Wedding Etiquette Forum

DJ question--anyone ever heard of this??

So my FI has a few friends he works with that also DJ on the side. They were going to give us a GREAT deal on our wedding and Jack and Jill. We haven't signed a contract with them yet because they are friends, but told them we would definitely use them for both the wedding our Jack and Jill. Well yesterday, we got a letter from our venue stating that they now have a new insurance policy which requires all photographers/videographers/ and DJ's to have a minimum of $1,000,000 in liability insurance. Furthermore, all vendors have to have a certificate that proves such and give a copy of that certificate to the venue. Is this a standard request? I have never heard of it before. We aren't sure if our friends have this type of insurance. Of course we are going to find out. I'm just wondering if (1) has anyone heard of this requirement? and (2) if our friends don't have that insurance, do you think it's worth pursuing it with our venue to ask to be grand-fathered in, especially since we booked back in April and now in October they are throwing this at us? 

Re: DJ question--anyone ever heard of this??

  • If they didn't have the requirement then, I think it's fair to go back to the venue.  If it's not in the contract you signed, personally, I think they're SOL on requiring it from you. 

    However, you can get wedding liability insurance which would potentially cover ALL your vendors, and it's just for the one day.  It's not horribly expensive. 
    DIY & Planning | Married 

    Married: 2010
    Mom to J: 2011
    Mom to H: 2014

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    Dresses may be easier to take in than let out, but guest lists are not. -- kate51485
  • Thanks Squirrly! I just looked into it, and it is, in fact, in our contract. Must've missed that part! Oh well. How does one go about getting this type of insurance?
  • We just called the insurance agent that our homeowner's/car insurance is through. They added liability for our wedding day, at no cost. 
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  • It's a standard request - I've heard of it for a lot of venues.  That was one thing that we checked for while searching since our photog is a friend and does't have the insurance.  As PP said, just call your regular car/home agent and ask them about it. 

    Wedding Countdown Ticker
  • Yup, start with your regular insurance company.  If they don't offer it they can probably refer you to someone who does, but if not - google will.  :) 
    DIY & Planning | Married 

    Married: 2010
    Mom to J: 2011
    Mom to H: 2014

    Image and video hosting by TinyPic



    Dresses may be easier to take in than let out, but guest lists are not. -- kate51485
  • Thanks everyone! I was thinking we had to find a totally new DJ. Good to know we don't!!
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