Home Buying Fund Registry?

[Deleted User] · February 2012

Are there any registries that allow your guest to contribute to buying a home?

jagore08 · February 2012

Yes, it's called the guests put cash or checks into a card and you use it however you wish.

meganb1977 · February 2012

If you lurk on this board you'll see what people say about asking for cash gifts, and that if you would prefer cash create a small-ish registry for people who do prefer to give a boxed gift and then if people directly ask what you want, it can be mentioned that you are trying to save for a downpayment on a house.

amymaysa · February 2012

In Response to <a href="http://forums.theknot.com/Sites/theknot/Pages/Main.aspx/wedding-boards_registering-gifts_home-buying-fund-registry?plckFindPostKey=Cat:Wedding%20BoardsForum:34Discussion:35af3afc-f088-4d72-a275-3f31a9c5535cPost:2ee96ef3-cf32-4cea-aaee-70ae7451e357">Re: Home Buying Fund Registry?</a>:
[QUOTE]Yes, it's called the guests put cash or checks into a card and you use it however you wish.
Posted by jagore08[/QUOTE]

This!
I find this type of registry even worse than a honeymoon registry, which I hate.
Create a small registry and spread the word you are saving for a house. People know cash is a good gift!

HobokensFury · February 2012

In Response to <a href="http://forums.theknot.com/Sites/theknot/Pages/Main.aspx/wedding-boards_registering-gifts_home-buying-fund-registry?plckFindPostKey=Cat:Wedding%20BoardsForum:34Discussion:35af3afc-f088-4d72-a275-3f31a9c5535cPost:c5c4111e-8d6e-419c-97e7-e5408a2ca1bb">Home Buying Fund Registry?</a>:
[QUOTE]Are there any registries that allow your guest to contribute to buying a home?
Posted by ashjusfen[/QUOTE]

I'm sure they exists but they're incredibly rude and tacky.

Grits8812 · February 2012

If you want to be rude, yes. People know that cash is always appreciated. Just make a small registry, they will get the point that you prefer cash.

Simply Fated · February 2012

Yes there... Here are a few...

http://www.myregistry.com
5% is deducted from every donation made by a guest.
2.9% is deducted by Paypal every time you withdraw any money

http://www.wedshare.com
2.9% is deducted by Paypal every time you withdraw any money

http://www.hatchmyhouse.com
5.9% transaction fee

http://www.downpaymentdreams.com
$50 registration fee
2.9% is deducted by Paypal every time you withdraw any money

OP, do you see a pattern here?

MNVegas · February 2012

In Response to <a href="http://forums.theknot.com/Sites/theknot/Pages/Main.aspx/wedding-boards_registering-gifts_home-buying-fund-registry?plckFindPostKey=Cat:Wedding%20BoardsForum:34Discussion:35af3afc-f088-4d72-a275-3f31a9c5535cPost:c5c4111e-8d6e-419c-97e7-e5408a2ca1bb">Home Buying Fund Registry?</a>:
[QUOTE]Are there any registries that allow your guest to contribute to buying a home?
Posted by ashjusfen[/QUOTE]<div>
</div><div>This is a joke, right?! Incredibly rude request to make of your guests. </div><div>
</div><div>If people want to give you a cash gift they will put check/cash in a card. You don't need some gimmicky, tacky website to collect the money.

</div>

hoffse · February 2012

Gag.

jessicabessica · February 2012

In Response to <a href="http://forums.theknot.com/Sites/theknot/Pages/Main.aspx/wedding-boards_registering-gifts_home-buying-fund-registry?plckFindPostKey=Cat:Wedding%20BoardsForum:34Discussion:35af3afc-f088-4d72-a275-3f31a9c5535cPost:2ee96ef3-cf32-4cea-aaee-70ae7451e357">Re: Home Buying Fund Registry?</a>:
[QUOTE]Yes, it's called the guests put cash or checks into a card and you use it however you wish.
Posted by jagore08[/QUOTE]

<div>If only there were a way to accomplish the same result by directly asking for cash, giving a percent to a third party, and offending a few guests in the process! Oh wait.</div>

WildMagelet · February 2012

As other's have suggested, if you're saving up to buy a home just create a small registry (for those guests who insist on buying you something physical regardless) and let your close friends & family spread by word of mouth that you're saving up for a home. People already know that money is an acceptable gift.

Farasa7 · February 2012

I just have to say I'm flabbergasted at the responses to your question. So, to people, asking others to buy you a $200 kitchen aid mixer is more polite than asking someone to contribute to your dream of owning a home? There are many people who have all that they need within the home, and would rather the gifts go somewhere useful. And in NY and other northern states, giving money at the wedding is the tradition.

I too, am looking for a monetary registry because I live overseas in Egypt and am having part of my celebration here. Should I forego a resistry simply because money makes more sense as shipping to Egypt is at least $100 for a small item? And there aren't many of the big name stores here? Come on.

People will contribute as much as they can just as they would buy you whatever is in their price range from a registry. I'm thinking something like an ING bank account where people can deposit money and you can use it as an account. I would just say "In lieu of the traditional registry, since my fiance and I have all we need for a home, we are looking to set up a fund for buying a new home for all of our nice things to fit in to together. Please as you would on a regular registry help out only as you can. It's much appreciated and we look forward to having you visit!" Makes sense and is mature and people, if they're your friends and family, will understand.

specialk84 · February 2012

In Response to <a href="http://forums.theknot.com/Sites/theknot/Pages/Main.aspx/wedding-boards_registering-gifts_home-buying-fund-registry?plckFindPostKey=Cat:Wedding%20BoardsForum:34Discussion:35af3afc-f088-4d72-a275-3f31a9c5535cPost:90e67f37-4f4f-4ba0-b58c-d244b30353d0">Re: Home Buying Fund Registry?</a>:
[QUOTE]I just have to say I'm flabbergasted at the responses to your question. So, to people, asking others to buy you a $200 kitchen aid mixer is more polite than asking someone to contribute to your dream of owning a home? There are many people who have all that they need within the home, and would rather the gifts go somewhere useful. And in NY and other northern states, giving money at the wedding is the tradition. I too, am looking for a monetary registry because I live overseas in Egypt and am having part of my celebration here. Should I forego a resistry simply because money makes more sense as shipping to Egypt is at least $100 for a small item? And there aren't many of the big name stores here? Come on. People will contribute as much as they can just as they would buy you whatever is in their price range from a registry. I'm thinking something like an ING bank account where people can deposit money and you can use it as an account. I would just say "In lieu of the traditional registry, since my fiance and I have all we need for a home, we are looking to set up a fund for buying a new home for all of our nice things to fit in to together. Please as you would on a regular registry help out only as you can. It's much appreciated and we look forward to having you visit!" Makes sense and is mature and people, if they're your friends and family, will understand.
Posted by Farasa7[/QUOTE]

<div>No.</div>

SomebodyLoved30 · February 2012

I agree! My fiancé and I have lived on our own for years and have invested in "big kid" things: furniture, kitchen essentials (we both cook, so *everything* is essential), electronics, etc. We have more than enough stuff, but no where to put it once we're married!

An ING Direct Savings account is also a good idea because it has the highest interest rate, so your money is making money (not an interest rate on deposits or withdrawls, but as a return).

I understand there will be family members who do not agree with this, or who could possibly be offended (though I don't see why...you know how much the mixer cost so you're gonna know how much they spent anyway), but those guests will go the traditional route anyway and get you the mixer you didn't register for.

MandaK12 · February 2012

Cash registries never get a good reputation here on The Knot, even though the Emily Post Institute says that they are perfectly acceptable. Our guests have had a very good response to our Honeymoon Pixie registry. We're using it for a few extras on our honeymoon, but you could also add in some options to donate to your home buying fund.

One of the biggest problems people have with cash registries is that you don't technically have to use the money guests give you for their intended purposes. The money goes into a fund, and then you can technically do whatever you want with it. HOWEVER, we fully intend to use the funds our guests gift us with to do the activities they purchase for our honeymoon.

We can't wait to take photos of us doing the things our guests have gifted us with for our thank you notes!

Ali092011 · February 2012

In Response to <a href="http://forums.theknot.com/Sites/theknot/Pages/Main.aspx/wedding-boards_registering-gifts_home-buying-fund-registry?plckFindPostKey=Cat:Wedding%20BoardsForum:34Discussion:35af3afc-f088-4d72-a275-3f31a9c5535cPost:34e0e25c-834a-41e3-956f-8981b30a290a">Re: Home Buying Fund Registry?</a>:
[QUOTE]In Response to Re: Home Buying Fund Registry? : No.
Posted by specialk84[/QUOTE]

I'm scrolling down like, "Oh, I can't wait to see what she has to say," then I just see "No."

And it was perfect. ;)

No. Just, no.

MandaK12 · February 2012

In Response to <a href="http://forums.theknot.com/Sites/theknot/Pages/Main.aspx/wedding-boards_registering-gifts_home-buying-fund-registry?plckFindPostKey=Cat:Wedding%20BoardsForum:34Discussion:35af3afc-f088-4d72-a275-3f31a9c5535cPost:1563e817-f787-48cc-a97f-d835e27db2ed">Re: Home Buying Fund Registry?</a>:
[QUOTE]Traditional registries fly under the radar because: They are a wish list only. Nobody has to use it. They aren't a request for other people's money. Registry info is only provided when requested by the guest. Honeymoon and house registries are a request for other people to pay your bills for you. Tacky.
Posted by RetreadBride[/QUOTE]

Honeymoon registries and the like area also only wish lists, and guests can choose to buy a different gift or bring no gift at all if they prefer. And you don't advertise a honeymoon/house fund registry on your invitations, either, if you have any tact. You do the same thing as with a traditional registry - spread the info by word of mouth, shower invitations, and maybe your wedding website. Honeymoon/house registries simply give guests another option for giving the gift of experiences or pitching in for very big ticket items if they so choose.

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