my boyfriend took me ring shopping and we picked out my ring. he said he was going to go back to pick out the diamond. he has more than half the cash saved. so he picked out the diamond and applied for a loan for the rest and was denied!!!!!!!!!!! it's because he has never had a credit card and has no credit! he doesn't know what to do because he doesnt have the money to pay in full and wants to get more cash from his inheritance from his gma or ask his parents. i told him i could help but he wont let me. dont know what to do?