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Michigan-Detroit

Large Monetary Gift: WWYD? (Kinda Long)

I knew I wouldn't be able to make it through this final week without coming to you ladies for some of your patented awesome advice.  :) 

When FI and I got engaged, my father told me that he intended to pay for the wedding because it was the bride's father's responsibility - and although he's not generally traditional, that he intended to be traditional about this.  I carefully asked him what sort of budget we were looking at, and he he said he thought he could go as high as $3000.  Knowing my dad, this was not so much a statement of "times are tight; you'll have to have a frugal wedding," but rather a statement of "I legitimately have absolutely no idea what things cost nowadays."  That said, though, he IS retired, and although he's comfortable, the money is certainly not pouring in.  We thanked him profusely, and then planned the wedding based on his gift of $3000, the gift of $3000 that FI's parents generously gave us, and an amount that we were willing to pay ourselves to round everything out.

Instead of giving us the money outright like FI's parents did, he wanted to see general amounts as we went along and to write us checks to pay those items off.  i.e.: "We got the dress and booked a baker this weekend.  The dress cost $825 and the baker is going to cost us $400.  Please write us a check for $1225."  All along, I've been keeping a full itemized budget with the prices of every item we've purchased, the estimated prices of every item we want but haven't yet purchased, and (to make myself feel better) the cost that the average Detroit spends on that sort of item (based on an excel file I spent waaaaayyyy too much time putting together, based on the stickies here).

So here's my problem: 2 weeks ago, he asked to see the final budget.  I sent it to him, making a comment about how I know that the total ($11,000) looks really high, but it's not as bad as it looks because there's the $3000 from him and the $3000 from Jeremy's parents, and, hey, look, look how much less we spent than the average Detroit bride!  I mentioned these things because (a) I care about his opinion of me and don't want him to think that I'm a crazy spendthrift, and (b) I wanted him to understand that we have an extra source of money and aren't going to go into debt over this, because he has occasionally in the past swooped in and just paid a huge bill outright when an unexpected expense popped up (double root canal, anyone?).  I didn't want him to feel like he had to do that here.

So I just got an email from him: he's written us a $6000 check.  That's double what he originally said he was going to give us.  Now, don't get me wrong.  I'm a selfish money-grubber.  I want to take the money.  Wink  But I'm not sure how to go about this.  My brain feels like when someone offers you money, you have to protest.  Like it would be rude to just take a bunch of money without making a lot of noise about how they don't have to do that, and it's so amazing of them, and no I couldn't possibly...blah blah blah, before finally giving in and accepting it.  But it's recently been brought to my attention that maybe I'm hurting his manly pride when I initially refuse to take money that he's offering to me as a gift.  And that that is rude in and of itself.  So how would you approach this?
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Re: Large Monetary Gift: WWYD? (Kinda Long)

  • edited December 2011
    I would say somewhere between thanking him profusely but never saying you won't accept the money and thanking him for it with a little bit of protest. 

    I have been lucky enough to have parents that are traditional and insist on paying for our entire wedding, my dad even told that to FI when FI asked for my dad's blessing.  We have never told them we wouldn't accept the money because we know it is something that means a lot for them to be able to do.  Every chance we get, we thank them profusely for everything they have done for us. 
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  • Mrs0toBeMrs0toBe member
    100 Comments First Anniversary
    edited December 2011
    accept his gift graciously and thank him profusely.
  • edited December 2011
    Here is my question: Is he the type to give gifts with strings attached? If so, then I say politely refuse. It'll wind up causing more trouble down the road when "well, I did give you $6000" comes up. If it's a genuine gift, then I would accept - it would be rude to decline. Talk to him in person to say thank you and send a note. Then you and DH should do something fun and extravagant :) [yeah, I just wrote DH for you - awww!]
  • emarston1emarston1 member
    5000 Comments Combo Breaker
    edited December 2011
    Assuming you have a good relationship with him, I would view it as a very generous gift, thank him profusely, and let him do this for you.  I assume that if he truly didn't have the money, he wouldn't have offered the money.  He's an adult and can choose what he wants to do with his money and in this case, he wants to spend it on you.

    I think our dads are very much alike in that when it came to paying for their daughter's wedding, it was something they really wanted to do and is a big source of pride for them to be able to do so.
  • drewmwdrewmw member
    100 Comments
    edited December 2011
    I voted for the first option just to be different, but I'd really go for the second one :)
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  • missmelanie81missmelanie81 member
    500 Comments
    edited December 2011
    I didnt vote...cause my anwser wasnt listed, but I think I would have a sit down talk with him. Ask him if he is sure he can afford the extra  money. Explain while you would love to take the gift you need to make sure that he is really ok with it. If he is and you belive he is, then Id take it.
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  • edited December 2011
    Accepting a gift like that from anyone Other than your dad - yeah you refuse and say "no, no that's just too much" - but he's your dad! He thinks it's his job to take care of you and give you everything you want. I think this gift is amazing. A hug, kiss on the cheek, and a "thanks daddy" - will make it worth it for him. He will know how much you appreciate it. You might be a grown up, be he will always think you're his little girl!
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  • edited December 2011
    In Response to <a href="http://forums.theknot.com/Sites/theknot/Pages/Main.aspx/local-wedding-boards_michigan-detroit_large-monetary-gift-wwyd-kinda-long?plckFindPostKey=Cat:Local%20Wedding%20BoardsForum:88Discussion:db263a21-c1cb-4791-bf10-ce704183d46bPost:f54e20eb-46a9-4d08-a2b1-f29d217eb11e">Re: Large Monetary Gift: WWYD? (Kinda Long)</a>:
    [QUOTE]Assuming you have a good relationship with him, I would view it as a very generous gift, thank him profusely, and let him do this for you.  I assume that if he truly didn't have the money, he wouldn't have offered the money.  He's an adult and can choose what he wants to do with his money and in this case, he wants to spend it on you. I think our dads are very much alike in that when it came to paying for their daughter's wedding, it was something they really wanted to do and i<strong>s a big source of pride for them to be able to do so.</strong>
    Posted by emarston1[/QUOTE]

    YES. This also. =)
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  • edited December 2011
    I would take it, unless you have reason to believe he really, really can't afford it (i.e., he's had money trouble in the past, etc.)  Like you said, he didn't know what weddings cost, you've been budget concious, and he wants to give you a gift.  Say thank-you, and have a great wedding!
  • emarston1emarston1 member
    5000 Comments Combo Breaker
    edited December 2011
    Maybe it's just me but I would have major issues discussing my parents finances with them.  I would trust that if my dad handed me a check that he was able to afford the gift.  Granted everyone has different family dynamics but I would feel really weird questioning my parents finances.

    I think it's one thing to be like, "are you sure you want to give this to me?" rather than "are you sure you can afford this?"  Especially if it's a source of pride, questioning if they have the money might be hurtful rather than helpful.
  • matuofmmatuofm member
    500 Comments
    edited December 2011
    Thankfully, I don't have to worry about any of the "I paid for your wedding, and now this is about to come back and haunt you" crap with my Dad.  In fact, I hadn't even thought of that as an issue. 

    For me, I think the issue is simply taking that much money from another person.  It gives me a lot of guilt, and since my father has given me so much monetary assistance even this late in my life, I feel like at least one favor I can do for him is to not take that money off of him.  But I think that you hit on the most important point, Liz.  He's a grownup.  And he's incredibly responsible with his money.  He didn't have to offer it if he didn't want to.  And even if it's stretching a bit for him to give us this much, that's his choice and all I'm going to do by refusing is humiliate him.

    Now I just have to come up with an appropriate thank-you.  Perhaps something involving a musical performance?  ;)
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  • emarston1emarston1 member
    5000 Comments Combo Breaker
    edited December 2011
    As a thank you I would suggest just giving him those key moments during the wedding.  Walking you down the aisle and the father/daughter dance.  He's probably been looking forward to those moments his entire life and it would mean the world to him to get to share those with you.  If he's traditional enough to want to pay for your wedding, he's definitely traditional enough to want those moments.  Some of the absolute sweetest things my dad has ever said to me came during those two moments.  Something I will never forget :)

    In general, I think most parents just want to see their children happy and that is gift enough.  As my mom once said to me when we were discussing the idea of parent's gifts, "All I want is to see my baby girl happy on her wedding day.  I don't want anything other than that."
  • edited December 2011

    Ditto everything Liz said since she was apparently reading my mind :)

  • Meegles4Meegles4 member
    1000 Comments Second Anniversary Combo Breaker
    edited December 2011
    I have a similar guilty feeling over the wedding money. My parents are contributing the largest portion, the FMIL is contributing something and then FI and I are chipping in. We are both in our early 30s, have jobs, live on our own and are adults, as you say. As much as I'm really REALLY grateful for my parents' assistance because we couldn't have this big family wedding without them, I still feel guilty at spending so much of their money. Even though they basically assumed this is how it would go and when I try to get them to NOT pay for something, my mom gives me a hard time. 

    So, if I were in your shoes, I'd probably be putting up the same fight. But, in the end, I'd probably graciously take the money. He's your dad and he'll always be there for you and this is just one of the ways he does that.
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  • edited December 2011
    If you don't want to take it.. I will. ;-)

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  • klreese0213klreese0213 member
    1000 Comments
    edited December 2011
    i didnt vote because i don't agree 100% with any option.
    i think you should sit down with him in person and make sure he can TRULY afford to give you that money. you said yourself, he is retired and the money isn't flowing in. So  how much of a hit would this $6000 do to his bank account. Make sure to show him you really have it all financially taken care of without his additional $6000.
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  • edited December 2011
    your dad is an adult.  If he couldn't afford this, he wouldn't have cut the check.  Accept it with a smile and don't ever question a gift of money. I would be offended if someone; especially my child, questioned my ability to pay for the bulk of her wedding.  It is a rite of passage for them too.
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