I have found a wedding photographer whose pictures I love and his personality I really like. My only reservation is that he works alone and is the only photographer I contacted who will not guarantee an associate as a replacement should he not be able to make it. The draft contract (I haven’t signed yet) states in the event he can’t fulfill the assignment he will refund our money so no worries about getting ripped off but I am afraid it would be too late to find a replacement. Should I go with someone I like less (and charges a lot more) to guarantee someone is there or am I worrying about nothing? <?xml:namespace prefix = o ns = "urn:schemas-microsoft-com:office:office" />