Ok, so I went to talk with investors about loan repayment, and they told me we should do income based repayment, and then get our loans (ok, Fi's loans) forgiven. I was wondering what anyone else knows about this.
On the one hand, its helpful to have lower payments and all that. On the other, we could live on potatoes and pay it off faster and not need forgiveness. So it feels a bit immoral to take the forgiveness. Also it would leave the loans there for a lot longer, even though at the end they would be forgiven. I'm not sure if that part is a bad thing, or just scary for no reason. Ok so what do you all think?