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Possibly a stupid question about car buying

brivb10brivb10
1000 Comments Combo Breaker
in Pennsylvania-Pittsburgh
if we are paying cash, do we actually need cash itself, or would a check work? I don't want to call the dealership and ask b/c that sounds like the dumbest question ever. TIA!
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Re: Possibly a stupid question about car buying

  • kat112kat112
    100 Comments
    edited December 2011
    Checks are fine! I don't think anyone would feel comfortable walking around with 15 G's or more in their purse :)
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  • npalesnpales
    500 Comments
    edited December 2011
    No, you don't need actual paper money.You might need it to be a certified check. Cash just means that there's no financing. I think you can put the whole total into a credit card and it's considered a cash purchase. Anyway, for that high an amount, a certified check might be the best way to go.
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  • brivb10brivb10
    1000 Comments Combo Breaker
    edited December 2011
    that's what I was thinking - certified check. But I didn't know if they had some crazy rule. lol.
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    August Siggy Challenge- Wedding Must Have - sleigh cake stand Bio updated 04/05/10.
    Anniversary
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  • brivb10brivb10
    1000 Comments Combo Breaker
    edited December 2011
    Well I asked the dealership - and they said they would accept credit/debit for purchases up to $2000, and personal check for the difference. What the difference is between a paper personal check and my debit card are, is beyond me.
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    August Siggy Challenge- Wedding Must Have - sleigh cake stand Bio updated 04/05/10.
    Anniversary
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  • e8jackson6e8jackson6
    500 Comments
    edited December 2011
    That's odd because typically people like to avoid personal checks, since there is always a chance that it will bounce.
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  • McBridetobeMcBridetobe member
    1000 Comments
    edited December 2011
    Maybe the transaction fee is high to run a CC or debit purchase over 2K?GL! 
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  • skybluejenskybluejen
    500 Comments
    edited December 2011
    We just bought a car last week and paid with a personal check and had no problems. You could not use a debit or credit card for any amount over $2,000.
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  • morganphdmorganphd
    500 Comments
    edited December 2011
    There are money limits on debit cards.  We tried to put our reception on our debit card and that bank wouldn't let us use it for that big of a purchase.  That's probably why the dealerships limit the amount.
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