Engagement ring insurance

Re: Engagement ring insurance

• AddieCake member

  

  July 2015

  I don't know about the insurance, but congrats and happy planning!

  What did you think would happen if you walked up to a group of internet strangers and told them to get shoehorned by their lady doc?~StageManager14

  

  Report0 Reply
• teddygirl9 member

  

  July 2015

  There are stand alone jewellery policies you can get - try googling stand alone jewellery policy and your city/state, something should come up. You should get a few quotes and make sure to read the fine print very, very carefully.

  

  Report0 Reply
• ohmrs2014 mod

  

  July 2015

  I have mine insured through Perfect Circle insurance.  They once were Jewelers Mutual.
  

  
  

  
  

  
  

  
  

  

  Report0 Reply
• frenchiekin member

  

  July 2015

  We didn't have homeowners (because we aren't) or renters insurance when we got engaged, but I wanted to get my ring insured.  I didn't know there were stand-alone jewelry insurers at the time, so I just called around to different insurance companies (including my auto insurer) to get renters insurance quotes.  I figured renters insurance was probably a smart thing to have anyway if it was affordable.  I ended up finding a renters policy for $18/month through Liberty Mutual that has great coverage for our apartment/possessions and also covers my ring.  I didn't need to get a jewelry rider because the appraised value of my ring is under a certain amount.

  
  

  PPs gave great advice too if you aren't interested in getting a renters policy.  Good luck and congratulations!!

  
  

  
  

  Report0 Reply
• aliwis000 member

  

  July 2015

  ohmrs2014 said:

  I have mine insured through Perfect Circle insurance.  They once were Jewelers Mutual.
  

  This is who we used as well. I wanted a policy for the ring just in case I lost it while on vacation or something. Our homeowners insurance did not seem to have answers I liked about loss while not at home.
  

  Report0 Reply
• CMGragain member

  

  July 2015

  BrandtToBe2017 said:

  I just got engaged on May 28th!! I am wanting to put insurance on my engagement ring, but the only options I have found so far is making it a rider on either homeowners or renters insurance policies... We do not have either of those. Is there any other way to get insurance on it? TIA

  Eeeek!  You don't have insurance on your household stuff?  Unless you are still in college, this is more important than ring insurance.  Shit happens.  Fires.  Tornadoes.  Burglars.  This is really important!
  

  

  Report6 Reply