My FI and I have a joint account and have now had it for about two months. We pay all the bills from it and buy gas etc. from it. We try to keep our reciepts so we can decuct the amount spent on our check register and have and actual amount available verses the one on the computer that may not take out a payment for days. We are getting a little better about tracking our money, but are still having problems with missed payments etc. Is anyone else having this problem? What are some things you are doing if you don't have this problem to avoid it? Thanks in advance!