All you ladies getting homes lately, got me thinking!
Michael & I would love to have a house right now. He's currently applying, all over trying to get a cop job. We've had a few close chances, but he hasn't been picked up yet. He is trying really hard & still working while he's searching, but his current job doesn't bring in all that much income. Trust me, I know it's better then nothing, but we really need him to make more. My job is pretty stable & I bring in a decent amount of income, but I don't feel it's enough where we could afford a house payment, along with the other bills we have. (A big chunk comes out for our insurance & of course uncle Sam)!
Our thoughts were that we should wait on buying a house, until we know what city or county he ends up working for, so we can then decide where to buy.
Our parents keep suggesting we should at least go get pre-approved & see what we could afford, so we could start looking soon after he gets a job. But, I don't know if that makes much sense, since he will be making more money when he becomes a cop. We have great credit ratings - both in the high 700's, so I'm not worried about that, but I guess I just don't know where to start!
Any tips on when/how/where we should start this process?
And for those of you who bought a house before the wedding, what was your reasoning? And what about those that waited until afterwards?
I know the reasoning varies by situation, but I'm just curious!
TIA ladies! = )