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Lost engagement ring and vent

Re: Lost engagement ring and vent

  • cjohnsen2010cjohnsen2010
    500 Comments
    edited December 2011
    Read what the insurance policy says.  I'm interested in what you find out.
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  • ufsweetiebearufsweetiebear member
    1000 Comments
    edited December 2011
    I think that's correct. The jewelry store insurance is only for damages to the ring - i.e. the diamond falls out, the band breaks, etc. Insurance through your renter's insurance or any other independent insurer covers theft, loss, etc.  A few of my friends insured their rings through their parent's policies when they were living in the dorms.

    So sorry you're going through this!
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  • thinkingpink2010thinkingpink2010 member
    100 Comments
    edited December 2011
    I am so sorry you lost your ring :( there was a post a few days ago about ring insurance.
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  • ufsweetiebearufsweetiebear member
    1000 Comments
    edited December 2011
    In Response to <a href="http://forums.theknot.com/Sites/theknot/Pages/Main.aspx/local-wedding-boards_florida-west-coast_lost-engagement-ring-vent?plckFindPostKey=Cat:Local Wedding BoardsForum:62Discussion:6331a46a-5451-4d69-b306-30e7be6a1760Post:72dd9310-68c5-481d-89a5-8d084284f6b9">Re: Lost engagement ring and vent</a>:
    [QUOTE]I wish I had known about insuring my ring through my parents' policies even though I doubt they have one since neither of them wear jewelry or even wedding bands.
    Posted by chescam[/QUOTE]

    You could also put it on their homeowners or renters insurance.

    Please keep us posted on what you decide to do.
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  • cmeyer3946cmeyer3946 member
    Tenth Anniversary 500 Comments
    edited December 2011
    That is a heartbreaking story.  I'm sorry that happened.  Diamond earrings were stolen out of my dorm room 16 years ago.  They were a gift from my boyfriend so I can feel your pain.

    Start working an extra day here or there to save up some money to help get yourself a new one.  That's the only thing that's going to make you feel better is knowing you're on a road to engagement ring recovery.  These things happen and hindsight is always 20/20 about the insurance.  Time to move forward and have faith that you'll have a pretty ring on your finger again one day.
    BabyFruit Ticker
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  • cjohnsen2010cjohnsen2010
    500 Comments
    edited December 2011
    Check with your parents' homeowners policy.  A friend's son's brand new clothes got stolen from his college room and his parents' homeowners insurance covered it.  It's worth a try!
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