Under budget! What would you do?

dolewhipper · January 2015

THANK GOD! This wedding could have easily spiraled out of control but thankfully I was a finance nazi on our budget.

So there are a few things I can do with this extra money. As a guest/person of the WP/bride/groom, what would you spend it on? FTR, we cannot upgrade the F&B as the guest list is too high and the upgrade would be more than what we could afford.

charcoalandblush · January 2015

I vote photo booth. I've been a guest at a couple of weddings with photo booths and they're SO much fun! A lot of them will print two copies and put one in an album for you, they're pretty hilarious to look at after the wedding.

lurkergirl · January 2015

I voted honeymoon. I'm selfish like that.

maeday2 · January 2015

lurkergirl said:

I voted honeymoon. I'm selfish like that.

Ditto.

emmaaa · January 2015

I voted honeymoon. Assuming you are already treating your wedding party and guests properly, I would splurge for myself.

My second choice would be limo. Our wedding was at our church and the reception was at a different venue less than 5 miles down the road. Our WP and us just drove our own cars and carpoooled. It wasn't an issue but could be nice.

ashley8918 · January 2015

I didn't vote. I would put it into savings, for sure. You don't HAVE to spend it.

Nice job coming in under budget though; that's tough!

southernbelle0915 · January 2015

None of the above - save it for a down payment on a house. If you already own a home, invest it.

sarahufl · January 2015

Save it. Spending All The Money on a wedding is not sensible.

lovegood90 · January 2015

I'd recommend saving it, or photo booth. I would not recommend option 1 unless you are including WP SO's in the limo too.

jenna8984 · January 2015

Normally I am all about savings and making sure any emergency accounts or house down payments accounts are funded. But honestly, by the items listed it sounds around $800 give or take and to me that's not really going to contribute much to a down payment or anything substantially expensive. So I'd go ahead and spend it. My vote was photobooth because it benefits the most people, but honeymoon would be a close second to upgrade to a suite or something.

huskypuppy14 · January 2015

lovegood90 said:

I'd recommend saving it, or photo booth. I would not recommend option 1 unless you are including WP SO's in the limo too.

I voted for the limo. It seems like right now their wedding party members could be stranded. OP can you elaborate a little more on what is happening here.

Also, I have never heard of including SO in the limo. It's not an etiquette violation to not include them.

lovegood90 · January 2015

huskypuppy14 said:

lovegood90 said:

I'd recommend saving it, or photo booth. I would not recommend option 1 unless you are including WP SO's in the limo too.

I voted for the limo. It seems like right now their wedding party members could be stranded. OP can you elaborate a little more on what is happening here.

Also, I have never heard of including SO in the limo. It's not an etiquette violation to not include them.

Oh sorry, I wasn't implying that it is. I just think it's a nice thing to do so that the SOs aren't by themselves either.

ashley8918 · January 2015

jenna8984 said:

Normally I am all about savings and making sure any emergency accounts or house down payments accounts are funded. But honestly, by the items listed it sounds around $800 give or take and to me that's not really going to contribute much to a down payment or anything substantially expensive. So I'd go ahead and spend it. My vote was photobooth because it benefits the most people, but honeymoon would be a close second to upgrade to a suite or something.

Ummmm, $800 is a pretty damn substantial amount to put into savings.

I mean, unless you are this guy.

larrygaga · January 2015

I'm spending my extra on my honeymoon.

EDIT: If it's a significant fund, maybe put some of it away for later.

jenna8984 · January 2015

ashley8918 said:

jenna8984 said:

Normally I am all about savings and making sure any emergency accounts or house down payments accounts are funded. But honestly, by the items listed it sounds around $800 give or take and to me that's not really going to contribute much to a down payment or anything substantially expensive. So I'd go ahead and spend it. My vote was photobooth because it benefits the most people, but honeymoon would be a close second to upgrade to a suite or something.

Ummmm, $800 is a pretty damn substantial amount to put into savings.

I mean, unless you are this guy.

LOL love that movie. If your savings goal is to get a 200k house in the near future that's not going to make or break you in my eyes. If your savings goal is just to have 1k for car/ appliance/ medical emergency than yes you're right it would make a big difference.

labro · January 2015

I'd save it. Do you already have cash set aside for tips, unexpected charges, or fees? Sometimes there can be a few "extras" that suddenly turn up that last month before your wedding and the $800 would be nice for that. Once you get past the wedding, put the money into savings or splurge on your honeymoon!

sarahufl · January 2015

ashley8918 said:

jenna8984 said:

Normally I am all about savings and making sure any emergency accounts or house down payments accounts are funded. But honestly, by the items listed it sounds around $800 give or take and to me that's not really going to contribute much to a down payment or anything substantially expensive. So I'd go ahead and spend it. My vote was photobooth because it benefits the most people, but honeymoon would be a close second to upgrade to a suite or something.

Ummmm, $800 is a pretty damn substantial amount to put into savings.

I mean, unless you are this guy.

It must be nice for $800 to be insignificant. You can send it my way if you don't miss it.

dolewhipper · January 2015

huskypuppy14 said:

lovegood90 said:

I'd recommend saving it, or photo booth. I would not recommend option 1 unless you are including WP SO's in the limo too.

I voted for the limo. It seems like right now their wedding party members could be stranded. OP can you elaborate a little more on what is happening here.

Also, I have never heard of including SO in the limo. It's not an etiquette violation to not include them.

WP totally not being stranded. They have their SOs, my parents, Fi parents who can all take them. Currently that is what was planned and I asked the WP already if they were cool with it. This is also what I did when I was a BM in my friend's wedding, and she is a BM in my wedding as well another friend who is/was in both.

ashley8918 said:

jenna8984 said:

Normally I am all about savings and making sure any emergency accounts or house down payments accounts are funded. But honestly, by the items listed it sounds around $800 give or take and to me that's not really going to contribute much to a down payment or anything substantially expensive. So I'd go ahead and spend it. My vote was photobooth because it benefits the most people, but honeymoon would be a close second to upgrade to a suite or something.

Ummmm, $800 is a pretty damn substantial amount to put into savings.

I mean, unless you are this guy.

LOL. We have our savings budget separate form our wedding fund. As jenna predicted, it's a little under 1k. I guess Fi and I can also go get our teeth whitened?

maeday2 · January 2015

jenna8984 said:

ashley8918 said:

jenna8984 said:

Normally I am all about savings and making sure any emergency accounts or house down payments accounts are funded. But honestly, by the items listed it sounds around $800 give or take and to me that's not really going to contribute much to a down payment or anything substantially expensive. So I'd go ahead and spend it. My vote was photobooth because it benefits the most people, but honeymoon would be a close second to upgrade to a suite or something.

Ummmm, $800 is a pretty damn substantial amount to put into savings.

I mean, unless you are this guy.

LOL love that movie. If your savings goal is to get a 200k house in the near future that's not going to make or break you in my eyes. If your savings goal is just to have 1k for car/ appliance/ medical emergency than yes you're right it would make a big difference.

YES. Richie Rich was on yesterday. I have to watch it every time because I have an unhealthy obsession with Biltmore.

sarawifenow · January 2015

How much are we talking here? I didn't vote. I would be tempted to use it for the honeymoon, but I need more information.

dolewhipper · January 2015

sarawifenow said:

How much are we talking here? I didn't vote. I would be tempted to use it for the honeymoon, but I need more information.

As jenna predicted, about $900.

lyndausvi · January 2015

One reason my parents flat out refused to give a specific budget number was for this reason. His thought process is if he told me $1000, I would do whatever I could to spend $1000. When really everything I wanted only cost $900. The flip side if everything I wanted came to $1100 he would have paid that amount (within reason).

So I guess my point is, I see no need to add things you didn't have originally planned just to spend a certain amount of money.

ashley8918 · January 2015

jenna8984 said: ashley8918 said: jenna8984 said: Normally I am all about savings and making sure any emergency accounts or house down payments accounts are funded. But honestly, by the items listed it sounds around $800 give or take and to me that's not really going to contribute much to a down payment or anything substantially expensive. So I'd go ahead and spend it. My vote was photobooth because it benefits the most people, but honeymoon would be a close second to upgrade to a suite or something. Ummmm, $800 is a pretty damn substantial amount to put into savings.
I mean, unless you are this guy.

LOL love that movie. If your savings goal is to get a 200k house in the near future that's not going to make or break you in my eyes. If your savings goal is just to have 1k for car/ appliance/ medical emergency than yes you're right it would make a big difference.

___GOD DAMN IT, THERE ARE BOXES WHEN I EDIT. FUCKING BOXES.____
Yeah, I don't get this at all. Every "little" (THIS IS NOT A LITTLE AMOUNT, no matter the size of the overall goal) bit counts towards your savings goal, so I don't understand just blowing it because you can and because it's not "significant" in your eyes. God, that must be nice.

It's really not about making or breaking. Any time I have ANY extra cash (seriously, even if it's $5) it goes in savings. That's kind of how savings works.

ashley8918 · January 2015

P.S. OP, i'm totally not saying that you can't/shouldn't use the money on extra wedding stuffs if you so desire. I just think that putting it into savings is a totally valid suggestion. Even if it is ONLYYYYY (seriously? Dafuq?) $800.

jenna8984 · January 2015

ashley8918 said:

P.S. OP, i'm totally not saying that you can't/shouldn't use the money on extra wedding stuffs if you so desire. I just think that putting it into savings is a totally valid suggestion. Even if it is ONLYYYYY (seriously? Dafuq?) $800.

I didn't mean that it wasn't a lot of money. I meant in the grand scheme of life if you are going to buy a house next year and you put down $15,000 or $15,800 it's not going to make a difference. It's going to affect your payment by like 3 cents.

I noted that if that's not your goal, and you'd just like to have a emergency fund, then yes it's definitely worth saving. Saving works differently for you and I- you said you'd put $5 in if you had it lying around. I have a set amount transferred from my payroll directly into savings and I tend to think that is enough and the rest I can dick around with. So if I had an extra $5 I wouldn't put it in savings because I feel I've already met my saving goal for the week.

ashley8918 · January 2015

lyndausvi said:

One reason my parents flat out refused to give a specific budget number was for this reason. His thought process is if he told me $1000, I would do whatever I could to spend $1000. When really everything I wanted only cost $900. The flip side if everything I wanted came to $1100 he would have paid that amount (within reason).

So I guess my point is, I see no need to add things you didn't have originally planned just to spend a certain amount of money.

Yes, this was exactly my (original) point. If you want to, I mean, go ahead. But, why?

VulgarGirl · January 2015

Get it in singles and roll around in it on the bed.

[Deleted User] · January 2015

ashley8918 · January 2015

jenna8984 said:

ashley8918 said:

P.S. OP, i'm totally not saying that you can't/shouldn't use the money on extra wedding stuffs if you so desire. I just think that putting it into savings is a totally valid suggestion. Even if it is ONLYYYYY (seriously? Dafuq?) $800.

I didn't mean that it wasn't a lot of money. I meant in the grand scheme of life if you are going to buy a house next year and you put down $15,000 or $15,800 it's not going to make a difference. It's going to affect your payment by like 3 cents.
I noted that if that's not your goal, and you'd just like to have a emergency fund, then yes it's definitely worth saving. Saving works differently for you and I- you said you'd put $5 in if you had it lying around. I have a set amount transferred from my payroll directly into savings and I tend to think that is enough and the rest I can dick around with. So if I had an extra $5 I wouldn't put it in savings because I feel I've already met my saving goal for the week.

Well, not everyone is as privileged as you. Implying that $800 is chump change (and you did), and not worth saving was pretty damn offensive to me, honestly. There aren't many things that I wouldn't do, at this point in my life, for $800 of "money to dick around with".

It's fine to suggest that the OP use it for a limo or whatever, but acting like $800 a'int no thang? No.

jenna8984 · January 2015

@ashely8918 We were all entitled to answer with how WE would choose to spend the money. My answer applies to me. You have two kids so yes that kind of money would go to a lot of different priorities than my money would for me, doesn't make me wrong or privileged.

ashley8918 · January 2015

jenna8984 said:

@ashely8918 We were all entitled to answer with how WE would choose to spend the money. My answer applies to me. You have two kids so yes that kind of money would go to a lot of different priorities than my money would for me, doesn't make me wrong or privileged.

Right, so point totally missed.

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