I am horrible at accessorizing, and I really need some help conceptualizing my wedding day jewelry. Here is a pic of me in my dress (still needs to be altered):

This is how short my hair is

I haven't decided on a veil, or a headband, or any hair adornment at all.
My cousin seems to think that I need a necklace with my dress, but I think it would compete with the beading on the top.
So for all you stylish ladies:
- Should I wear long earrings or studs?
- Should I wear a necklace or not?
Do you have any suggestions on what would look good in/on my hair?
TIA for all of your suggestions.