NWR : Weird Credit Card Transaction

rachellola77

So I was looking over my American Express Statment and found a charge that I am quite sure I never made. First of all it was on a day I can account for all my whereabouts and I did not order something off Wal-Mart. com. Haven't shopped at Wal-Mart in forever online or in a store. I started an inquiry online disputing the charge & for the cc company to look into it. I never lost possestion of my card but I am thinking I need to cancel it. Anyone else had something like this happen to them?

brittneyh4

Was it for a small amount? Sometimes people who steal CC numbers will do a small amount to see if you notice and then do a bigger purchase.

I wouldn't do it online, I would call your CC company and see if they know or locate where it was done. If you can I would definitely cancel or try to see if they can get you a new account number.

Good luck, I hope it is just a mistake and a simple fix!

jaime10285

I've had two false charges appear on my card.  The first time I canceled the card after disputing the charge and got a new CC number.  After the second one, I just disputed the charge and didn't change the number.  Unfortunately in our modern technological society I think this happens sometimes but do whatever you feel most comfortable with.

Carebear62584

My bank card got frozen last year for a $.13 purchase at a hotel in Massachusetts.  When I went to the bank to find out why they called customer service with me there and I spoke with them about the charge.  I ended up getting a new debit card on the spot which was great.

For those of you that haven't gone on your HM's yet, make sure you let your bank/credit card know that you will be traveling so that it doesn't freeze your account due to a suspicious charge.

jesslz

Same thing happened to me...two mysterious charges.  Just call amex, get a new card and they will investigate/refund the amount.

jesslz

Also, filing an inquiry online is not the same as calling them and getting your card replaced. Silly if you ask me!

rachellola77

The charge was right around $60. I noticed while I was looking at my online account and saw the inquiry button right next to it but am planning on calling and reporting it/ getting my card canceled. I don't want to deal with a much larger amount/ worse situation.

hose85

I have had my checking account tapped 3 times and all 3 times the bank was super awesome about refunding any funds taken out and shutting everything down immediately. As well as sending me a new card. It's a pain but like someone else said part of the electronic system we live in. I hope they are quick about looking in to it for you!