Wedding Band Help

kittybutton

So yesterday The Mistah and I went to look for his band. We finally found one he really wanted so we were gona get it. Well you know how the sales people are and we applied for their credit card  and was approved. My problem is I fell in LOVE with a band and it works perfectly with my E-ring. (I have been looking for a year now) But I just dont want to put it on the credit card. What to do what to do?? Lol

It would free us up to use the cash for the rest of the things we need and its 0 intrest for 1 yr...here is my e-ring and the band I love...the pic doesn't show how pretty it REALLY is. AND I could always add my stone to the band years later if I liked and add a band to that. It has potential to grow..

EDIT: So far we have paid cash for everything. Nothing has been put on our credit cards.

kittybutton

rowenac82

In Response to <a href="http://forums.theknot.com/Sites/theknot/Pages/Main.aspx/cultural-wedding-boards_african-american-weddings_wedding-band-help?plckFindPostKey=Cat:Cultural%20Wedding%20BoardsForum:400Discussion:b7d8ff45-6a31-498a-a7bd-06366153adc1Post:5dd21fb9-ac2f-4fd6-ba60-f7e8553c27d2">Wedding Band Help</a>:
[QUOTE]So yesterday The Mistah and I went to look for his band. We finally found one he really wanted so we were gona get it. Well you know how the sales people are and we applied for their credit card  and was approved. My problem is I fell in LOVE with a band and it works perfectly with my E-ring. (I have been looking for a year now) But I just dont want to put it on the credit card. What to do what to do?? Lol It would free us up to use the cash for the rest of the things we need and its 0 intrest for 1 yr...here is my e-ring and the band I love...the pic doesn't show how pretty it REALLY is. AND I could always add my stone to the band years later if I liked and add a band to that. It has potential to grow.. EDIT: So far we have paid cash for everything. Nothing has been put on our credit cards.
Posted by kittybutton[/QUOTE]<div>
</div><div>The band is very pretty. Sounds like a financial decision hat you and hubby to be  need to make. I am sure you budgeted for the band. So how much over budget is the band? 

</div>

MrsBoss2012

Well if you guys have already paid mostly everything in cash with 2 1/2 months to go it sounds like you are good at money management. I would take the CC with zero interest for a year. But as Ro said that's a decision for ya'll to come to together.

kittybutton

Actually we are under budget by about 2k (im soooo tight with $$ and always wheeling and dealing lol) Yeah, The Mistah says he doesn't care either way but I just dont know yet. I'll wait it out. I can always just get a simple band. I think I may wait unitl the end of next month to make my decision.

MrsBoss2012

I know when it came to bands with us I said out of everything they are truly the most important as far as what they symbolize so I didn't want to cheat ourselves on this. All the flowers, decor, invitations will fade away so why not put the bang into the bands!

kittybutton

In Response to <a href="http://forums.theknot.com/Sites/theknot/Pages/Main.aspx/cultural-wedding-boards_african-american-weddings_wedding-band-help?plckFindPostKey=Cat:Cultural Wedding BoardsForum:400Discussion:b7d8ff45-6a31-498a-a7bd-06366153adc1Post:f1959635-d1bf-4578-bb87-93938b4c4179">Re: Wedding Band Help</a>:
[QUOTE]I know when it came to bands with us I said out of everything they are truly the most important as far as what they symbolize so I didn't want to cheat ourselves on this. All the flowers, decor, invitations will fade away so why not put the bang into the bands!
Posted by MrsBoss2012[/QUOTE]

Yup, this is true. After all the dust has settled what will you have left.

Sophia1913

We paid for everything for the wedding in cash and our bands are the only thing we put on a card.  We also had zero interest for a year for his band, and my band came from a different jeweler and they gave us zero interest for a year and a half on mines.  What we did was just divide the amount by those amount of months and pay that each month, that way it disciplines you to have it all paid off by the time the interest free period is up.  I say if you can put yourself on a plan like that, go for it!!!