ETA: Dang...realized you can't pick more than one answer. Poll FAIL!
Ok girls...I need your help! Weather here changed drasticlly and will be nearly 70 on Sunday when we take pics so I needed to switch it up a bit. Lemme know if the pics don't show up.
The colors are hard to see so here are the items stock photos
Enzo boots:

Express sweater with a mushroom cami underneath that matches scarf perfet:


FI is wearing almost this identical outfit from jcrew

Here is my outfit with scarf


And without scarf (I'd add a big necklace)

My questions are: Is it too casual for FIs outfit? And with or without scarf?