Financial issues

NuggetBrain

Did anybody have them with their husband after they got married?  What were they?  How did you fix them (or were you not able to?)

Nebb

I did but it wasnt really because of either of us, we moved and it took me longer than expected to find a job and once I found one my husband lost his so we struggled financially for practically the first year of our marriage. We finally got in the habit of budgeting (planning out bills and when they are due, extra stuff we have to save for un the future, and general expenses like food/gas/toiletries), not buying so many things we didnt need, communicating more about money and trying to plan things a little bit better. Things arent wonderful now, but they work.

Mrs_AF

I had financial issues mostly because I lost my job at the end of April. I had some CC debt from using my card for gas/groceries/bills but we paid it off with some of the wedding money that his parents gave us.

We talk about our finances a lot, mostly because he has such a brain when it comes to fiscal responsibility. I have a lot of growing up to do in that department, but we have definitively hammered out every possible budget we can, down to like 5 different options for my job pay. He's thorough. lol

frenchy730

Is there something you need advice about, or just starting a general conversation?

smokeybailey

I'm not married but we don't have financial issues.  The house has a budget and I have everything mapped out through February 2011.  We both contribute to the house account to cover that budget.  Anything beyond that is for each of us to spend as we see fit whether it be savings, video games, pedicures, dinners out, etc.

The house pays for most vacations and big purchases though.  He came into the relationship with some CC debt which was his to handle.  I have student loans that are mine to handle (that is my only debt besides my car).  I suppose things might change if there was a huge disparity in incomes or if someone lost there job, but that's not the case for us.

katiewhompus

Financial issues in regard to what? It has been a learning process. Scott tends to spend things in nickles and dimes but they add up at the end of the month so we've had to monitor that a bit, and I've had to loosen up about my cheapass ways.
Things happen and you just deal. Recently we've been hit with car bills and vet bills which surpass 2 months of my salary and made me cry. We just figure out a plan and go from there.

ZRex

I'm nervous cause I'll still be in grad school next year while he will be working and making money.  I have my loans for rent, and my jobs for spending money, but he still pays for dinners and dates about 75% of the time.  I just hope I get a job out of law school.  I feel like a leech right now.

mwhitson14

We don't have joint accounts and split everything down the middle. The only issue we've had in regards to money, I spend way more on groceries. He doesn't realize how quickly it adds up. I've dragged him to Wal-Mart a few times to pay, but he mostly just irritates me and buys junk food so I've just dealt with it. I'm not sure that's a financial issue, but groceries cost too much. . .

lmills730

we will be married in about a week, but for the last 3 years, we split our housing and utilities costs down the middle. We each have separate accounts with which we can use our extra money after monthly bills as we please.

We have one joint credit card which we use for all groceries/dates/etc that is a joint other expense. We then split the balance down the middle each month as well.