My boyfriend and I are in our early twenties and want to get engaged soon. We went to look at rings and the jeweler noticed how young we were, she suggested a moissanite stone. The setting I fell in love with has over 1 carat of diamonds in it already and over $5,000 so to spend another $4,000 would be a large expense for us. We were thinking of getting the moissanite stone now then upgrading to a diamond for a five year anniversary. Does anyone have a moissanite stone with a diamond setting? Experiences? Thoughts? Opinions?