Ok so I have decided

sv4338

to turn a new leaf I am going to pay off my credit cards before Christmas and starting January I can pay more towards my car so I can finnish paying that off sooner.Jared is selling his speakers that are taking up way too much room in my garage and he is selling his lil fishing boat that has been parked for the last 2 years! (I told him he can use the speaker and boat money to build his bike he can also have half of his PCF check to use towards his bike the other half we will put in a seperate savings)Im tired of not having a savings account and to be honest its my fault I blow money on stupid stuff every payperiod So if u hear me talking about shopping or eating out more than once a week please *cyber slap* me!

SandraRay2008

Why dont you just put the money towards paying your car off so its less intrest you will have to pay and once your car is payed off then have him build his bike? In the long run that would save you more money. Also Christmas is coming dont forget that too

Kasi80

Yay Syl!  It's really really hard but doable.  OK, so I'll slap you if you try to get away from your plan!

sv4338

I know we should but our deal was I got my big wedding and he could build his bike so Im gonna honor my deal :0)plus if I've demanded a glider and a Coach diaper bag (when we have a baby)so I gotta give if im gonna takeI have a Christmas fund set up thru my bank they pull out money every payperiod and send me a check in November for Christmas shopping :0)

sv4338

Ummmm Kasi!!!! I said *CYBER SLAP**!!!! Geesh!! I knew u were gonna get carried away!

Kasi80

No, it'll be a real slap

SandraRay2008

Well that is fair then That is smart about the Christmas fund that way you dont haveto worry about it when it gets close

amberg321

I think youre heading in the right direction. Eating out is where alot of people blow their money without even realizing it. $5 every day adds up pretty quick. If you are trying to save money then I think this is a great place to start

HisSunshine1220

thats a great idea syl! andrew and i have a plan to pay all of our debt (besides my car) off... but its going to take MUCH longer than yours. Thats really cool about your work setting that fund up for you. Sandra!!! i love the new siggy.

emilypeach

ah! paying off debt is all we can think about right now.  we haven't started on any actual wedding plans yet because we're trying not to to dig ourselves into a hole.  money is crazy! i need a raise!