Due to family issues, we have canceled our upcoming November 2010 wedding and will be doing a civil ceremony in Jamaica instead. When I tried to cancel with our photographer, she told me that she was entitled to keep $577 of the $1150 I have already paid her as she labeled my first payment (of $577) as a 'retainer' in our contract. I've reviewed the contract and no where does it say that the 'retainer' is non-refundable. I explained to her that I was willing to negotiate her keeping a percentage for her inconvenience but she told me that because she labeled it a 'retainer' and not a 'deposit' that automatically makes it non-refundable. She said that this is standard in the photography industry. All the other contracts I signed with vendors state clearly what is and is not refundable. Her contract mentions nothing about refunds of any kind. Does anyone know if this is something I can fight? Or does simply calling something a 'retainer' automatically make it non-refundable, without having to state so within the contract?