WR $ vent. Long, FWP.

sarahufl · August 2014

JCbride2015 said:

sarahufl said:

jenna8984 said:

@caittdid23 Sorry!! I actually thought that estimate was low for NYC too so I was surprised I was dead on! I'm pretty sure in terms of cost of living NYC is always #1, San Fran is always #2, Honolulu #3.

Spoiler alert- It isn't low.

Well, obviously there is a range. I have friends who pay between $1800-2600 for studio apartments above 96th St. But the rents are drastically cheaper up in Harlem, or on the Lower East Side where there is no subway. It's all relative to the neighborhood.

Our rent is actually a little under $2500 and we rent out our parking space for $155, so the effective rent is really more like $2350. Our money went farther in Jersey City than in Mahattan, so here we are. Our previous one-bedroom was $1800, but that's the garden apartment that got flooded in Sandy. We moved quickly to what was available. Could we have found something cheaper? Probably. But we were homeless, quite literally, so we took what we could get.

Rent here is one of the things I hate the most. We have a 2 bed on the UWS and pay 3200. I had the 2 BR with a roommate before H and I got married and it made more sense for him to move in rather than get an entirely new place.

Ugh, Sandy. I didn't know your apartment flooded. That was terrible.

JCbride2015 · August 2014

sarahufl said:

JCbride2015 said:

sarahufl said:

jenna8984 said:

@caittdid23 Sorry!! I actually thought that estimate was low for NYC too so I was surprised I was dead on! I'm pretty sure in terms of cost of living NYC is always #1, San Fran is always #2, Honolulu #3.

Spoiler alert- It isn't low.

Well, obviously there is a range. I have friends who pay between $1800-2600 for studio apartments above 96th St. But the rents are drastically cheaper up in Harlem, or on the Lower East Side where there is no subway. It's all relative to the neighborhood.

Our rent is actually a little under $2500 and we rent out our parking space for $155, so the effective rent is really more like $2350. Our money went farther in Jersey City than in Mahattan, so here we are. Our previous one-bedroom was $1800, but that's the garden apartment that got flooded in Sandy. We moved quickly to what was available. Could we have found something cheaper? Probably. But we were homeless, quite literally, so we took what we could get.

Rent here is one of the things I hate the most. We have a 2 bed on the UWS and pay 3200. I had the 2 BR with a roommate before H and I got married and it made more sense for him to move in rather than get an entirely new place.

Ugh, Sandy. I didn't know your apartment flooded. That was terrible.

My dad tried to tell me we would save money by renting on the UWS near school so that I could "save on commute costs." Uh, Dad, my PATH card is $60 per month. We'd easily pay $500-1000 more if we lived in Manhattan. I don't mind the commute and this was the best way for us to get a nice one-bedroom in our budget. Now we love JC and after the wedding we could easily afford Manhattan, but we really want to stay here.

And yeah, fuck Sandy.

sarahufl · August 2014

JCbride2015 said:

sarahufl said:

JCbride2015 said:

sarahufl said:

jenna8984 said:

@caittdid23 Sorry!! I actually thought that estimate was low for NYC too so I was surprised I was dead on! I'm pretty sure in terms of cost of living NYC is always #1, San Fran is always #2, Honolulu #3.

Spoiler alert- It isn't low.

Well, obviously there is a range. I have friends who pay between $1800-2600 for studio apartments above 96th St. But the rents are drastically cheaper up in Harlem, or on the Lower East Side where there is no subway. It's all relative to the neighborhood.

Our rent is actually a little under $2500 and we rent out our parking space for $155, so the effective rent is really more like $2350. Our money went farther in Jersey City than in Mahattan, so here we are. Our previous one-bedroom was $1800, but that's the garden apartment that got flooded in Sandy. We moved quickly to what was available. Could we have found something cheaper? Probably. But we were homeless, quite literally, so we took what we could get.

Rent here is one of the things I hate the most. We have a 2 bed on the UWS and pay 3200. I had the 2 BR with a roommate before H and I got married and it made more sense for him to move in rather than get an entirely new place.

Ugh, Sandy. I didn't know your apartment flooded. That was terrible.

My dad tried to tell me we would save money by renting on the UWS near school so that I could "save on commute costs." Uh, Dad, my PATH card is $60 per month. We'd easily pay $500-1000 more if we lived in Manhattan. I don't mind the commute and this was the best way for us to get a nice one-bedroom in our budget. Now we love JC and after the wedding we could easily afford Manhattan, but we really want to stay here.

And yeah, fuck Sandy.

yeah, you don't save much of anything living in Manhattan....

Bubblegum5586 · August 2014

daria24 said:

JCbride2015 said:

@daria24 Care Credit gave you two years interest free?

No the dentist's deal was two years no interest. Every dentist/HCP has a different "offer." CC just determines how much credit they are willing to give you.

2 summers ago I needed to get all 4 wisdom teeth out immediately from horrible headaches I was having, after I recovered and was still having bad headaches we realized it wasn't the wisdom teeth but an abscessed tooth I had! So then I needed a root canal and a crown as well. So that put me way over the max of my insurance. Someone told me about care credit and I was able to get the interest free for 12 months and as PP said make sure you pay it off or they back charge you all the interest! I made it by like 3 days! lol But definitely worth looking into! GOOD LUCK!!!!

WR $ vent. Long, FWP.

Re: WR $ vent. Long, FWP.

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