Cal, you've talked before about saving a good bit of money by getting some military discounts. I wanted to ask how you went about asking about them? I realize I may be overthinking this, but I'm doing most of my vendor contact either through e-mail or phone messages, and I wanted any sort of wording advice. I don't want to be too oblique about it, but I also don't want people to feel too put on the spot or think I'm trying to low-ball them. Did asking straight-out work for you, or was it more of them knowing through your that your FI was military and them offering? Suggestions welcome.