We haven't found a policy that covers both travel and the DW itself. I've found separate policies that cover each. We're traveling to Mexico in the height of hurricane season, it seems prudent to take policies on both the travel and the wedding package. Has anyone had to use their insurance: was it easy, worth it, etc., The travel insurance we are looking at would run about $300-$350 for both of us and is less than 10% of the trip's cost. Does that sound about right, I've never purchased travel insurance, but this is definitely the costliest trip I've ever booked. Any insurance companies (travel and/or wedding) that we should avoid at all costs?