Check made out to Cash

Re: Check made out to Cash

• AddieCake member

  

  May 2014

  Oooh, awkward. But yeah, I think you need to say something so they can have their books balanced!

  What did you think would happen if you walked up to a group of internet strangers and told them to get shoehorned by their lady doc?~StageManager14

  

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• manateehugger member

  

  May 2014

  Yeah, I think something needs to be said otherwise they'll sit around wondering why you never cashed it. You can even get at it from that angle without saying anything about a new correct check. 

  
  

  "Hey great aunts and uncles, we enjoyed seeing you at the wedding. Thank you so much for your generosity. I just wanted to to let you know that the bank unfortunately can't accept a check without our names on it, so we weren't able to deposit it. We didn't want you to wonder why your checkbook wasn't balanced!"

  
  

  And then leave it in their court to do the "Oh dear, we can send a new one!" if it suits them. 

  

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• princessleia22 member

  

  May 2014

  I agree that it needs to be mentioned to them.  If your dad has more contact with them, I think it would be okay to have him mention it. I don't think it's rude to contact them directly either... awkward maybe, but not rude But, either you or Dad needs to say something. They will eventually notice that it hasn't been cashed and their books aren't balancing. Then they may think you never received it or it got lost and feel bad about it.

   

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• JellyBean52513 member

  

  May 2014

  hannahj0 said:

  Hello! So, I had invited some great-aunts and uncles to our wedding that I hadn't seen in years. They are my father's relatives and he wanted to invite them and offered to pay for them so how could I say no? Not really the point - moving on - so Uncle X and Aunt X didn't make it to the wedding, but did send a card afterwards. They gave us a check and made it out to "CASH" instead of our names.
  
  Apparently banks no longer accept this and haven't for years (aunt and uncle are older people). So my question (finally) - how should we go about addressing this?
  
  I feel like it would be rude to get in touch with someone that I haven't spoken to in years to say "HEY! Can you send a new check with our names?! "
  Should I just mention it to my dad and see if he will say something to them?
  
  I would just take the loss of money and never bring it up, but I also feel like when you write a check..you expect that money to come out of your account at some point? So therefore I also feel rude just making them wonder why their bank balance is off for the rest of time....
  
  Suggestions as to what to do? Thanks ladies!

  This is not true of all banks.... sometimes a friend and I go clean this woman's house for her, and she always writes a check out to CASH and then one of us deposits the check and gives the other money. She has Bank of America, I have Citibank. Neither of us have ever had an issue.
  
  If the bank that the check was drawn on is local to you, you can always go into that bank branch and request that it be cashed. If you can't/don't want to go this route, it's not rude to get in touch with the couple in question, as they will want to know why the funds haven't been withdrawn and will probably be annoyed with you if you make them wait to contact you before you tell them.

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• lyndausvi mod

  

  May 2014

  I've never had a problem with a check made out to cash before. how odd? I agree that if there is branch the check is drawn on go there. If not contact the couple to let them know why the check hasn't cleared.

  
  

  
  

  
  

  
  

  
  

  
  

  What differentiates an average host and a great host is anticipating unexpressed needs and wants of their guests.  Just because the want/need is not expressed, doesn't mean it wouldn't be appreciated. 
  

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• SewInLoveWithDMB member

  

  May 2014

  I've never had an issue cashing a check made out to "Cash." Can you try to deposit it via a phone app instead of going in person at the bank? It seems like a sneaky way to do it, but try that first before contacting the gift-givers?  Just a thought.

  
  
  293 (Adults) Invited
  198 Yes (+ 12 children and 3 babies)
  95 No
  0 Unknown
  

  
  

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• grumbledore member

  

  May 2014

  Yeah that's definitely not universally true.  It may just be the particular bank that you tried to cash the check at.  I would do everything PPs have suggested before contacting them, then I would contact them.  They wrote you a check, they aren't going to be upset that you are trying to cash it.

  
  

  

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• sofakingmad member

  

  May 2014

  I'm not sure what bank you use, but you can still write checks out to cash. Can you ask your mom/dad or ILs to try to cash it for you at their banks?

  

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• blabla89 member

  

  May 2014

  I'd try cashing it at other banks first - if your parents use a different bank than you do, maybe they could do it for you. Or Aunt and Uncle X's bank, if they have a branch nearby.
  

  

  
  
  

  
  

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• hannahj0 member

  

  May 2014

  Ah very interesting. I guess I just assumed if one bank wouldn't none of them would anymore. Thanks for all the suggestions! We live out of state, away from both parents and the aunt and uncle. I'll see if their bank branch is down here or if anotherbank will cash it first then move on through your suggestions! If no go, I'll be sure they are aware why it isn't being cashed.
  
  Thanks again!

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• JaxInBlue member

  

  May 2014

  Did you ask if you could deposit it "for deposit only?"  DH and I had to do that for a few checks we received where the subject line didn't give with the bank records.  For example, we had a couple of checks written out to me and only part of my maiden name; I was a Smith-Jones, and we got checks for Jane Smith.  The bank let us deposit them "for deposit only" - which designates those funds for a longer hold or something like that.
  

  
  

  
  

  
  

  
  

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