Last night my FI and I went for a walk on the beach and it started raining and we ran to the car. We get home and My center diamond on my ring is missing. I guess the weld came loose and the diamond and setting fell off. I just started crying and FI was pissed. We could not understand why this happened, I get it cleaned every week and the inspect it too. This is an 8,0000 dollar ring, and it was a leo diamond, which is supposed to be great quality. Well we went to kay this morning and they helped us out and thank GOD we had insurance or we would have been screwed. But my FI ended up upgrading my ring to a 1 and 1/2 carrot solitaire because it is sturdier than my previous ring. Has this happened to anyone else?