My wallet was stolen earlier this week at work, and I cancelled my debit / credit cards etc.
My car insurance is on as a pre-authorized payment. I cancelled all of my cards on Monday, and completely forgot about the PAP.
The charge came through today as a $50.00 NSF fee tonight on my online statement.
This is the first time I've ever had an NSF. Do you think I can contact the back and negotiate getting the NSF charge back onto my account?
I know I still have to pay my insurance, but on top of the stolen wallet this week, I now have to pay my bank $50. UGH. Do you think they can budge on this, or is it not even worth trying?
Also, I've had my car insurance deducted from my chequing acct every month via PAP for 7 years - I don't even know who to contact re the bounced cheque. Should I just wait until they contact me that they haven't received payment, or should I try and track someone down?