Earn cash as you plan. Get a $20 gift card for every 200 points with The Knot Rewards
Not Engaged Yet
![[Deleted User]](/)
[Deleted User]
member
HUMP DAY
it's Wednesday, what's going on?
I got a letter from our mortgage-holder. we're going to owe $371.50 to bring our escrow up from a deficit (normally it's less than $200), plus our mortgage payment went up another $20 or so. I AM SAD. here's hoping we get a tax refund that'll cover all that. I wanted to buy a new chair for the living room, but it looks like that is ON HOLD. we also have to get the carpet fixed where Bella randomly chewed it ($80) and my car repaired where H backed into his mom's car (sigh) and where I banged up the side-view mirror (bigger sigh). WHY?!?!?
oh, and these are the shoes I ended up getting on Monday. they aren't available on the Nike website anymore, no wonder I couldn't find them. I think they are super-cute, but now I'm thinking of returning them since we've got other things to pay for that have popped up.
HOWEVER, I do believe that I'm getting a raise.. the first one in like 4 years (thank you, federal government job!) if I calculated correctly, it'll be 3.6% which is a HUGE raise. I thought it would only be 1% or maybe 1.5%. I am very happy about that and can't wait to see my new paycheck. that'll help cover the increased mortgage payment, and hopefully my benefits didn't go up too much and we can just pocket the extra money and save it up for our big trip to NM this coming November.
why do finances SUCK so much??
I got a letter from our mortgage-holder. we're going to owe $371.50 to bring our escrow up from a deficit (normally it's less than $200), plus our mortgage payment went up another $20 or so. I AM SAD. here's hoping we get a tax refund that'll cover all that. I wanted to buy a new chair for the living room, but it looks like that is ON HOLD. we also have to get the carpet fixed where Bella randomly chewed it ($80) and my car repaired where H backed into his mom's car (sigh) and where I banged up the side-view mirror (bigger sigh). WHY?!?!?
oh, and these are the shoes I ended up getting on Monday. they aren't available on the Nike website anymore, no wonder I couldn't find them. I think they are super-cute, but now I'm thinking of returning them since we've got other things to pay for that have popped up.
HOWEVER, I do believe that I'm getting a raise.. the first one in like 4 years (thank you, federal government job!) if I calculated correctly, it'll be 3.6% which is a HUGE raise. I thought it would only be 1% or maybe 1.5%. I am very happy about that and can't wait to see my new paycheck. that'll help cover the increased mortgage payment, and hopefully my benefits didn't go up too much and we can just pocket the extra money and save it up for our big trip to NM this coming November.
why do finances SUCK so much??
This discussion has been closed.
Re: HUMP DAY
@CocoBellaF- I'm sorry about the payment increases...that's never fun. It seems like when one thing decides to go up, everything else does too and then you have to pay for car repairs and such. I hope you get a raise though! Those are always nice.
Today after CrossFit, I'm making stromboli for the first time. It looks pretty easy but I always get antsy whenever I'm playing with bread dough. I'm afraid it won't bake all the way...oh well I hope it turns out noms.
So yesterday I had a big laugh.We were on our way to CrossFit and we passed by this llama farm..haha I think that's funny in general. Anyways, we saw this cute little sheep dog that was herding these huge llamas around. I basically died. What is the point of a llama in bumfuck Georgia? I feel like they serve the same purpose as a sheep perhaps?
@TwoDimes - the fed govt is basically tied down to: no raises, promotions, job openings, bonuses, or awards. it's been really hard because our payments go up every year, and my salary has stayed the same or even decreased (last year because the social security went from 4.2% back to 6.2%). THANKFULLY my H's company is VERY generous with bonuses and raises (both in amount and frequency) so it's been his job that has covered for all of that. he will be getting a merit bonus or raise plus a transitional bonus in March. it'll either go towards the student loans or towards the NM trip fund. like I said, I am SO THANKFUL that his job is generous like that... it gives us a little breathing room. I mean, we could go down to the minimum on his loans and be just fine, but we try to pay $1000 or more a month on those, so make cuts elsewhere to make that happen. we thought it would take us 4 years to pay off $40,000 in loans (plus a house payment each month) but I think it'll only take 3 or 3.5 years. YAYYYYYY!!!
@cocobellaF I hate when the mortgage payment goes up to due to escrow it's so annoying. Unexpected expenses are the worst too.
I came into work today. Boo, I was hoping to be snowed in again. The roads weren't too bad though, thank goodness. Not sure if I will have rehearsal or not tonight either.
We found out yesterday one of my kitties Bailey has crystals in his urine, so he has to go on this special prescription diet of dry and wet food. One of my other cats had this issue, including very expensive surgery. That cat who lives with my parents wound up only being fed wet food. So now we are trying to determine the best way to handle this one cat (of our four) needing prescription food and perhaps only an all wet food diet. It seems so hard without impacting the other cats. Advice? Suggestions anyone?
@Peaseblossom55 - I expected it to go up and to owe a little bit, but not quite that much.
I need to go get my taxes done so I can get my credit card paid off. Then I need to get my security deposit back from my rental to get a couple things taken care of.
I also need to set up a po box, figure out what I'm doing with the flower beds in front of the house and continue unpacking (most of my stuff we just threw in Cs garage until I could find places for everything.
Thank goodness it's hump day!!! Hopefully C is feeling better by this weekend- we have a concert to go to!!!
@hummingbird125 that dinner sounds fantastic
Last night, there was this tree smacking against our wall for like half the night. It was pretty annoying. Luckily, I turned on the fan and that drowned out the noise, but I don't really know if the apartment would do some tree trimming? That seems like such a weird request...any ideas?
I feel extra tired and blah today. I haven't slept well the past two nights and it's starting to wear on me. Luckily I have some workouts planned today and if that doesn't get me to pass out and sleep for 7 or 8 hours straight then I don't know what will.
Lots of stuff going on at work for me today and for about half of it I have no clue what I'm doing...and unfortunately my boss doesn't know either. So hopefully the people I've reached out to take pity on me and help me with my questions.
I just emailed a potential DJ for our wedding so I hope to hear back from him today or tomorrow. I'm really anxious to get our vendors that need to be there in evening booked up right away. He came highly recommended by our venue so I hope he suits me and FI and has our date available.
Tonight I have my 2nd hot yoga class and I'm super excited! It's really really cold today so I can't wait to get into a room that's heated to 90 plus degrees with those amazing infrared heat lamps. It feels like you're basking in the sun and is the most wonderful thing ever.
I had a really weird dream last night. I dreamed that I was baby-sitting my friend's 1 year old baby, and that he was kidnapped by a Mexican gang and killed. it was an AWFUL, AWFUL dream. I woke up just crying. I don't even know where that came from!!
In other news, we want to include a card with our wedding website in the invitations since 99000 people keep calling FI to ask us about hotel information, lol...any ideas on the best way to do this? I'm thinking either business card sized or full insert sized, but I figure that might be more expensive postage wise.
@cocobellaf I feel your pain. We got a COLA raise in July, but because my evaluation isn't until May, I won't get a merit raise this year...NOR a COLA raise. Instead, I will get a merit raise in May 2015, and then a COLA raise in July 2015. This year is gonna suck, but cest la vie. If I'm being 100% honest, I'm begining to look for opportunities outside of the county government. My brother has been talking about me coming to work for/with him and I'm just about at the point where I'm ready to make that leap. I'm pretty irritated with my job/bosses this week so that's probably fueling a lot of it. BUT I also want to try and find something where I could have some kind of work from home flexibility, which my current job just does not offer. I'm already dreading June when I have to leave the baby at a day care and come back to a completely unfufilling job. If anyone knows of legit work from home opportunities, send them my way! I really wish we had the money for me to stay at home and finish my degree right now, but it's just not in the cards.
Right now, we're saving up to fix up the nursery. I need to buy paint for the walls, laminate wood floors (need to rip up the carpet) and chalk paint for some pieces of furniture that I have. Oh, and a glider/ottoman, if possible. I think we'll need about $500 to do all the painting/flooring/refinishing, and an additional $400 for the glider/ottoman (which is why that will most likely have to wait).
It was looking like we wouldn't have the money to send Bean to camp this year, but we sat down, talked and worked out a budget were we're going to set aside about $800 for him to go to a couple of camps this year. We just couldn't bring ourselves to take something away from him that is so positive and that he loves so much. If we have to eat bologna sandwiches all summer, I guess that's what we'll do.
I also found another inexpensive and good quality company to purchase cloth diapers from, so I'm going to try and set aside a little money each month for the next few months to put towards purchasing a stash of size 1 cloth dipes. I think I'll need about $150-200 to get that stash. Thankfully, I'm pretty good and stocked on newborn diapers.
Why is money always going out the window?
"His farts smell like Satan's asshole mixed with a skunk's vagina. But it's okay, because I love him." -CSousa
Apparently I'm Divergent.
Morning ladies. I woke up to some really odd brown stains on my hands (palms mostly). It isn't blood, isn't washing off and I didn't touch anything wierd yesterday other than some chicken wings for H. I'm hoping that is it but it is odd.
Today I'm working, going to try to fit in a cycling class at lunch and a dance class after work (the dance classes don't really feel like a "workout" they are so much fun, unlike cycling).
@lmhollister - Hot yoga is great. I've only gone a few times (and am not coordinated at all) but everyone is always so nice and non-judgy in the classes.
@CocoBellaF - Dreams like that suck, sorry you woke up crying. I had that happen recently in a dream where H was diagnoised with cancer and had a month to live.
@Hummingbird125 - Your SO's comment made me smile too.
@brisox81 that's great!
I had a dream a few nights ago the dress rehearsal and the rehearsal dinner were totally disorganized and I had no details for the wedding. I'm sick of having these dreams about the wedding being so disorganized like every week. Now that we're under the 5 month mark, we're spending so much money it's a bit crazy and kind of scary...
@southernpeach89 - You just put the llama song in my head, uhg I'm going to be walking around all day saying 'Llama llama duck'.
@Peaseblossom55 - We had a cat with very similar issues growing up. I would highly recommend using a holistic vet if possible (I don't like the ingredients of the prescription diets).
@Blue - if you have recommended hotels, I would just list them on a half sheet of paper and then list your wedding site on that. Some older people are not comfortable with the internet.
My weird dream - I went to a dress shop that was supposed to have millions of wedding gowns and they only had 1 in my size - it was a Pirate themed dress and only $4 so I got it for a Halloween costume.
@TwoDimes @BriSox81 I'm so glad I'm not the only one with bizarre vivid dreams. Mine were pretty boring last night though....I just dreamed about watching the trash company finally haul away our Christmas tree.
@Blue & White I hope we only have to interview this guy! We have an alternate that we'll interview just in case but I'm really hoping we like this first guy. He seems like a lot of fun and has some great reviews.