Earn cash as you plan. Get a $20 gift card for every 200 points with The Knot Rewards
Wedding Woes
yajinang
member
The diamond fell out of my 25K Tiffany solitaire!! @##$@
in Wedding Woes
I am unbelievably lucky that I noticed the sparkling stone sitting on the table at a Christmas party in a hotel ballroom. I had just sat back down at the table after the waitstaff cleared the plates. To my surprise, I looked down at my hand, and realized that the diamond fell out of my engagement ring!
My fiancee paid a premium thinking that Tiffany provided quality. I even cleaned it that afternoon with the small little brush and jewelry cleaning solution they provided, and there was no jiggle, looseness, or sign of any noticeable damage. The customer service staff tells me that one of the six prongs looks slightly bent, and that a snag on something could have bent the platinum! I didn't realize platinum is that easy to bend!!! I thought it's at least less maleable than gold! I would feel better if I remembered hitting it on something, since knowing what I know now, I'd go get it checked immediately. They keep telling me that the six prong Tiffany's setting is supposed to be the most secure. "Supposed to be" really isn't reassuring at this point.
Seriously, how often does this happen? Can anyone recommend a good insurance provider for engagement rings? The only one I've heard of if Jeweler's Mutual. Anything else out there that provides good coverage - enough to replace exactly the same quality stone, if need be?
This discussion has been closed.
Re: The diamond fell out of my 25K Tiffany solitaire!! @##$@
Crap...I Mean Crafts
[QUOTE]Okay, #1, you really didn't need to tell us the price of your ring, since it has nothing to do with anything. (Sorry, it just felt braggy to me.) #2, this happens sometimes - it's unfortunate, but you're very lucky you didn't lose the stone. Did you have the ring re-sized after you received it? Sometimes re-sizing can affect the setting, if the jeweler who does the re-sizing doesn't remember to check it. #3 - if you already have homeowner's or renter's insurance, you can add a rider to your policy to insure the ring (and if you don't have homeowner's or renter's insurance, you really should get it - my renter's policy is less than $100 a year, and it's so worth the peace of mind).
Posted by StephBeanWed61502[/QUOTE]
<div>
</div><div>
</div><div>I don't think it sounded braggy...just showing how shocked that she was that that amount of money was paid, and it was set like a cheap rip off, and also, that it wouldn't have been something her FI could have just replaced at the drop of a hat. You can choose to be offended by someone stating the facts, or just see it for what it is. Her ring is expensive, she expected better quality, period. </div><div>
</div><div>Also, I agree with the previous posters about getting it on your homeowners insurance. Good thing you found it!</div>
[QUOTE]Tanline, is that you?
Posted by TheDuckis[/QUOTE]
*snort*
[QUOTE]I have a personal articles policy with State Farm. Check yourhome owners.
Posted by 6fsn[/QUOTE]
Me too - and my ring cost considerably less than $25,000.
Also, if you have a marquise cut, it is likely to get loose and fall out a fair amount, since there are fewer places to hold the diamond. I have a citrine marquise ring that I get adjusted at least once a year to prevent this, a close friend of my moms has this cut engagement ring and the diamond has fallen out 5 or 6 times in the past 30 years.
ETA: I just have a rider on my renters policy with state farm, it covers everything from the stone falling out to theft.
50 in 2012 Reading Challenge: 2 books read
my read shelf:
[QUOTE]In Response to Re: The diamond fell out of my 25K Tiffany solitaire!! @##$@ : I don't think it sounded braggy..<strong>.just showing how shocked that she was that that amount of money was paid, and it was set like a cheap rip off</strong>, and also, that it wouldn't have been something her FI could have just replaced at the drop of a hat. You can choose to be offended by someone stating the facts, or just see it for what it is. Her ring is expensive, she expected better quality, period. Also, I agree with the previous posters about getting it on your homeowners insurance. Good thing you found it!
Posted by seesawgirl[/QUOTE]
<div>But the thing is, I wouldn't expect a stone to fall out of <em>any</em> engagement ring, whatever the price - it's an engagment ring, for chrissakes. Should I expect my stone - which is, gasp! not even a diamond! - to fall out of my ring just because my FI only spent a fifth of what hers spent? <em>Anyone</em>, with a ring of <em>any</em> price, would be appalled by what happened to her ring. That was my point.</div>
LOL, sorry couldn't resist.
[QUOTE]Tanline, is that you?
Posted by TheDuckis[/QUOTE]
You know how I know it's not Tanline? She would never be so gauche as to refer to it as *<em>sniff</em>* "Tiffany." Ugh.
It's "Tiffany & Co."
[QUOTE]I am unbelievably lucky that I noticed the sparkling stone sitting on the table at a Christmas party in a hotel ballroom. I had just sat back down at the table after the waitstaff cleared the plates. To my surprise, I looked down at my hand, and realized that the diamond fell out of my engagement ring! My fiancee paid a premium thinking that Tiffany provided quality. I even cleaned it that afternoon with the small little brush and jewelry cleaning solution they provided, and there was no jiggle, looseness, or sign of any noticeable damage. The customer service staff tells me that one of the six prongs looks slightly bent, and that a snag on something could have bent the platinum! I didn't realize platinum is that easy to bend!!! I thought it's at least less maleable than gold! I would feel better if I remembered hitting it on something, since knowing what I know now, I'd go get it checked immediately. They keep telling me that the six prong Tiffany's setting is supposed to be the most secure. "Supposed to be" really isn't reassuring at this point. Seriously, how often does this happen? Can anyone recommend a good insurance provider for engagement rings? The only one I've heard of if Jeweler's Mutual. Anything else out there that provides good coverage - enough to replace exactly the same quality stone, if need be?
Posted by yajinang[/QUOTE]
Ask your insurance agent. That's what they're there for.
[QUOTE]Tanline, is that you?
Posted by TheDuckis[/QUOTE]
This made my day!
122
Crap...I Mean Crafts
Tiffany & Co.
Tiffany & Co.
Tiffany & Co.!
What are you, farmers?
Posted by yajinang[/QUOTE]
<div>Get the guarantee in writing for future reference. Any decent guarantee should cover normal use, but get whatever it does cover in writing.</div><div>
</div><div>Any precious metal bends easily - that's why most jewelry is an alloy, not pure. I think the issue with a prong is probably not the type of metal, it's that tiny thin pieces of metal bend easily.</div><div>
</div><div>Document the state of the ring post-repair, with photographs, for future reference to the guarantee, and for insurance purposes. </div><div>
</div><div>And YW.</div>