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Chit Chat

Jealous Greedy Guilty ME

Hey everyone I am keeping my original engagement ring. It’s my ring and I love it with all my heart. After thinking about this I came to the conclusion that I was only asking for a bigger ring to impress my family. I over think everything and thought that they wouldn’t expect my engagement if my ring wasn’t bigger. As for everyone talking about our finances honestly it’s non of your business. We are paying my ring off when the first payment is due. 
That is our choice not yours so I don’t wanna hear oh your in debt. The only debt we have is a dentist bill which is mine and I am paying that off.  I seen a lot of suggestions that maybe you should build your credit by car loans & real credit cards. It’s really hard to do that when someone ran your credit into the ground and they won’t approve you for a loan or credit cards.  We are working on getting the fraudulent accounts closed out so we don’t have to worry about it and his credit will return to normal. 
When it comes to my age and maturity you all have no idea I love a quote this “Don’t judge my path unless you have walked my journey” You all have no idea what I have been through in the past 7 years. I lost my teenage years because my mom was diagnosed with cancer and I had to pick her responsibilities around the house. I never got to go out and have fun and party so I feel into the role of taking care of people. You don’t honestly know me & I don’t you so don’t judge me. I choose to work part time and take care of my fiancé it was how I was raised. My family was very traditional in the way that a women should stay home most of the time and take care of her family while the man went out and worked. I am not saying working and going to school is wrong but, it is how I choose to live my life. We have more than enough money to live on and pay bills on time in full. We still get to go out and have fun and buy the things we want.
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Re: Jealous Greedy Guilty ME

  • It sounds like you two should have pre marital counseling and discuss where you stand on financial responsibilities. If you can't afford a new Xbox, don't buy it. Side note if my FI even mentioned buying something so frivolous in the middle of us trying to save for the wedding Id just shake my head. If you can't afford to upgrade your ring, especially since you're already making payments on it, don't upgrade. As for your family, focus more on what you love about the ring, and not if they think it's big enough. You're not greedy just because he wants something, I mean everyone can ALWAYS think of something they'd love to buy but it's a matter of prioritizing what you need and have money for. If money isn't an issue for you, buy the Xbox and upgrade the ring.
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  • edited July 2012
    I C&P'd my response from Just Engaged:

    How old are you? Honestly, your post makes you sound really immature. That's just the way you're coming across.

    First, I think wanting a different ring to impress your family is not a good reason to get one. It's a material item.

    Second, I think it might hurt FI's feelings to tell him you want a nicer/bigger/more expensive ring.

    Third, I think you two need to get on the same page about money and spending. Do you have joint accounts? How do you normally decide on and discuss large purchases? FWIW, I don't think anyone "deserves" a more expensive ring OR an XBox. Those are luxury items. If you can afford them, fine. But that isn't something we can decide on here.

    You and FI need to look at your finances and see if you can afford the XBox. I would be hesitant to bring up the ring, not because of money, but because it may hurt his feelings and he may feel like the ring he got you isn't good enough.


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  • Thanks I mean he is a penny pincher but, he brings in most of our income. I only hold a part time job to keep me from going stir crazy. We save to make sure we have money to get the things we want and  have more than enough to be able to live. We have a decent amount in the bank and I believe that we could do both. My 22nd birthday is coming up and I am putting my money away for wedding stuff because that is what I want to do. Sometimes I feel like he doesn’t take it seriously then some days he is all over it and has the wedding planned out in his head. I think jewelry and weddings are a girls thing so they don’t understand how important it is to us.
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  • I am 21 right now turning 22 next month. I am pretty mature in most peoples eyes or at least that is what they tell me. We have a joint bank account and have more than enough to do both. He is a real penny pincher in my eyes. Now I love my ring with all my heart but, with a family whom are wealthy they expect everything big. My parents worked their fingers to the bone to raised me and my 3 siblings and we never had much. I never had any jewelry of my own. All I saw was my mom’s ring and my grandmothers aunts and cousin and they are all above  ¼  I feel like I have to measure up or they wont accept our engagement. I DON’T need a new ring it’s just what I want. Now the more I think about the more I am like that 100 can be put away for the wedding. 

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  • We have money but, he is trying to build his credit back up after so fraudulent account trashed his credit. In order to build credit you have to start some where and a in store card is something.
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  • @StageManager14 : Your actually really right the more I look at my ring the more I am like I dont need the bigger one. Plus the bigger one was a tad to big for my tiny ass fingers.  I was really thinking I needed it to impress my Grandmother, Aunts and Cousins when it's not them whom need to be happy it's me & I love my ring and am going to keep it!
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  • My fiance asked my mom for her ring from when she was married to my real dad (via my request). My mom gave it to him a half carot, yellow gold round solitare. He dipped this ring in white gold as he knows I prefer that (for $30) and asked me to marry him on a wonderful weekend away in chicago.

     To me this ring has more meaning then anything. Did it cost him an arm and a leg or impress my family over my sisters 3 carot diamond, or my cousins 1 carot with other small diamonds around NO, but it is perfect for US and it makes ME happy and that is all that should matter. Be happy with what he gave you because he loves you enough to want you as his wife.

     Maybe step it up with your wedding band and then a 10 year anniversary addition? Keep positive because that ring is yours from the bottom of his heart given with love.
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  • In Response to <a href="http://forums.theknot.com/Sites/theknot/Pages/Main.aspx/wedding-boards_chit-chat_jealous-greedy-guilty-me?plckFindPostKey=Cat:Wedding BoardsForum:14Discussion:eac22195-0640-493d-902d-a360e869d67bPost:c87dda3a-81a9-4d05-a7a0-b240befe8a65">Re: Jealous Greedy Guilty ME</a>:
    [QUOTE]We have money but, he is trying to build his credit back up after so fraudulent account trashed his credit. In order to build credit you have to start some where and a in store card is something.
    Posted by CandieR90[/QUOTE]



    This is does not build credit.

    You would need some sort of loan (car, mortgage, etc) and pay on that.

    Or, starting really small, get a Visa, MasterCard, or Discover. Use it and PAY IT OFF every month.
  • In Response to <a href="http://forums.theknot.com/Sites/theknot/Pages/Main.aspx/wedding-boards_chit-chat_jealous-greedy-guilty-me?plckFindPostKey=Cat:Wedding%20BoardsForum:14Discussion:eac22195-0640-493d-902d-a360e869d67bPost:85a84abf-f351-42bb-b9f9-5dd96770cfee">Re: Jealous Greedy Guilty ME</a>:
    [QUOTE]I am 21 right now turning 22 next month. I am pretty mature in most peoples eyes or at least that is what they tell me.
    Posted by CandieR90[/QUOTE]

    Mmm-hmmm....  someone who wants a bigger ring to impress her family is <em>definitely</em> on the mature end of life.  Your actions display maturity, not blanket statements like the one above. 

    I agree with the others that you both need to get on the same financial page.  I also firmly believe in buying what you can afford out of pocket and only using credit cards to build credit (ie. pay it off every month).  If you want these things, save until you can afford to pay for it all out right.
  • In Response to <a href="http://forums.theknot.com/Sites/theknot/Pages/Main.aspx/wedding-boards_chit-chat_jealous-greedy-guilty-me?plckFindPostKey=Cat:Wedding%20BoardsForum:14Discussion:eac22195-0640-493d-902d-a360e869d67bPost:bdf572d2-9ec2-4bed-aaf8-524d5ab5ce52">Re: Jealous Greedy Guilty ME</a>:
    [QUOTE]In Response to Jealous Greedy Guilty ME : I have a few thoughts on this: 1.  There is very little difference in size between 1/5 carat and 1/4 carat. I doubt that anyone but a jeweler could really tell the difference. To the untrained, naked eye, they will both look like what they are -- small diamonds. I don't think you'd get enough bang for your buck by paying $100 more for a diamond that will look about like the one you have. 2.  Wanting a larger diamond just so you can impress someone is not a good reason to upgrade your ring. 3.  I think it would be very insulting and hurtful to your fiance if you suggested that you're unhappy with your ring. 4.  It doesn't sound like the two of you are in any financial position right now to buy either a new xbox or a new diamond. Seriously -- one is a toy and the other is a bauble (a bauble with meaning and symbolism, sure, but a bauble nonetheless). Let us know what you decide!
    Posted by LucyHC[/QUOTE]
    100% all of this. <div>
    </div><div>I also agree with a PP regarding a jewelry store card not building credit, especially if you're taking months to pay it off. You show financial responsibility by charging and paying it off completely at the end of the month, carrying no balance. I am also glad to hear that you reconsidered asking for another ring. </div>
  • In Response to <a href="http://forums.theknot.com/Sites/theknot/Pages/Main.aspx/wedding-boards_chit-chat_jealous-greedy-guilty-me?plckFindPostKey=Cat:Wedding BoardsForum:14Discussion:eac22195-0640-493d-902d-a360e869d67bPost:5d3e609a-f5d5-4a55-9c8e-edf2ef8f9ea5">Re: Jealous Greedy Guilty ME</a>:
    [QUOTE]Thanks I mean he is a penny pincher but, he brings in most of our income. I only hold a part time job to keep me from going stir crazy. We save to make sure we have money to get the things we want and  have more than enough to be able to live. We have a decent amount in the bank and I believe that we could do both. My 22nd birthday is coming up and I am putting my money away for wedding stuff because that is what I want to do. Sometimes I feel like he doesn’t take it seriously then some days he is all over it and has the wedding planned out in his head. I think jewelry and weddings are a girls thing so they don’t understand how important it is to us.
    Posted by CandieR90[/QUOTE]

    Speak for yourself. Jewelry doesn't mean squat to me.

    Andplusalso, somebody who is 21-going-on-22 and admits to only working part-time to keep from being bored while her FI works full-time to pay all the bills really isn't mature. Why aren't you in school or something? Do you plan to be a stay-at-home-wife for the rest of your life?
  • edited July 2012
    In Response to <a href="http://forums.theknot.com/Sites/theknot/Pages/Main.aspx/wedding-boards_chit-chat_jealous-greedy-guilty-me?plckFindPostKey=Cat:Wedding BoardsForum:14Discussion:eac22195-0640-493d-902d-a360e869d67bPost:5d3e609a-f5d5-4a55-9c8e-edf2ef8f9ea5">Re: Jealous Greedy Guilty ME</a>:
    [QUOTE]Thanks I mean he is a penny pincher but, he brings in most of our income. <strong>I only hold a part time job to keep me from going stir crazy</strong>. We save to make sure we have money to get the things we want and  have more than enough to be able to live. We have a decent amount in the bank and I believe that we could do both. My 22nd birthday is coming up and I am putting my money away for wedding stuff because that is what I want to do. Sometimes I feel like he doesn’t take it seriously then some days he is all over it and has the wedding planned out in his head. <strong>I think jewelry and weddings are a girls thing so they don’t understand how important it is to us.
    </strong>Posted by CandieR90[/QUOTE]

    Are you kidding me?  Are you in school full time?  For someone who has parents that are allegedly wealthy after allegedly "working their fingers to the bone" while you were growing up, I cannot believe they wouldn't have given you a good swift kick in the ass for only working to keep from being bored.  I cannot believe your FI is happy about this either.

    I took only one job in my life in part to keep from going stir crazy.  When I moved here and was studying for the PA bar exam I took a part time retail job, partly to keep my sanity and partly to put something on a cover letter to explain the break until I was licensed to practice here.  The rest of my working life I have worked every hour I could - even on salary you can find me in the office on Saturday mornings.

    Oh - and as to your last statement, jewelry is at the bottom of the list of things that are important to me.
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  • Sorry OP, but my opinion hasn't changed from my last post. Your updates don't make you sound very mature. Jewelry is not important to everybody, female or not. In general, I think people should pay stuff off in full and not charge it. You can easily get in over your heads in credit card debt if you do that, and your first post makes it sound like you already have some CC debt.

    Honestly, my advice for you is to go to your bank (WITH FI) and meet with a financial planner. Usually if it's at the bank you go to, this would be free. I think it would be a good idea for both of you to get on the same page about money and have a plan of how to deal with your money and CC debt. Just opening store cards is not going to help improve your situation.


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  • Sweetheart, if you both REALLY believe that a jewelry store credit card will help his credit, neither of you are responsible/mature enough to get married. Anybody who knows anything about how credit scores work knows that a store card for the most part will only have a significant impact on your credit score if you flat out don't pay the bill.

    *I felt sorry for my husband before I met him. Take a number.*
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  • In Response to <a href="http://forums.theknot.com/Sites/theknot/Pages/Main.aspx/wedding-boards_chit-chat_jealous-greedy-guilty-me?plckFindPostKey=Cat:Wedding BoardsForum:14Discussion:eac22195-0640-493d-902d-a360e869d67bPost:1f97c07c-9933-4f16-8b17-79f664d9eadf">Re: Jealous Greedy Guilty ME</a>:
    [QUOTE]In Response to Re: Jealous Greedy Guilty ME : Speak for yourself. Jewelry doesn't mean squat to me. Andplusalso, somebody who is 21-going-on-22 and admits to only working part-time to keep from being bored while her FI works full-time to pay all the bills really isn't mature. Why aren't you in school or something? <strong>Do you plan to be a stay-at-home-wife for the rest of your life?
    </strong>Posted by zitiqueen[/QUOTE]

    Is there something wrong with being a stay-at-home wife or mother?  This is what my Mom did her whole life.  She worked until she got married and had her first daughter.  After that she stayed home and took care of the house, paid the bills, raised her daughters, cooked, cleaned, etc.  I see nothing wrong with someone wanting to do this.  But I will add that, I see nothing wrong with it as long as the couple is financially stable and are not racking up debt just so that one person doesn't have to work because they may not want to.  I personally would love to be a SAHW but that just isn't feasible so I have to work, but once it does become feasible you bet your butt that I will quit my job to be a SAHW because that is something that I would like to do.

    OP, I do have to agree with what all of the PP have said.  The items you are talking about are just things.  If you can afford them as well as the rest of your bills plus still put money into savings, then by all means go ahead and buy them.  But since you are talking about having to put your e-ring on a store credit card and then make payments, plus having to increase your FI credit score (which only happens when you either have larger loans like mortgage/car, or have non-store credit cards and then pay them off completely every month) it doesn't sound like you are all that financially stable.  Making smart money choices and not always getting what you want is part of being a grown up.

  • zitiqueenzitiqueen member
    Knottie Warrior 2500 Comments 500 Love Its First Answer
    edited July 2012
    In Response to <a href="http://forums.theknot.com/Sites/theknot/Pages/Main.aspx/wedding-boards_chit-chat_jealous-greedy-guilty-me?plckFindPostKey=Cat:Wedding BoardsForum:14Discussion:eac22195-0640-493d-902d-a360e869d67bPost:a55987cb-dafd-4741-b443-f622c58bcc2c">Re: Jealous Greedy Guilty ME</a>:
    [QUOTE]In Response to Re: Jealous Greedy Guilty ME : Is there something wrong with being a stay-at-home wife or mother?  This is what my Mom did her whole life.  She worked until she got married and had her first daughter.  After that she stayed home and took care of the house, paid the bills, raised her daughters, cooked, cleaned, etc.  I see nothing wrong with someone wanting to do this.  But I will add that, I see nothing wrong with it as long as the couple is financially stable and are not racking up debt just so that one person doesn't have to work because they may not want to.  I personally would love to be a SAHW but that just isn't feasible so I have to work, but once it does become feasible you bet your butt that I will quit my job to be a SAHW because that is something that I would like to do. OP, I do have to agree with what all of the PP have said.  The items you are talking about are just things.  If you can afford them as well as the rest of your bills plus still put money into savings, then by all means go ahead and buy them.  But since you are talking about having to put your e-ring on a store credit card and then make payments, plus having to increase your FI credit score (which only happens when you either have larger loans like mortgage/car, or have non-store credit cards and then pay them off completely every month) it doesn't sound like you are all that financially stable.  Making smart money choices and not always getting what you want is part of being a grown up.
    Posted by Maggie0829[/QUOTE]

    No, there's nothing wrong with it, but she admits she's only working part-time to keep from being bored. She's not only working part-time because she has kids. Based on her posts, she has no kids, and they don't have a lot of extra money to throw around, but she's perfectly okay with letting her FI pull all the weight while she lies in bed dreaming of show-off diamonds. I'd be resentful as hell if I were him.
  • Maggie0829Maggie0829 member
    Eighth Anniversary 10000 Comments 500 Love Its 25 Answers
    edited July 2012
    In Response to <a href="http://forums.theknot.com/Sites/theknot/Pages/Main.aspx/wedding-boards_chit-chat_jealous-greedy-guilty-me?plckFindPostKey=Cat:Wedding BoardsForum:14Discussion:eac22195-0640-493d-902d-a360e869d67bPost:49525cf5-d067-4511-a7fc-e46fc5b8dc79">Re: Jealous Greedy Guilty ME</a>:
    [QUOTE]In Response to Re: Jealous Greedy Guilty ME : No, there's nothing wrong with it, but she admits she's only working part-time to keep from being bored. She's not only working part-time because she has kids. Based on her posts, she has no kids, and they don't have a lot of extra money to throw around, but she's perfectly okay with letting her FI pull all the weight while she lies in bed dreaming of show-off diamonds. <strong>I'd be resentful as hell if I were him.
    </strong>Posted by zitiqueen[/QUOTE]

    Yup, that is why I said that being a SAHW is perfectly fine as long as you are financially stable to do so.  In OP defense, maybe her FI doesn't want her to work, thus her staying home or only having a part-time job.  If that is the case then that is just dumb on both their parts (my opinion only).  If that isn't the case then OP, you should really consider looking into getting a full-time job (if you are capable of that and not in school) to help out financially.  The building the credit and paying off debt will happen a lot quicker if you both have a steady income.  Also, with two incomes you will be more likely to buy all the fun stuff that you want without too much worry.

  • Also, I don't know if anyone else mentioned this, but he should contact a lawyer if he had fraudulent activity on his credit report.  That is not something you just try to start fixing your credit over.  That is something you fight the credit agencies on legally.  
  • In Response to <a href="http://forums.theknot.com/Sites/theknot/Pages/Main.aspx/wedding-boards_chit-chat_jealous-greedy-guilty-me?plckFindPostKey=Cat:Wedding%20BoardsForum:14Discussion:eac22195-0640-493d-902d-a360e869d67bPost:4725ebde-d70a-4f9f-98ef-ae92473a0af4">Re: Jealous Greedy Guilty ME</a>:
    [QUOTE]In Response to Re: Jealous Greedy Guilty ME :   In OP defense, maybe her FI doesn't want her to work, thus her staying home or only having a part-time job.  If that is the case then that is just dumb on both their parts (my opinion only). 
    Posted by Maggie0829[/QUOTE]

    I'm going to go ahead and say that if the OP's fiance here doesn't want her to work and makes her stay home, then it's dumb and that should be a global opinion.  This isn't the 1950s.  If the girl wants to work, she should work.  If the girl wants to stay home and the finances are fine, then that's good, too.  But, it should always be a joint decision.

    I can't think of a single reason why my husband would say "You can't have a job" that doesn't make me want to punch him. 
  • Choosing not to work full-time when you are 21 and able-bodied and have no children is beyond stupid.  Even if you have enough money to live comfortably now, your fiance could lose his job, or one of you could develop serious medical problems that could easily bankrupt you in a few months.  There is absolutely no reason not to work and build as large a cushion as possible, even if you don't need the money to sustain your current lifestyle (although if your engagement ring was purchased on credit and you're now paying interest on it, you're living beyond your means).

    So to answer your question, you should forgo the upgraded ring and the new xbox and keep the money in your savings accout, or, if you have debt, put the money toward paying that off.
  • In Response to <a href="http://forums.theknot.com/Sites/theknot/Pages/Main.aspx/wedding-boards_chit-chat_jealous-greedy-guilty-me?plckFindPostKey=Cat:Wedding BoardsForum:14Discussion:eac22195-0640-493d-902d-a360e869d67bPost:4725ebde-d70a-4f9f-98ef-ae92473a0af4">Re: Jealous Greedy Guilty ME</a>:
    [QUOTE]In Response to Re: Jealous Greedy Guilty ME : Yup, that is why I said that being a SAHW is perfectly fine as long as you are financially stable to do so. <strong> In OP defense, maybe her FI doesn't want her to work, thus her staying home or only having a part-time job.  If that is the case then that is just dumb on both their parts (my opinion only).</strong>  If that isn't the case then OP, you should really consider looking into getting a full-time job (if you are capable of that and not in school) to help out financially.  The building the credit and paying off debt will happen a lot quicker if you both have a steady income.  Also, with two incomes you will be more likely to buy all the fun stuff that you want without too much worry.
    Posted by Maggie0829[/QUOTE]

    Here's another reason I have a problem with her working only because she is bored: What if her husband dies?  If people are SAHWs because they are set financially, that is one thing.  In those cases, I assume that a wife can live out her life on insurance money and dividends from investments if her husband suddenly dies and she will have complete control of the money.  If she cannot do this, then she needs to be able to get a job that pays more than minimum wage and you need a work history to do this.  OP is twenty two and it doesn't sound like has any particular skill set that she could use to support herself.

    The women in my family work and let me tell you why.  Despite marrying into high society, her husband's death and the way a family trust was set up, my great grandmother ended up widowed with four young children and working as a domestic servant in homes where she had been a guest.  During the Depression, my grandmother, the only daughter was the only one of the children who was able to find work to help support the family.  She knew what it was to live on the edge and worked her whole life despite my grandfather having his own successful business.  My mom worked until two weeks before I was born and then she went back to work when my youngest brother was in kindergarten and it is a good thing she did.  My dad was hitting a rough patch in work and we would have lost everything, including the house, if not for my mom's paycheck.  DH and I could easily live on what he makes but I still work.  Like my grandmother, because of what my family went though, I know what it is like to live on the edge and is not something I would wish on anyone.
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  • In Response to <a href="http://forums.theknot.com/Sites/theknot/Pages/Main.aspx/wedding-boards_chit-chat_jealous-greedy-guilty-me?plckFindPostKey=Cat:Wedding BoardsForum:14Discussion:eac22195-0640-493d-902d-a360e869d67bPost:a55987cb-dafd-4741-b443-f622c58bcc2c">Re: Jealous Greedy Guilty ME</a>:
    [QUOTE]In Response to Re: Jealous Greedy Guilty ME : Is there something wrong with being a stay-at-home wife or mother?  Posted by Maggie0829[/QUOTE]

    Nothing wrong at all with this as long as you have a plan.
    Life insurance on your sugar-hubby should he die
    A fall back plan of employment income opportunities should your relationship or income status change and you need to find employment

    Honestly I was a SAHM for a few years as we had 5 kids and it just was not financially smart to work outside the home.  But man oh man it was hard!  Since I did not work outside the home, I did all the cooking cleaning laundry kid-carpooling etc, while my husband worked 6 days a week.  I thought it was only fair and it worked out fine.  Now that my kiddos are all on their own, I DO work, and actually put in more hours than my husband.  So HE does the majority of the household stuff, and honestly I am less stressed and more relaxed.
    Staying at home all the time was NOT for me!
  • My FI could have tied a piece of thread around my finger when he proposed and I would have been happy with that. You don't need a ring to get married and it shouldn't matter the size of it. You should be happy that you found someone who wants to spend the rest of their life with you. Don't focus so much on the size and what your family thinks. You can always use the money to upgrade the ring on something that will help you in the future.
    TTC #1 since June 2012
  • The difference between the 1/5 and 1/4 carat is not going to stop anyone from judging the size. It will truly only be noticable to you. If people are so materialistic that they would judge the size of your ring, you really shouldn't worry about those people anyway. I do hope that it is the meaning of what the ring itself symbolizes that is more important to you than how large the diamond on it is. You come off as just as materialistic as those that are judging it by saying  "I DON’T need a new ring it’s just what I want". Oh, and entitled.

    That being said, I'm confused as to how it is a 'this or that' kind of equation. Adding $100 to a line of credit will hardly affect your bill (unless the bill is less than $600) and definitely not equal to a $250 purchase. Maybe you have a ridiculous interest rate around 30% (which is fairly typical of in-store credit and department store cards for those with less than stellar credit). Those are truly not the best way to improve your credit.
  • I'm also confused because in your original post about being engaged, the picture of your ring is different than the one in your signature.

    http://forums.theknot.com/Sites/theknot/Pages/Main.aspx/wedding-boards_just-engaged-proposals_text-message-proposal-1
  • In Response to Re:Jealous Greedy Guilty ME:[QUOTE]I'm also confused because in your original post about being engaged, the picture of your ring is different than the one in your signature.<a href="http://forums.theknot.com/Sites/theknot/Pages/Main.aspx/weddingboards_justengagedproposals_textmessageproposal1">http://forums.theknot.com/Sites/theknot/Pages/Main.aspx/weddingboards_justengagedproposals_textmessageproposal1</a> Posted by Cali1212[/QUOTE]

    In the original version of this post which OP DD'ed in order to post about how awesome and mature she is and how WE DON'T KNOW HER LIFE, she said the ring had already been swapped out once because after getting the original resized the stone kept falling out.
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  • Oh seriously? You've been engaged for 3 weeks and you want a new ring already?
  • zitiqueenzitiqueen member
    Knottie Warrior 2500 Comments 500 Love Its First Answer
    edited July 2012
    In Response to <a href="http://forums.theknot.com/Sites/theknot/Pages/Main.aspx/wedding-boards_chit-chat_jealous-greedy-guilty-me?plckFindPostKey=Cat:Wedding BoardsForum:14Discussion:eac22195-0640-493d-902d-a360e869d67bPost:221a4784-bc52-4744-985c-4f8573e3f1c9">Jealous Greedy Guilty ME</a>:
    [QUOTE]Hey everyone I am keeping my original engagement ring. It’s my ring and I love it with all my heart. After thinking about this I came to the conclusion that I was only asking for a bigger ring to impress my family. I over think everything and thought that they wouldn’t expect my engagement if my ring wasn’t bigger. As for everyone talking about our finances honestly it’s non of your business. We are paying my ring off when the first payment is due.  That is our choice not yours so I don’t wanna hear oh your in debt. The only debt we have is a dentist bill which is mine and I am paying that off.  I seen a lot of suggestions that maybe you should build your credit by car loans & real credit cards. It’s really hard to do that when someone ran your credit into the ground and they won’t approve you for a loan or credit cards.  We are working on getting the fraudulent accounts closed out so we don’t have to worry about it and his credit will return to normal.  When it comes to my age and maturity you all have no idea I love a quote this “Don’t judge my path unless you have walked my journey” You all have no idea what I have been through in the past 7 years. I lost my teenage years because my mom was diagnosed with cancer and I had to pick her responsibilities around the house. I never got to go out and have fun and party so I feel into the role of taking care of people. You don’t honestly know me & I don’t you so don’t judge me. I choose to work part time and take care of my fiancé it was how I was raised. My family was very traditional in the way that a women should stay home most of the time and take care of her family while the man went out and worked. I am not saying working and going to school is wrong but, it is how I choose to live my life. <strong>We have more than enough money to live on and pay bills on time in full. We still get to go out and have fun and buy the things we want.
    </strong>Posted by CandieR90[/QUOTE]

    Except for the $250 xbox, apparently.
  • Does anyone else feel that if a couple is financially secure with a good income, spending an extra $100 shouldn't be a strain? If $100 is a strain, $250 might be better off in savings.
  • The bottom line is that a store credit card will not in any way affect your credit score.  It doesn't matter the size of the balance or if you pay it all off at the end of the month -- store credit cards do NOT help build your credit.

    The only way that it's really possible for them to do so is just that Visa/MC/Discover may be willing to extend a new line of credit to you based on your ability to successfully manage your store line of credit.  Other than that, this won't help you in the least.
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