TGIF

Steph0871

It is Friday, right?? I'm all confused this week with dates and stuff.  I really need to get off my butt and go get ready for work, but I don't feel well at all.  I woke up with awful cramps.  

On a positive note, my boss is out today, so I'm going to be super productive. I went to lunch yesterday with my two old coworkers (who both left because of my/our boss), and one of them said there were a bunch of openings at his work.  Hopefully I can find something good

[Deleted User]

*test*

Is TK broken again? I don't see steph's OP.

[Deleted User]

Weird. Well, morning steph, even though you seem to have disappeared.

I can't wait to sleep in tomorrow. I've been looking forward to it all week. I might to go a fish farm with H tomorrow (he volunteers there and is working with the new owners on other projects) to see what it's all about. They are growing tilapia. Other than that, I'm eager to clean the house and do some laundry. The holidays screw up my cleaning schedule.

pirategal03

Steph, stop writing offensive OPs and geting reported before we all get here.

pirategal03

In Response to <a href="http://forums.theknot.com/Sites/theknot/Pages/Main.aspx/wedding-boards_snarky-brides_tgif-15?plckFindPostKey=Cat:Wedding%20BoardsForum:17Discussion:eda8c502-54ea-4b30-83ee-e599faadae8fPost:d2273828-a0ea-49b8-a536-71f3583766f5">Re: TGIF</a>:
[QUOTE]Well I have some exciting news.  I applied for a Capital One credit card and was approved!  It has a $500 limit which I'm fine with.  I was planning on charging something each month and then paying it off although Matt though I shouldn't pay it off completely each month.  It's better to pay it off each month, right?
Posted by edielaura[/QUOTE]

<div>It's better to pay off all but a tiny percentage, less than $5, a couple of days before the next statement cuts.  I'm not sure if Capital One reports at month end, or at statement end, but the <a rel="nofollow" href="http://www.myfico.com">www.myfico.com</a> forums will have that answer (and their search feature actually works).  You want your UTI (utilization %) to show that you're using it, but that you're responsible.  If you pay at the due date it will always have a balance when it reports and it won't show that.  </div><div>
</div><div>ETA: Oh, and Congratulations!  It's all uphill from here. </div>

[Deleted User]

Edie, that limit will go up the more credit you establish. Mine started really low and jumped to over 3K pretty quickly. That's helped us a lot lately, having a higher limit. I think we are going to switch to a different card soon though, since we always get offers for 0% APR for 6 months and my current company refuses to lower their rate.

pirategal03

In Response to <a href="http://forums.theknot.com/Sites/theknot/Pages/Main.aspx/wedding-boards_snarky-brides_tgif-15?plckFindPostKey=Cat:Wedding%20BoardsForum:17Discussion:eda8c502-54ea-4b30-83ee-e599faadae8fPost:f9405f28-9412-4195-8f42-e1c11e62b137">Re: TGIF</a>:
[QUOTE]In Response to Re: TGIF : Thanks Pirate.  I'm new to all this.  So basically always leave a really tiny percentage unpaid?
Posted by edielaura[/QUOTE]

<div>Doesn't have to be always.  But if you leave a dollar on it every month, you're not going to end up ever owing interest, so it's okay.  </div><div>
</div><div>Also, and I know this is going to be tough, but don't apply for anything else credit-wise for AT LEAST 3 months, 6 is better. Each application appears on your credit (if you're following your report at creditkarma you'll be able to see your new application hit after the next reporting cycle (check the second week of Jan and I'll bet it's there, if not, it'll hit at the end of the month).  And mulitple applications in a short period of time are not favorable.</div><div>
</div><div>I really don't mean to sound like a broken record, but just occasional lurking on those other forums I have learned a TON about this, and I don't even feel like I know all that much compared to the body of knowledge over there. </div>

adamar15

My capital one card is at such a low rate that they won't increase my limit.  They want me to get another card with a higher rate.  No thank, I will keep my $500 limit, assholes.  They increase my limit to $2,000 when I was 18 or 19, but I made them lower it back down because I didn't trust myself with that limit just yet.

pirategal03

In Response to <a href="http://forums.theknot.com/Sites/theknot/Pages/Main.aspx/wedding-boards_snarky-brides_tgif-15?plckFindPostKey=Cat:Wedding%20BoardsForum:17Discussion:eda8c502-54ea-4b30-83ee-e599faadae8fPost:7d2d1ef6-ab17-4ce0-a808-33b92e5202c4">Re: TGIF</a>:
[QUOTE]In Response to Re: TGIF : I'm not planning on applying for any other cards at all.  I just wanted one to specifically build my credit score up for when we buy a house.  Should I eventually apply for another card down the road or just stick with this one if they raise the limit?
Posted by edielaura[/QUOTE]

<div>That's totally up to you.  A higher limit can raise your score, and if CapOne won't give you a limit high enough for your liking down the road, a different company might.  I don't remember reading if CapOne is generous with their limit increases.</div><div>
</div><div>ETA: <a href="http://ficoforums.myfico.com/t5/forums/searchpage/tab/message?filter=location&location=Board%3Acreditcard&q=capital+one+credit+increase" rel="nofollow">http://ficoforums.myfico.com/t5/forums/searchpage/tab/message?filter=location&location=Board%3Acreditcard&q=capital+one+credit+increase</a></div><div>
</div><div>Looks like the are sometimes. </div>

Y I Oughta

Good morning. I am anxious for this day to be over. I just want to lay around and do nothing. We have a bunch of move ins tomorrow and I am the moving coordinator so this week has been interesting.  We changed our New Years Eve plans. and they now included going to Seven Springs Ski Resort for a house party with some friends. It should be fun, and we are staying overnight at a friends cabin.

Edie- I also just got approved for a capital one card the other day. I put a picture from my wedding on the card. I think I am more excited to have the card with the cool picture than I am to actually have the credit card. I am starting with a low limit to, but I prefer it that way. I don't want to get in over my head with it too quickly, and I know that I would i I had a higher limit.  I have a car loan through Capital one so I am sure that made it easier to get one from them.

adamar15

YIO I have a picture from a festival on my CO card.  I was pretty excited when I figured out I could do that

maratea

WTF? Where's Steph's OP? Who are the lameass lurkers reporting posts? I'll give you something to report.

adamar15

They randomly increased it, Edie.  I got the letter and was like "Whoa!  I am not responsible enough for this yet!"

kd.joseph

Well now I really want to see Steph's post!

Morning ladies! I really wish I could sleep in tomorrow, but we are driving to have Christmas with my family this weekend. I get to see my boy and my Mom, so I'm excited. And on Sunday I have a group of about 9 people I only see about once a year meeting us for breakfast. So, I get to see my BFF's .

DH has a cold, or it's just his sinuses not sure. But, I hope he feels better soon.

Edie-congrats on the credit. Just be careful

Y I Oughta

I like that picture Edie. I put a group picture of everyone that was at the wedding. I was using my daughters laptop because mine is out for repair and I just randomly grabbed something that would look nice. I didn't think I was going to get approved so I didn't put much thought into the picture I put on it. I wish I had been able to put a pic of my puppy or my kid and nephew but she didn't have anything on her laptop I could use. I might just change it after a while.

Y I Oughta

I hope Steph didn't get Banninated. I wonder what was so bad about her post and she hasn't come back yet.

Steph0871

WTF BITCHES. Did you report me?!

pirategal03

In Response to <a href="http://forums.theknot.com/Sites/theknot/Pages/Main.aspx/wedding-boards_snarky-brides_tgif-15?plckFindPostKey=Cat:Wedding%20BoardsForum:17Discussion:eda8c502-54ea-4b30-83ee-e599faadae8fPost:41050733-125c-4f96-a807-ee1378b69e74">Re: TGIF</a>:
[QUOTE]WTF BITCHES. Did you report me?!
Posted by Steph0871[/QUOTE]

<div>I can seeeeeeee you! </div>

Steph0871

Seriously. My OP must've been reported, which is incredibly lame.  (I can see a 34 post count on the main page, but 33 on here.)

Anyway. I will repost my OP which basically said I'm super excited that my boss is gone today.

adamar15

I think TK is just being wonky and ate the post.  A few have disappeared from the E good morning thread too.

maratea

In Response to <a href="http://forums.theknot.com/Sites/theknot/Pages/Main.aspx/wedding-boards_snarky-brides_tgif-15?plckFindPostKey=Cat:Wedding%20BoardsForum:17Discussion:eda8c502-54ea-4b30-83ee-e599faadae8fPost:694c6bea-cbab-4cc7-a9b2-8f02a44bbc49">Re: TGIF</a>:
[QUOTE]Not necessarily Edie. Maybe Steph just said good morning in a particularly offensive manner. Probably wasn't politically correct enough :P
Posted by rhonwynv[/QUOTE]
I don't even know how to say good morning in an offensive way.

"Morning cunty bitches! Wake your fat asses up!" (Disclaimer: I'm not calling anyone cunty, bitches or fat asses, I'm merely using this as an example of what could be deemed offensive.)

[Deleted User]

Some posts disappeared from E too, including mine about H's awesomely weird friend that everyone should know about because he's so odd. I'm going to make him a book character one day.

Ash2985

In Response to <a href="http://forums.theknot.com/Sites/theknot/Pages/Main.aspx/wedding-boards_snarky-brides_tgif-15?plckFindPostKey=Cat:Wedding%20BoardsForum:17Discussion:eda8c502-54ea-4b30-83ee-e599faadae8fPost:32a6032c-1df5-49bf-83de-365971f5b66f">Re: TGIF</a>:
[QUOTE]In Response to Re: TGIF : I don't even know how to say good morning in an offensive way. "Morning cunty bitches! Wake your fat asses up!" (Disclaimer: I'm not calling anyone cunty, bitches or fat asses, I'm merely using this as an example of what could be deemed offensive.)
Posted by maratea[/QUOTE]
This is exactly how the morning thread should always start.

MeaghanandMichael

In Response to <a href="http://forums.theknot.com/Sites/theknot/Pages/Main.aspx/wedding-boards_snarky-brides_tgif-15?plckFindPostKey=Cat:Wedding BoardsForum:17Discussion:eda8c502-54ea-4b30-83ee-e599faadae8fPost:32a6032c-1df5-49bf-83de-365971f5b66f">Re: TGIF</a>:
[QUOTE]In Response to Re: TGIF : I don't even know how to say good morning in an offensive way. "Morning cunty bitches! Wake your fat asses up!" (Disclaimer: I'm not calling anyone cunty, bitches or fat asses, I'm merely using this as an example of what could be deemed offensive.)
Posted by maratea[/QUOTE]

SO offensive. I prefer bitchycunt thank you very much.

Steph0871

In Response to <a href="http://forums.theknot.com/Sites/theknot/Pages/Main.aspx/wedding-boards_snarky-brides_tgif-15?plckFindPostKey=Cat:Wedding%20BoardsForum:17Discussion:eda8c502-54ea-4b30-83ee-e599faadae8fPost:3cf874bb-e348-4883-93be-58478cf6f281">Re: TGIF</a>:
[QUOTE]Happy friday, ladies. Ughhhhh, I drank too much wine last night. I'm waiting for the Advil to kick in right now. Any other good headache hangover cures?
Posted by kodakitty[/QUOTE]

McDonald's breakfast with a Diet Coke.

caffeine and grease always work for me!

MeaghanandMichael

In Response to <a href="http://forums.theknot.com/Sites/theknot/Pages/Main.aspx/wedding-boards_snarky-brides_tgif-15?plckFindPostKey=Cat:Wedding BoardsForum:17Discussion:eda8c502-54ea-4b30-83ee-e599faadae8fPost:3cf874bb-e348-4883-93be-58478cf6f281">Re: TGIF</a>:
[QUOTE]Happy friday, ladies. Ughhhhh, I drank too much wine last night. I'm waiting for the Advil to kick in right now. Any other good headache hangover cures?
Posted by kodakitty[/QUOTE]

I went out hard last night too. I am sitting at my desk with a cheesy breakfast sandwich. It helps.

[Deleted User]

jcb, I think I missed something. Did you get a new dog, or are the animals just suddenly fighting and you don't know why?

kd.joseph

Wow, that is odd. One minute Sesh was there,replaced by Steph. Now Steph is gone and Sesh is back.

Starmusica

I see you all! I think...

I am exhausted this morning. H and I were up until midnight watching Dexter...thankfully it only took me 15 minutes to get here today. I love no traffic. I want it to always be like this. Sadly next week, I will be back to my 45 minute commutes. Le sigh....

LesPaul

Good morning, ladies.  Or should I say biitches?  ha

I'm the only one in my group of 7 who is here today.  woohoo for everyone leaving me alone all day.  And, they're closing the office at 2.

Y I Oughta

JCB- are they fighting? Thats terrible.