NWR: Catch 22

sarlah

So as many of you fabulous & supportive knotties know, I have been dealing with a lot of house/escrow stuff and on Friday we signed loan docs finally!! Well we should have the keys this week, just not sure when exactly. So the funny thing is I was really losing sleep over everything that was going on with the bank, and I was thinking that I would finally sleep well when this was all over... well now that I am nearly a home owner I am sleeping worse than ever! LOL. I have to laugh, even though it's really aggravating at this point. I really thought I would be sleeping easier, but nooooo. Now everything else is weighing on my mind like... how will we afford this?! Haha. Or like I was telling my FSIL, after we signed loan docs I was thinking "How did they let us do this??! I'm not old enough to own a home!" hahaha. I just think this is all so funny, did/has/is anyone else experiencing anything like this? I assume it passes because... well my parents sleep fine, lol. I will be so freaking ecstatic when this is over and the keys are in my hands! I will post pictures at some point, it's not much to look at right now because the previous owners were... interesting. But it WILL be something special when we're done renovating & decorating!

melissaandjaredforever

Hey Sarah, Congrats! and yet, I can understand how its kinda ironic/frustrating that your still not sleeping well. I'm sure things will all turn out and settle down soon and you can sleep at night knowing you're a home owner! That's so exciting

slevesquemut

Sarah, I hate to say it, but I've been having the exact same thoughts.  We just closed at the end of August and actually moved in yesterday.  I've been having the thoughts, like what will we do if the boiler blows up, what can we do if the pipes burst, will we be able to afford the mortgage this winter, what happens if I get laid off?  Right now I'm trying to build up my 'Oh Sh*t Fund', and I think that's the best thing you can do to start.  Good luck.  And I also believe this will pass.

MzelleRicaine

Oh Lol Sarah, that's what my aunt calls life! I think a lot of times we say "after this I'll be ok" because we just need to. In reality, things keep coming our way again and again. And I can't even fathom buying a house (well, I dream about it all the time) but we're so not ready for that!You'll make it work and then you'll get to DECORATE! And GARDEN! (those are really the things I dream of)so... if you're looking for anyone you'd like to live vicariously through you, just look my way *m*

sapphiredaizy

Sounds like you have the whole "adult" package! Mortgage, bills, stressing about money...it seemed so much easier when you thought about it 10 years ago (I'm not sure how old you are, but you can change that number if you need to But, believe me, it all works out and the stress and lack of sleep subside. You'll look back and laugh Congrats on your new place!! And I can't wait to see pics.

eminindy

I know how you feel Sarah! I'm sure it will all be ok. We closed at the end of August and don't have the keys yet, but I'm stressing about "how will we afford this, and what if this breaks" etc. But I just CANT wait for the feeling of "it's mine" well, "ours" lol. I like the idea of the "oh sh*t fund" haha. It is very stressful but everything will come together. Good luck with it all!