African American Weddings

Paying Cash?! Is this a good ideal?

Right now I'm in search of a florist. I received a quote from a florist that was a bit above what I want to pay so I asked him if he could lower the price. He got back to me saying that he can lower it to the price I want as long as I pay in full with cash. Is this a good deal to do? I'm afraid that they might close down or I might get horrible service if I pay all upfront 8 months away. What you would do? TIA.

Re: Paying Cash?! Is this a good ideal?

  • edited December 2011
    I don't understand the difference whether HOW you pay if he can lower the price. What does one have to do with the other?My suggestion is go with your gut and make sure you get documentation! Something in my gut tells me that there something shady going on.. Big things like this, I wouldn't pay cash.
  • winter443winter443 member
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    edited December 2011
    I've heard of vendors giving discounts for paying upfront but I am personally too afraid to do that for the reasons that you just mentioned.
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  • edited December 2011
    AS ppr's stated I think he is giving you the discount if you are going to pay him all at once. But hell what if his business folds in 8 mos? God forbid but what if that happens? Then you will be up a creek without a paddle. I think you should search for another florist that is willing to work within your budget. Better safe than sorry, you know?
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  • edited December 2011
    no nonononono no! Run far away! Maybe I'm sensitive (and I am about money) but this just sounds like a recipe for disaster. It's one thing to offer a discount for paying up front, but quite another thing to demand it be in cash. Is there a contract? Unless there is something in writing stating terms and conditions and that you'd get your money back if its not honored, I'd not do anything with this, esp. not in cash.Flowers can be done for way cheaper than most people charge. Shop around some more.
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  • edited December 2011
    I've dealt with vendors that do this. I don't see anything wrong with it as long as the timing is right... they offer the discount for paying in cash because it's so hard to come by... checks bounce, credit card companies charge fees, and blah, blah, blah. Don't pay anyone cash 8 months out! But as you get closer, if you need a rush job done (say, your flower shop did close and it's a month before your wedding... another florist would likely give you a discount or skip the rush order fee in exchange for cash).Best bet--use a credit card (not a check card, a true credit card) for payments/deposits. Almost all companies have a policy that allows you to get your money back if a company closes without notice. I've heard of this especially with dress boutiques. They collect a 50% deposit to make a dress and close threee months later. Fortunately, the young lady charged it and when she informed her credit card company of what had happened, they credited her card for the amount and went after the dress maker. HTH
  • edited December 2011
    I would not pay in cash...there is ZERO traceability (should something happen). The fact that your even questioning it, would make me say, don't do it!
  • edited December 2011
    I wouldn't pay up front.  What if you find a better florist with better prices and you've already paid up front with this florist.  I wouldn't do it.  I would at least try and negotiate some now some later.
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  • edited December 2011
    thanks Ladies... you've all said what I feel. I gonna look elsewhere.
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