Fiance' and I are looking for privacy and unique experiences. We are pretty set on Roatan now as our destination. Fiance' likes Barefoot Cay, but it looks too industrial too me. I am in love with several vvacation homes for rent by the week that I have seen on Trip Advisor. My question is: Has anyone had experience with vacation rentals in a foreign country? Can travel insurance cover some of them if, for instance, a hurricane blows in before our trip? How do you know you are getting what you see in pictures and the whole deal is on the up and up? Did you find it really difficult to strike out on your own this way, as opposed to getting everything taken care of by staff of a resort. I'd like to hear thought on this!