Yesterday we paid the final balance due on our honeymoon, we're going to Secrets Maroma Beach in Riveria Maya. Last night, after we paid our balance, I checked a couple travel sites to see what the prices and they dropped majorly. We had our TA cancel our trip and rebook at the new rates. We used AMEX points to pay for part of airfare bc we forgot about the first time around, and ended up saving $2,300!!! I thought we would need the insurance but i'm sure glad we made the $120 investment