@jenna8984 I have zero kids, $800 is still a lot of money to me. That would pay a large amount of my monthly mortgage. Plus every dollar counts when you're saving. Why spend money just for the sake of spending money?
I'm voting for the shot luge, cause only one other person has and clearly we're the cool people.
@jenna8984 I have zero kids, $800 is still a lot of money to me. That would pay a large amount of my monthly mortgage. Plus every dollar counts when you're saving. Why spend money just for the sake of spending money?
I'm voting for the shot luge, cause only one other person has and clearly we're the cool people.
I mean if I had ro blow money just because, you had better believe it would be on this.
For someone who does not have kids and currently rents a house and barely anything in savings, $800 would be a lifesaver to have to put in savings in case of an emergency.
When FI was interviewing with a major company, I joked around that once he got his awesome raise, we could spend the extra money on an ice sculpture (which our venue provides at an extra cost.) I think it depends on how you can spend the money. The things you listed, did you just come up with them because you have the money, or were they something you really wanted, but decided to forgo for now, unless the budget allowed? We got a photobooth for our wedding, and this was something I really wanted. But, it was not a must have. We were going to get what we needed first, and if the budget allowed, get the photobooth. Luckily, we got an amazing package with the DJ.
jenna8984's point. I don't think she was trying to come off as privileged or anything like that, or implying that $800 is chump change. I think what she meant was that IF you plan to buy a home (not everyone wants this) 2 years down the line, and you want a $300K home, spending $800 today is not a lot in the grand scheme of things. A wedding is a once in a lifetime thing (at least that's how most people go into it), so maybe using some of the extra money - as long as it does not NEED to go elsewhere - is not terrible.
I'd skip the shot luge and limo... those don't add much to your wedding. Photo booth can create a lot of lasting memories, but you will only frame so many wedding photos and they rest sit in a book forever. They can be fun to use and fun to look at photos later, but personally I prefer the candid photos of my reception over photo booth photos any day. Paying for hair/makeup for your BM's is always a plus and appreciated. I did this for my BM's. My guess is that this would only take a portion of your money (unless you have a very large party), so you could put portion of it toward other items, like honeymoon. My H and I saved up more for our honeymoon than we anticipated needing. It was nice being able to splurge on that nice dinner and activities that we hadn't anticipated, without being so worried about money. We ended up spending more than we had expected, but luckily we had the money saved to accommodate that. And what was left over rolled over into our savings.
Honeymoon! Always have another nice meal or upgrade your room or something. But if you'd rather spend the money on the wedding day I vote photo booth because that always looks like fun.
pinkcow13jenna8984's point. I don't think she was trying to come off as privileged or anything like that, or implying that $800 is chump change. I think what she meant was that IF you plan to buy a home (not everyone wants this) 2 years down the line, and you want a $300K home, spending $800 today is not a lot in the grand scheme of things. A wedding is a once in a lifetime thing (at least that's how most people go into it), so maybe using some of the extra money - as long as it does not NEED to go elsewhere - is not terrible.
---------------------HELLO I'M A BOX-------------------------
I mean, i'm sure one doesn't often intend to show their privilege. But that doesn't mean it doesn't happen.
But here's the thing. $800 IS a lot, no matter then end goal. It would absolutely make a HUGE difference to me, and obviously to many others. Saying that it's not worth saving is ridiculous. I will NEVER be able to afford a $300k home, but even if I could, I wouldn't just blow $800 because it wasn't a lot in relation to $300k. Literally every penny gets you closer to your goal, so I don't get the whole "it's not worth saving" crap.
Okay, maybe what she said was offensive to a lot of people and maybe she shouldn't have said any amount, but seriously stop jumping down her throat. She knows now that it's upsetting to people, so drop it. Save the bitchiness for the new special snowflakes, lord knows we have PLENTY of them.
Honestly, 800 is a lot to me as well but just because I don't have it doesn't mean I need to hate people who do have it. She got the point, now stop. Be gracious and let it go, we know jenna is cool and we don't need to pound a lesson into her brains.
I can see her point as well. Saving for a house, in the grand scheme of things, 800 bucks really isn't a lot. I don't think she was trying to rub in that 800 is nothing to her, at all. She was saying that all she would save for is a house, and that she would rather spend it on fun wedding things.
This is why we never bring up numbers in polite conversation.
We gotta stick together, my girls. All of us say stupid shit all the time.
When FI was interviewing with a major company, I joked around that once he got his awesome raise, we could spend the extra money on an ice sculpture (which our venue provides at an extra cost.) I think it depends on how you can spend the money. The things you listed, did you just come up with them because you have the money, or were they something you really wanted, but decided to forgo for now, unless the budget allowed? We got a photobooth for our wedding, and this was something I really wanted. But, it was not a must have. We were going to get what we needed first, and if the budget allowed, get the photobooth. Luckily, we got an amazing package with the DJ.
jenna8984's point. I don't think she was trying to come off as privileged or anything like that, or implying that $800 is chump change. I think what she meant was that IF you plan to buy a home (not everyone wants this) 2 years down the line, and you want a $300K home, spending $800 today is not a lot in the grand scheme of things. A wedding is a once in a lifetime thing (at least that's how most people go into it), so maybe using some of the extra money - as long as it does not NEED to go elsewhere - is not terrible.
THIS! Thank you pink cow. You said it perfectly. These things I listed in the poll are things I would have loved to have for my wedding, but they're totally not necessary. They were on my "wish" list, if you will. So I was curious, since I have the funds to add one of these things off my "wish" list, which the other knotties would choose.
I can always add the cash to my savings, and I do think that's a good chunk of money. I do, however, believe this to be a once in a lifetime opportunity, and though I'm not 100% set on spending the money, was curious, if given the opportunity, what other knotties would spend it on.
Okay, maybe what she said was offensive to a lot of people and maybe she shouldn't have said any amount, but seriously stop jumping down her throat. She knows now that it's upsetting to people, so drop it. Save the bitchiness for the new special snowflakes, lord knows we have PLENTY of them.
Honestly, 800 is a lot to me as well but just because I don't have it doesn't mean I need to hate people who do have it. She got the point, now stop. Be gracious and let it go, we know jenna is cool and we don't need to pound a lesson into her brains.
I can see her point as well. Saving for a house, in the grand scheme of things, 800 bucks really isn't a lot. I don't think she was trying to rub in that 800 is nothing to her, at all. She was saying that all she would save for is a house, and that she would rather spend it on fun wedding things.
This is why we never bring up numbers in polite conversation.
We gotta stick together, my girls. All of us say stupid shit all the time.
Good lord, nobody is jumping down her throat or being "bitchy" (really?)
Great, you see her point. I don't. So, I need to stop discussing it, because...?
Also, I don't get the impression that she knows it's upsetting/offensive at all based on her posts, but that doesn't really matter. I am not demanding an apology or anything, I am discussing.
Why not split it up? Put an extra $400 or so towards your honeymoon and then have the other $500 as an emergency wedding fund. If you end up not needing it then you have money to put into your savings! Nice job managing your budget!
Hell, I'd do some crazy shit for $800.00 if it were guaranteed cash money right then.
I'd go get a nice rental house for myself and FI. And then I'd do whatever it was I did to GET the $800, AGAIN to keep the apartment. Once a month, every month. No lifestyle change (because while we don't spend much excess, we do eat things that are not ramen occasionally) AND I get out of my house?
ashley8918 Your whole discussion just seems like you are mad that she has more money than you. If you see someone with a diamond do you punch them in the face because you don't have it? I just don't know where all this anger came from and thought it was maybe a tad misdirected. Anyway, I stood up for her because I felt I should, as you feel you should make your point. I think both sides are kinda dumb. I think my point is also dumb. It's all dumb.
I just hate when people argue about tiny things like this, I think it looks trashy. As a fellow poor person (can I say that to you?) I would rather die than allow someone with money think they are classier than me. I'm just sticking my nose into a discussion where it doesn't belong.
We came in several thousand under budget on our wedding. I banked it. Nothing like the security of having a decent emergency fund.
STUCK ---
So did we. But we did get everything we wanted for the wedding. I can't think of anything we had on our wish list that didn't happen. Maybe a nicer hotel room that night?
OP, I think that if these items were on your wish list to begin with and your had already budgeted this $800 for the wedding, then I'd use it for the wedding.
ashley8918 Your whole discussion just seems like you are mad that she has more money than you. If you see someone with a diamond do you punch them in the face because you don't have it? I just don't know where all this anger came from and thought it was maybe a tad misdirected. Anyway, I stood up for her because I felt I should, as you feel you should make your point. I think both sides are kinda dumb.
I still you and I hope you don't </3 me.
No sure where that comes from.
I'm not mad. I'm opinionated. Sorrynotsorry (and real sorry to whichever one of you guys despises that phase... I can't remember who). It is my opinion that saying that $800 isn't worth saving is a bunch of bullshit and I will discuss said opinion if I damn well please. Because, opinionated
I have seen and been involved in much more heated discussions around here, so I'm not sure what's jumping out as you as "I AM SO MAD".
ashley8918 Your whole discussion just seems like you are mad that she has more money than you. If you see someone with a diamond do you punch them in the face because you don't have it? I just don't know where all this anger came from and thought it was maybe a tad misdirected. Anyway, I stood up for her because I felt I should, as you feel you should make your point. I think both sides are kinda dumb.
I still you and I hope you don't </3 me.
No sure where that comes from.
I'm not mad. I'm opinionated. Sorrynotsorry (and real sorry to whichever one of you guys despises that phase... I can't remember who). It is my opinion that saying that $800 isn't worth saving is a bunch of bullshit and I will discuss said opinion if I damn well please. Because, opinionated
I have seen and been involved in much more heated discussions around here, so I'm not sure what's jumping out as you as "I AM SO MAD".
It's true- you are very opinionated and often like to engage in discussions which may turn into arguments. I'm kind of the same way as well and can be stubborn on some of my sides, so I'm not mad about it nor do I feel attacked. I think we've both said all we needed to on this particular topic, I have anyways.
We came in several thousand under budget on our wedding. I banked it. Nothing like the security of having a decent emergency fund.
STUCK ---
So did we. But we did get everything we wanted for the wedding. I can't think of anything we had on our wish list that didn't happen. Maybe a nicer hotel room that night?
OP, I think that if these items were on your wish list to begin with and your had already budgeted this $800 for the wedding, then I'd use it for the wedding.
There were a few things we would have liked, but nothing that had any bearing on guest comfort or that we felt we'd miss by not having them. We did end up spending a small amount of the money on stuff for DH's truck after the wedding, but the rest that went into savings ended up being really important when I had the run-in with a deer on Christmas morning since the damage was below the deductible on my car insurance. And to replace the tires that got nails in them during construction happening across the street from our building.
P.S. OP, i'm totally not saying that you can't/shouldn't use the money on extra wedding stuffs if you so desire. I just think that putting it into savings is a totally valid suggestion. Even if it is ONLYYYYY (seriously? Dafuq?) $800.
I didn't mean that it wasn't a lot of money. I meant in the grand scheme of life if you are going to buy a house next year and you put down $15,000 or $15,800 it's not going to make a difference. It's going to affect your payment by like 3 cents.
I noted that if that's not your goal, and you'd just like to have a emergency fund, then yes it's definitely worth saving. Saving works differently for you and I- you said you'd put $5 in if you had it lying around. I have a set amount transferred from my payroll directly into savings and I tend to think that is enough and the rest I can dick around with. So if I had an extra $5 I wouldn't put it in savings because I feel I've already met my saving goal for the week.
Well, not everyone is as privileged as you. Implying that $800 is chump change (and you did), and not worth saving was pretty damn offensive to me, honestly. There aren't many things that I wouldn't do, at this point in my life, for $800 of "money to dick around with".
It's fine to suggest that the OP use it for a limo or whatever, but acting like $800 a'int no thang? No.
Yes but what if you have $14,200 in the bank. That $800 could make it so that you could move out of your parents' basement sooner. It could also cover some of the closing costs. Buying a house has other costs besides just the down payment. Or it could go toward the first month's mortgage. I know I didn't enjoy spending a huge chunk of change and then paying that mortgage the next month.
Your assumption is that everyone has all of their expenses in order and their savings maxed out.
I see where you're coming from ashley, and I see where you're coming from jenna.
What it comes down to, is that I had these items on the poll originally for my wedding. I nixed these ideas knowing I could come back to them if I had the extra budget. And I'm so grateful and happy I do! So I'm just curious what other knotties would choose from my "wish" list.
Life happens, and things come up. One thing that happened last month was an unexpected trip to the ER. My insurance covers most of it but, the $100 co-pay plus, the coinsurance will still leave me with a balance. I would love to have that $800 cushion for things like this.
ashley8918 Your whole discussion just seems like you are mad that she has more money than you. If you see someone with a diamond do you punch them in the face because you don't have it? I just don't know where all this anger came from and thought it was maybe a tad misdirected. Anyway, I stood up for her because I felt I should, as you feel you should make your point. I think both sides are kinda dumb.
I still you and I hope you don't </3 me.
No sure where that comes from.
I'm not mad. I'm opinionated. Sorrynotsorry (and real sorry to whichever one of you guys despises that phase... I can't remember who). It is my opinion that saying that $800 isn't worth saving is a bunch of bullshit and I will discuss said opinion if I damn well please. Because, opinionated
I have seen and been involved in much more heated discussions around here, so I'm not sure what's jumping out as you as "I AM SO MAD".
It's true- you are very opinionated and often like to engage in discussions which may turn into arguments. I'm kind of the same way as well and can be stubborn on some of my sides, so I'm not mad about it nor do I feel attacked. I think we've both said all we needed to on this particular topic, I have anyways.
Meh, not really. That's not my goal anyway.
But again, ain't nobody involved (Jenna and I) mad, see? Annoyed? Maybe. Offended? Yup, a bit. But that's how discussions sometimes work. Mad? Not even. That would take some serious ignorant Everhart shit.
I see where you're coming from ashley, and I see where you're coming from jenna.
What it comes down to, is that I had these items on the poll originally for my wedding. I nixed these ideas knowing I could come back to them if I had the extra budget. And I'm so grateful and happy I do! So I'm just curious what other knotties would choose from my "wish" list.
Lets just dance.
That's awesome! You are a much better budgeter than I am!
I would still probably save it as these things are not necessities, but as we have already established, I am poor (and super MAD about it). Of the things on your list, I would lean towards throwing it at your girls for hair and whatnot. Being in weddings is expensive, and it would be a really nice gesture on your part.
Save it. We had $5K in unexpected emergency expenses come up in the month following our wedding. We came in below our budget and would have been in rough shape had we not saved the difference.
Re: Under budget! What would you do?
---------------------HELLO I'M A BOX-------------------------
I'm the fuck out.
Yes but what if you have $14,200 in the bank. That $800 could make it so that you could move out of your parents' basement sooner. It could also cover some of the closing costs. Buying a house has other costs besides just the down payment. Or it could go toward the first month's mortgage. I know I didn't enjoy spending a huge chunk of change and then paying that mortgage the next month.
Your assumption is that everyone has all of their expenses in order and their savings maxed out.