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Prenup or not...???

Lady05Lady05 member
10 Comments
in African American Weddings
Ladies I got family and friends talk about prenuptials. WTF?I am not marrying my FI for money but b.c we love each other.  Neither one of us is rich, so I am not sure why a prenup would ever even be really discussed.  What do you think? Have any of you ladies been asked this question or does it not come up for AA like it does for WP? TIA!
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Re: Prenup or not...???

  • milana1023milana1023 member
    100 Comments
    edited December 2011
    I've been told that prenups are also to ensure that should there be a divorce (God forbid) one spouse does not become responsible for any of the other spouse's debt. I think there would have to be a ridiculous amount of debt for me to consider that. I also found this link. HTH http://www.prenuptialagreements.org/why-get-prenup/
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  • milana1023milana1023 member
    100 Comments
    edited December 2011
    Grr I hate when the links break. Just take the out of the link to get it to work.
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  • Lovie 129Lovie 129
    1000 Comments
    edited December 2011
    Yes, talked about it at great length. We both think they are a great idea because we both have children and it will protect their assets. What he came with he keeps, what I came with I keep. What we build together will be distributed equally, personal debt stays with the owner of that debt. I will say we are older 39 and 44, so assets have increased, that may make a difference in feelings.Prenups aren't about what you have all the time, but about what you acquire in the future, and who will be responsible for what. It's a will for your savings, belongings, and future. If you die w/o a will, your estate goes to the gov't., would you want that? I think not.
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  • dst10spr97dst10spr97
    100 Comments
    edited December 2011
    I plan on having a prenuptual agreement drawn up. But not so much as I'm saying eventually we'll divorce but if something happens, just what you said, who gets what and is responsible for what. I have 3.2 quadrillion in student loans I'm sure he'll gladly sign it LOL. I'm also having our Wills drawn up.
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  • mycicybridemycicybride
    500 Comments
    edited December 2011
    Think it is best for both parties to protect their assets. Prenup is the best way.
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  • Lady05Lady05 member
    10 Comments
    edited December 2011
    Thanks ladies for the advice. My FI and I have no children, no debt (thank god) and the only thing we have is the house. We will be doing a "will" of course. We talked a little about the prenup option but we really dont have anything at this point to hash our in a prenup.I guess it never hurts to talk about it again when the "will" issue comes back up.
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  • pinkpanther_truckpinkpanther_truck member
    100 Comments
    edited December 2011
    Sorry so late... No prenup for us. But wills are in the works. Call me old fashioned, or maybe naive, but a prenup seems like a back door to marriage. Like saying, "I love you, but I only trust you to this point as outlined in this contract." It's all or nothing for us... The two shall become one.
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