Moving Out - List of Bills to Pay!

annamhisle

Hi Everyone!

I know this isn't wedding related, but I have been trying to make a list of all the expenses my FI and I will have once we move out.  We will be moving into an apartment which will be about $650/month.

These are the expenses I have so far: 

Rent

Electric 

Cable/Internet

Groceries

Car Insurance

Cell Phone

Insurance on the things we own in our Apartment

Gas for car

We get health insurance through where my FI works, so that will not be an expense.

Does anyone have anything to add?

angele4200

Heat? Hot water? I usually leave a large "incidental" budget per month, can include co-pays for dr. visits or medication, personal care items, clothing, entertainment, travel, etc.

annamhisle

All of the apartments I have looked into pay for water.  Is heat seperate than electric?

Yes, definitely an "extra" expense like dr visit co-pays, shopping, entertainment

ceh789

This is the list of my monthly expenses (things like food, vet etc are "envelopes" I use to put money aside) from my budget spreadsheet:

House Repairs – for you this is stuff you want to do in your home that isn’t covered by the landlord, i.e. paint, décor etc.

Dog Food

Groceries

Car Repairs/Tabs

Replace Furniture

House Supplies (Cleaning supplies, paper towels, replacing worn out towels and stuff like that)

Clothes

Vet

Ancestry.com subscription (FI’s hobby)

Vacation Savings

Entertainment

Gifts

Personal Care/Salon

Cleaning Lady

Dining Out

Mortgage

Water/Sewer

Trash

Internet/Cable/Cell Phones

Electric & Gas

Insurance – Farmers (mine)

Insurance – Geico (his – we’re combining after the wedding – don’t forget to get yourself renters insurance!)

Sleep # Payment (credit card payment)

Student Loan Payment

Personal Loan Payment (FI bought some land last year and borrowed the $ from his dad)

MPR Dues (charitable giving)

TiVo Subscription

Dog Poo Svc (Yeah, I’m lazy)

Gym/Trainer (his)

Gym (mine)

Weight Watchers (mine)

Pocket $ (we each get some of this)

Gas (also, some for each)

Emergency Fund (savings)

annamhisle

Goodness - I didn't think about my FI's loan payment - that is a good one to add to my list. Hopefully trash will be payed by the apartment complex.  I will have to make sure though. 

Thank You! I like your spreadsheet - good idea!

laurenoliveira23

budget for entertainment! then you wont spend too much on it