Student loans vent

I just switched schools because my old one was screwing me over class wise, but the school I switched to is a little more expensive. Long story short, I need about another $3500 to cover the cost of classes, books, and parking passes for this fall and spring, but when I went to apply for a private loan today I was denied. I didn't apply with a cosigner, because my parents are going through a divorce and bankruptcy so both of their credit scores are in the toilet. I plan on trying to have my dad cosign for me, but other than that I don't know what to do if I'm denied after that. I also can't apply for scholarships or grants because when I switched schools, my GPA dropped. The only other option I see is taking a semester off, which I don't want to do because at this point I just want to be done with school. If I take the semester off I can save up money for the wedding (which is next June) and for school, but that puts me another semester behind and makes me stay at my miserable retail job another 3 to 6 months. Ugh!!!!!!
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