Our insurance is hinky. I know this and have been pretty dilligent about going where I need to go and making sure things are covered. When I had my ob nurse intake she also did a physical and took a couple of cultures. I wasn't paying attention and they sent them to the hospital lab that is not in network. Now I'm getting smacked with a $200 lab bill because they sent it to the wrong place. I have a call into the office, but I'm annoyed at myself for not double checking where it was supposed to go and them for not seeing it in the notes.
We've also got a $400 bill for tree removal from the storm.