not let you pay with a credit card, only cash or certified check.  
Posted by yaga13[/QUOTE]

This, although all of our vendors accepted credit cards.  We were in a hurry to get the wedding out of the way so we put way too much on our cards since we didn't have any money saved.  We've been married for three months and are still about $6000 in credit card debt because of the wedding.  DON'T do what we did.  Definitely save up ahead of time.  I'm wishing we had.

alyaki

Enjoy your relationship as it is and slow down.  It's ok to see something and think "hey, that would be sort of cool for a wedding", but you most definately should NOT be planning anything until you are engaged.  You could have a long while before you're actually engaged, so stop planning now.  You'll have plenty of time once you're actually engaged.

leia1979

In Response to <a href="http://forums.theknot.com/Sites/theknot/Pages/Main.aspx/special-topic-wedding-boards_not-engaged-yet_not-engaged-yet-okay-start-planning?plckFindPostKey=Cat:Special%20Topic%20Wedding%20BoardsForum:136Discussion:dc738ef5-2d9b-499d-b7f7-d3c889d47bd9Post:5f79d00a-3150-4880-8d13-b241d042fdc4">Re: not engaged yet. Is it okay to start planning?</a>:
[QUOTE]... As for the bolded part - you should not go into debt over your wedding.  Meaning nothing should go on a credit card (unless you have a good reason for doing so, and the cash in the bank to pay it off right away - FI and I have a card that gets great rewards, so my dress will probably go on the CC, but it will get paid off that month).  Most venues or caterers will not let you pay with a credit card, only cash or certified check.  
Posted by yaga13[/QUOTE]

I don't quite agree with you here, Yaga. I 100% agree that people should not go into debt, but I put nearly everything for our wedding on my credit card to earn airline miles. However, I also had cash in the bank to pay off every expense the minute it hit my statement.

We paid the florist, photographer, and cake lady by personal check (about 15% of the total spend), but everything else went on the credit card. I had to get a limit increase because everything had to get paid off two weeks before the wedding.

loves2shop4shoes

I VOTE YES!!!!!!



...just kidding.

Edmqueen

I actually agree with the others. Its kind of putting the cart before the horse thing. And definetly, dont pay for anything, what if you break up??????