Health care and the US (update)
Just to update you all on my FI who needed back surgery...
My insurance denied him because of the pre-existing injury. So no go there.
Medicaid would not allow him to be seen as an emergency at a specialists office and no one will take him in to see him anyway without medicaid or health insurance approval unless they can do the surgery then and there. So ive had 3 docs tell me not to waste the 300 bucks out of pocket we will HAVE to spend to see their specialist because Medicaid wont pay for them to do surgery anyway. If they took medicaid, then i could at least take him to the specialist, get the approval for the surgery, and wait for the mediciaid to kick in (will cover last 3 months of medical). So they could bill us and medicaid would pay for the bill...and we could at least get that ball rolling.
Even the specialist who takes medicaid at the hospital will not make him an appt. until we get the yay or nay from medicaid.
My FI is bed ridden right now. I am basically taking care of him while still trying to work. So i have to leave him with everything he needs for the entire day and his mom and dad have to help him get to the bathroom when i am not there.
Plain and simple...this sucks.
I dont understand how we can do absolutely nothing right now but wait. Even taking him to the ER is a MAJOR risk if he gets denied Medicaid.
The only participating hospital we found was in Stony Brook...but like i said they wont see him until Medicaid accepts or rejects him. If he gets rejected, then i really do not know what the hell we are going to do.
I am losing my mind with everything going on right now. I am trying to go to work and focus before i get fired here...but its constant phone calls all day to medicaid, the doctors, specialists, hospital ets.., calls to check on him, etc. My stress level is through the roof.