I just need to vent and get this off my chest.
In October, I was let go from my job. I was told that I was going to get unemployment and would be eligible for COBRA. The COBRA paperwork was supposed to come right after my termination in mid-October. They didn't send it until the END of October and I was out of town so I didn't get it until November. To top that off, there was a mistake on the paperwork, and I didn't want to send anything in until I showed my mom, and asked my former employers about the mistake, so I didn't send the paperwork in until December. (COBRA gives you 60 days to turn in paperwork). I also made the first payment with that paperwork with a date of 12/6. Fast forward to around Christmas time and that first check hasn't been cashed. I contact my former employer and they say that they've cashed it, okay, I haven't seen it come through. I then get a letter stating 'thank you for your nov. payment, you owe dec. and jan. Um, okay, but I didn't have coverage until December, why do I have to pay? Because the COBRA form says November 1st it is effective. Fine, so I paid those in early January, meantime the first check still hasn't gone through. Fast forward to yesterday, I made my Feb. payment last week and I get a notification from my credit union to check my account, so I do...ALL FOUR CHECKS went through at the same time!!! I've been working so hard to build up my savings and this depleted it. I had to transfer money over from my savings. I'm so frustrated!!!

I want to cut the cord with my former employer and something always comes up that I can't...
Sigh
Sorry for the length...